1. ... S i m p l y c h a n g i n g l i v e s

2. Doing Business As... S i m p l y c h a n g i n g l i v e s

3. ABOUTUS... S i m p l y c h a n g i n g l i v e s

4. ABOUTUS Who Are We? What are we about? Company Overview Who are the men behind the scene?

5. ... A l l i a n c e t h a t c h a n g e l i v e s CompanyOverview 27 years in Business 75,000 Square Foot Building GMP Certified and FDA Approved

6. WhoareWe? Nutritional/Network Marketing Company Launched Summer 2010 Located in Salt Lake City, Utah, U.S.A. Produce Cutting-Edge, High Demand PRODUCTS Positioning To Become A Multi-Million Dollar Co.... S i m p l y c h a n g i n g l i v e s

7. WhatareWeabout? EMA is all about changing people’s lives Financially Physically Spiritually... S i m p l y c h a n g i n g l i v e s

8. ... A l l i a n c e t h a t c h a n g e l i v e s Menbehindthescene Master-level network marketer Launched one of the first prepaid telecom companies in the country, reaching $30 million dollars in revenue each month Has built other network marketing organizations that consist of huge networks and incredible monthly revenues. Gerald Ricks President/Founder

9. Menbehindthescene MLM veteran with several years of industry experience An expert in business finance and accounting Over 25 years of in accounting and finance for large and small companies BS degree in Physics and an MBA in Finance from Brigham Young University Robert Yukes CEO/CFO... S i m p l y c h a n g i n g l i v e s

10. Menbehindthescene Africa's finest Online/MLM veteran With over 9 years experience in the network marketing industry and especially with the online driven programs Single handedly built a team of over 800,000 people in 2 years around the world for a network marketing organization & made a $1,000,000 in the process Smart Alozie CEO, EMA Nigeria Head, Int’l Business Expansion... S i m p l y c h a n g i n g l i v e s

11. OURPRODUCTS... S i m p l y c h a n g i n g l i v e s

12. Modern Healthcare products made from natural herbs Produced using cutting- edge technology OURPRODUCTS

13. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

14. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

15. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

16. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

17. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

18. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

19. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

20. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

21. ... S i m p l y c h a n g i n g l i v e s OURPRODUCTS

22. COMPENSATION PLAN... S i m p l y c h a n g i n g l i v e s

23. COMPENSATIONPLAN How do I make money promoting EMA products?

24. ... S i m p l y c h a n g i n g l i v e s 5WAYSTOEARN Fast Start Bonus RetailProfit Monthly Residual Income Leadership/ Matching Bonus Incentives

25. ... S i m p l y c h a n g i n g l i v e s FASTSTARTBONUS Pays on two (2) levels deep You get paid on everybody you introduce directly regardless of how many they are. All of these people makes up your level 1 on the fast start bonus. You also get paid on everybody each one of your level 1 people introduces. These makes up your level 2. Our Fast Start Bonus is dependent also on the different membership levels that your downlines joins with

26. ... S i m p l y c h a n g i n g l i v e s FASTSTARTBONUS * Please Note that our Naira conversions are subject to Change

27. ... S i m p l y c h a n g i n g l i v e s MONTHLYRESIDUAL INCOME Earn up to $100,000 monthly on our Residual income calculation. It is dependent on a compulsory purchase of 1 product per person per month. Our system pays you up to the 10th level in our 3 By 10 Forced Matrix. It’s important to note also that your earnings are also dependent on your Current membership Rank/Status. For example an EBO member would earn up to the 5th level while a Diamond member earns up to the 10th level in the matrix.

28. ... S i m p l y c h a n g i n g l i v e s MONTHLYRESIDUAL INCOME

29. ... S i m p l y c h a n g i n g l i v e s LEADERSHIPBONUS This bonus is a % of the total Residual income received by their directly sponsored members monthly To qualify for our Leadership bonus, you must be at least a Silver Ranking/Status member. EBO members do not qualify for our monthly Leadership Bonus.

30. ... S i m p l y c h a n g i n g l i v e s Silver (25%) Gold (50%) Ruby (75%) Diamond (100%) LEADERSHIPBONUS

31. ... S i m p l y c h a n g i n g l i v e s RETAILPROFIT Earn up to 50% in Retail profit

32. ... S i m p l y c h a n g i n g l i v e s INCENTIVES

33. FreetriptotheUSA To qualify: Have 10 active directly sponsored members with autoship profile 12,500 group volume (GV) per month for 3 months in a row. Las Vegas & Utah

34. ... S i m p l y c h a n g i n g l i v e s FreeCar To qualify: 100,000 group volume (GV) in any given month and earn a car bonus commission of $822 for each month you have the 100,000 GV.

35. ... S i m p l y c h a n g i n g l i v e s HousingAllowance To qualify: 200,000 group volume (GV) in any given month and earn a house bonus commission of $2,220 for each month you have 200,000 GV

36. ... S i m p l y c h a n g i n g l i v e s READYTOJOINEMA&JTL? Ready to join our family?

37. ... S i m p l y c h a n g i n g l i v e s OUR5MEMBERSHIPLEVELS

38. npeva... S i m p l y c h a n g i n g l i v e s HOWDOIJOIN? To Join our Team, the “smartmoney” team, log on to www.joytolive.net/smartmoney Click on join now, fill out the form and make your payment using your Visa/Master card Debit/credit cards. Or Contact : Smart Alozie on skype. Skype ID is : smart2gold

39. ... S i m p l y c h a n g i n g l i v e s FORMOREINFO www.joytolive.info www.joytoliveproducts.com www.joytoliveopportunity.com Contact your sponsor for your signup Smart Alozie