1. Partners for the Path Ahead HomeBridge Interactive Portal Submission Process

2. Partners for the Path Ahead Training Agenda Portal Functionality Submission Overview Document Library Conditions- Review/Upload Lock Overview Purchase Overview Purchase Disposition Purchase Conditions Purchase Advice Collateral Purchasing General Information

3. Partners for the Path Ahead Pipeline Management Loan Submission Upload Initial Documentation Review HBC Loan Documentation Conditions- Review / Upload Lock Loans Purchase Process HIP Contains: Seller Guides Program Matrices/Guidelines Announcements Rate Sheets Sales Contact Information www.homebridgecorrespondent.com

4. Partners for the Path Ahead Submitting Loans through HIP is as Easy as 123! Step 1- File Import Step 2- Upload File Documentation Step 3- Submit Loan

5. Partners for the Path Ahead Step 1- File Import New Loan Actions Closed Loan Review Prior Approval Submission

6. Partners for the Path Ahead Step 1- File Import AUS Submission 1.Enter- FannieMae: Case File ID User ID Password 2. Select Import FHA Streamlines 1.Select Manual Submission: Browse and attach file 2. Select Import

7. Partners for the Path Ahead Step 1- File Import 1.Complete contact information 2.Select- Register

8. Partners for the Path Ahead Step 1- File Import Exceptions: Identifies critical information that is missing from the loan file submission Select- Save Exception to File Fatal Errors- Loan can not be submitted until missing information is updated. Update FannieMae DU Case File Rerun Desktop Underwriter Retrieve updated Casefile ID on initially submission page in HIP Example- Missing Subject Property Address Warnings- Loan can be submitted, however loan information must be updated prior to purchasing Example- Missing dependent Age

9. Partners for the Path Ahead Step 2- Upload File Documentation Locate Loan in Pipeline Double Click on loan or Select- Loan Details Summary

10. Partners for the Path Ahead Step 2- Upload File Documentation Select- Upload Documents

11. Partners for the Path Ahead Step 2- Upload File Documentation Documents may be uploaded in batches or indexed appropriately Select- Category Select- Doc Type Browse and Attach File Select- Upload Acceptable Document Types: PDF TIFF TXT HTM/HTML XML Maximum individual document size: 40MB

12. Partners for the Path Ahead Step 3- Submit Loan Select- Submit Loan

13. Partners for the Path Ahead Loan Details Summary All loan functions are completed in the Loan Details Summary Screen through the tabs and action buttons highlighted

14. Partners for the Path Ahead Import History Contains a list of the AUS/3.2 import history Select Findings to review DU findings Select note to add a note to that specific upload

15. Partners for the Path Ahead Document Library Contains Seller Uploaded Documents and HBC Uploaded Documents Double click on any document name to review

16. Partners for the Path Ahead Condition- Review / Upload View Underwriting and Purchasing conditions Select Upload to browse and attach condition(s)

17. Partners for the Path Ahead Status History Current Loan Status is always displayed in the header View complete Status History of the loan

18. Partners for the Path Ahead Lock Loan Prior to Submission:Existing Loans:

19. Partners for the Path Ahead Lock Loan- Prior to Submission Select New Loan Actions Lock Prior to Submission

20. Partners for the Path Ahead Lock Loan- Prior to Submission AUS Submission: Enter FannieMae Casefile ID, User ID & Password Select Import Manual Submission: Attach FannieMae 3.2 File Select Import

21. Partners for the Path Ahead Lock Loan- Prior to Submission Complete- Contact Info Select- Register

22. Partners for the Path Ahead Lock Loan Complete All required information Select Price

23. Partners for the Path Ahead Lock Loan Review Rates Select Price Select Lock Request Exception / Mandatory Pricing

24. Partners for the Path Ahead Requesting Exceptions Requesting Mandatory Pricing Example

25. Partners for the Path Ahead Lock Loan Review Pricing Select Confirm

26. Partners for the Path Ahead Print Confirmation Click OK

27. Partners for the Path Ahead Lock Loan- Existing Loan Locate Loan in Pipeline Select Lock

28. Partners for the Path Ahead Lock Loan Complete All required information Select Price

29. Partners for the Path Ahead Lock Loan Review Rates Select Price Select Lock

30. Partners for the Path Ahead Lock Loan Review Pricing Select Confirm

31. Partners for the Path Ahead Print Confirmation Click OK

32. Partners for the Path Ahead Lock Change When modifying an existing locked loan: Complete Lock Change form Form located on HBC website under resources www.homebridgecorrespondent.com Email completed form to: hbclocks@homebridge.com

33. Partners for the Path Ahead Purchase Disposition Available in Document Library Double Click Purchase Disposition

34. Partners for the Path Ahead Collateral HBC Custodian: Deutsche Bank National Trust Company 1761 East St. Andrew Place Santa Ana, CA 92705-4934 Attn: Team REMN Custodian Requires: Original Note Bailee Letter Original Note Endorsement or Allonge Seller to Endorse Note: Without Recourse Pay to the Order of Real Estate Mortgage Network, Inc. DBA HomeBridge (Seller) Signature of Officer Officers Name and Title * The Endorsement for properties located in the states of Illinois, Maryland, Nebraska, New York, Rhode Island and Virginia should NOT reflect dba HomeBridge.

35. Partners for the Path Ahead Purchase Advice Available in Document Library Double Click Purchase Advice

36. Partners for the Path Ahead Seller Responsibilities Once the loan has been purchased: Transfer MERS MIN to REMN (Organization ID1002882) Batch Number FHA Assignment, provide “results” printout Final Pay History Trailing Documents (within 120 days) Original recorded Mortgage/Deed of Trust Final Title Policy Recorded Assignments Any additional HBC specified Docs Documents sent to: HomeBridge c/o Real Estate Mortgage Network 433 Hackensack Avenue- 5 th Floor Hackensack, NJ 07601 Attn: Final Docs