1. Housing A Place to Call Home

2.  Types of Housing Your Parent’s Home Dormitories Apartments  Apartment Building or Complex  Large or Small?  Furnished or Unfurnished? Houses, Condos, and Mobile Homes  Shared Housing Costs Agree on Rules of Behavior Divide Responsibilities Make a Written agreement

3. Advantages  Lower Cost  Less Responsibility  Mobility Disadvantages  Now Ownership  More Restrictions  Shared Space

4. Advantages Ownership Value Your Own Space Fewer Restrictions Tax Deductible Disadvantages Down Payment High Cost Property Taxes Insurance Restricted Mobility More Responsibility

5.  How to Find and Evaluate Apartments Budget Trade-Offs  Convenience  Neighborhood  Environment  Size and Condition  Facilities  Pets Where to Find Leads  Newspaper Ads  Internet  Real Estate Agencies  Apartment Managers How to Evaluate an Apartment  The Lease and Moving In Lease Terms: Rights and Responsibilities  Lease Terms  Condition report  Moving Expenses  Packing  Mail  Utilities

6.  Plan Your Place What Can You Borrow? What Can You Buy Used? How Can You Buy New Affordably?