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Published byFelix Anker Modified over 9 years ago
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UW-Whitewater
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Outline Brief overview of US Health Care system. Why you need health insurance Who is providing your health insurance What does your insurance pay for Where should I go to receive health care Services offered at UHCS How to find health care services if you cannot go to UHCS List of terms
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The United States Health Care system is expensive $$$$$$$$ No universal coverage or national health care. When you receive medical care you will be expected to pay for it.
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How much does it cost?? $40,000 $150,000+++
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You need Health Insurance in the United States
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Purpose Health insurance is provided by a private company. You pay the insurance company and if you need health care they will pay part of your cost. You policy tells you what they will pay for.
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When will I get coverage? Coverage begins 01/01/2015
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http://sas-mn.com/pdf/brochure/z116wiw.pdf
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http://sas- mn.com/pdf/summary/z116wisc.pdf
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Insurance Card Companion Life Insurance Company Student Accident & Sickness Insurance Plan University of Wisconsin-Whitewater Policy # CLSP0043-12 Name: Test TestGroup # WI53190 ID # 1010101RX Group #: klaisco Effective Date: 1/1/2015BIN # : 610014 RX ID: GL151413781 Rx Retail: $15Generic/$30 Preferred/$50 Non Preferrred Always carry this card with you and make a copy!!!
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Does Not Cover Dental Care Eye exams
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Where should I go?
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UHCS
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UHCS When non-emergency care is needed http://www.uww.edu/uhcs/health-services/services- available 262-472-1300
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Make an appointment ONLINE www.uww.edu/uhcs
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Make an appointment at UHCS Call: 262-472-1300
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Make an appointment at UHCS Stop in
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Health & Counseling Center Hours Monday – Friday 8:00 AM- 4:30 PM
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All UW-Whitewater students are able to receive services at UHCS
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EMERGENCY- Dial 911 Unable to breathe Cannot control bleeding Severe Allergic reaction Severe chest pain Loss of consciousness
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Local Hospital Emergency Room: Fort HealthCare (8 miles) 611 Sherman Ave. Fort Atkinson, WI 53538 920-568-5333 (24 hour number)
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Where should I go if UHCS is closed?
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When in doubt Go to the Emergency Room
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Always use a Preferred Provider!! Carry your insurance card!! It will be less expensive
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How to find a preferred provider. ONLINE: http://www.sas- mn.com/http://www.sas- mn.com/
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Local Urgent Care Clinics Whitewater – Mercy Care 5pm-9pm, Monday - Friday; 9am-2pm Saturday 507 W Main 262-473-0401 Fort Atkinson – Fort HealthCare M-F 5PM-11PM, Sat-Sun Noon- 11PM 611 Sherman Ave E. 920-568-5330
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How do I get there? Call Brown Cab: (920)-563-6303 Hours: Academic year - 7:00 a.m. to 10:00 p.m. Sun-Wed. Thurs., Fri & Sat. 7:00 a.m. to Midnight. Call for taxi You will have to pay at time of service Call a friend who has a car
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Insurance Website www.sas-mn.com
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If you need to submit for medical expenses http://www.sas-mn.com/claimform.html Always carry your insurance card!
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You can complete the form online and submit it electronically
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List of Terms https://www.healthcare.gov/glossary/ https://www.healthcare.gov/glossary/ Clinic-A place where people go to get medical help Co-pay- A set amount you pay for health services. Dispensary – Located in the clinic. Provides a limited number of medications or supplies. Emergency- An illness, symptom or condition so serious or dangerous that it calls for immediate action. In Network- The facilities, healthcare providers your health insurance has a contract with to provide medical care. Insurance claim-Paperwork to fill out and send to the insurance company for them to pay you back for medical costs. Insured- A person covered by insurance.
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Non-preferred provider- A healthcare provider that does not have an agreement with your health insurance company. It will cost you more to receive services. Out of Pocket-Your expenses for medical care that are not paid for by the insurance company. Out Patient- Health care received outside a hospital Pharmacy-A store or part of a store where drugs and medicines are prepared and sold. Policy-The agreement you have with the insurance company that tells you what they will pay for. Preferred Provider-A group of health care providers that have an agreement with your insurance company to provide reduced cost.
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Prescription-An order, for a specific person, written by a health care provider that officially tells someone to use a medicine or treatment. Prescription Drug – Medicine or drug that a health care provider officially tells some one to use. Preventative Care-Health care that includes routine check ups and counseling to prevent illness or disease. Provider – An individual who coordinates or helps a patient access a range of health care.
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