1. ©2013 D2DFund, Inc. Savings Bond Working Group Call December 19, 2013 Toll free: 1-800-704-9804 Pass code: 772520#

2. ©2013 D2DFund, Inc. Agenda 1.SaveYourRefund: Updates 2.Bond Policy/SAVINGS Act Update 3.Retirement Bonds 4.Wrap Up

3. ©2013 D2DFund, Inc. SaveYourRefund Update: new website!

4. ©2013 D2DFund, Inc. SaveYourRefund Updates: Friends & Partners

5. ©2013 D2DFund, Inc. SaveYourRefund Update: webinar  Still haven’t heard the details?  Wednesday, January 8 at 3:00 ET  Register today: o https://attendee.gotowebinar.com/register/3519 225913869140481 https://attendee.gotowebinar.com/register/3519 225913869140481

6. ©2013 D2DFund, Inc. Agenda 1.SaveYourRefund: Updates 2.Bond Policy/SAVINGS Act Update 3.Retirement Bonds 4.Wrap Up

7. ©2013 D2DFund, Inc. Bond Policy Updates  The Bill: Introduced Oct 30  Protects paper tax-time savings bonds until 2018 unless there is an alternative which is giftable, serves the unbanked, on the tax form  Lead: Congressman Matt Cartwright (D-PA)  30 cosponsors, bipartisan-supported  Referred to W&M  Currently: strategic reach out for more cosponsors & potential Senate companion bill  Grassroots Meetings & Support  Earned/Media Attention SAVINGS Act (HR 3385)(HR 3385)

8. ©2013 D2DFund, Inc. Bond Policy Updates How to Help 1.Meet with Your Reps and/or send e-mail endorsements 2.Get Your Reps’ Attention! NCTC Action Alert: Spread the word! http://action.tax- coalition.org/p/dia/actio n3/common/public/?acti on_KEY=15800

9. ©2013 D2DFund, Inc. Bond Policy Updates Current supporting organizations: Aspen Institute Initiative on Financial Security, Asset Building Program at the New America Foundation, National Community Tax Coalition, United Way Worldwide, Nehemiah Gateway, Maryland CASH, Corporation for Enterprise Development, Rural Dynamics, Advent Financial Services, Baltimore CASH, National League of Cities, Clarifi, Women’s Institute for a Secure Retirement, Center for Public Policy Priorities, Michigan Economic Impact Coalition THANK YOU!

10. ©2013 D2DFund, Inc. Agenda 1.SaveYourRefund: Updates 2.Bond Policy/SAVINGS Act Update 3.Retirement Bonds 4.Wrap Up

11. ©2013 D2DFund, Inc. Retirements Bonds (or R-bonds) The R-Bond The R-bond is a retail retirement securities product being considered by the Treasury Department D2D considering conducting consumer research that could possibly inform the Treasury Department R-Bonds “would have the tax characteristics of an IRA and be eligible to be rolled over into an IRA once the savings reach a now-unspecified threshold” “the R-Bonds would be aimed at workers at companies that don’t sponsor retirement programs of any kind, part-time employees not eligible for plans their companies sponsor, and the self-employed or not employed.” - Mark Iwry, Deputy Assistant Secretary for retirement and health policy at the Treasury Department, speaking at the Women’s Institute for a Secure Retirement annual symposium in Washington, D.C. in October, 2013

12. ©2013 D2DFund, Inc. Agenda 1.SaveYourRefund: Updates 2.Bond Policy/SAVINGS Act Update 3.Retirement Bonds 4.Wrap Up

13. ©2013 D2DFund, Inc. Questions

14. ©2013 D2DFund, Inc. Thank you! & Happy Holidays Next SBWG call: Thursday March 27, 2013 2pm – 3pm est