1. Year 13 Student Finance Information Presentation https://www.gov.uk/student- finance/overview

2. Overview The main Student Finance loans available are: 1.Tuition Fee Loan 2.Maintenance Loan 3.Maintenance Grant or Special Support Grant Tuition Fee Loans pay for your course. Maintenance loans and grants help with living costs (eg accommodation, books, bills). You have to pay back loans but you don’t need to pay back grants.pay back

3. 1. Tuition Fee Loan For tuition fees. UK or EU full-time or part-time students can apply for a Tuition Fee Loan. The loan is paid directly to your university or college. You have to pay it back. Full or part-time studentTuition Fee Loan Full-timeUp to £9,000 Full-time at a private university or collegeUp to £6,000 Part-timeUp to £6,750 Part-time at a private university or collegeUp to £4,500

4. 2. Maintenance Loan For living costs. You must be a full-time UK student. Part-time students, EU students and students aged 60 and over can’t apply. You may have to give details of your household income.household income The loan is paid directly into your bank account at the start of term. You have to pay the loan back. Full-time studentLoan for courses from Sept 2015 Living at homeUp to £4,565 Living away from home, outside London Up to £5,740 Living away from home, in London Up to £8,009 You spend a year of a UK course studying abroad Up to £6,820

5. 3. Maintenance Grant For living costs. You must be a full-time UK student. Part-time and EU students can’t apply. You have to give details about your household income and your course start date.household income The grant is paid into your bank account at the start of term. You don’t have to pay it back, but any funds you get will reduce the Maintenance Loan you can get. Full-time student – household income Grant for courses from September 2015 £25,000 or less£3,387 £30,000£2,441 £35,000£1,494 £40,000£547 £42,620£50 Over £42,620No grant

6. 4. In addition, extra support is available as Special Support Grant You must be a full-time UK student. Part-time and EU students can’t apply. You may get a Special Support Grant instead of a Maintenance Grant if you get or qualify for: -Income Support -Income-related Employment and Support Allowance -Housing Benefit -The housing element of Universal Credit The amount you get is the same as the Maintenance Grant, but it won’t reduce the Maintenance Loan you can get.

7. 5. Or extra help MIGHT be available for these too… https://www.gov.uk/student-finance/extra-help Studying abroad: You might get a grant to cover some travel expenses if you normally live in England but study away from home.grant to cover some travel expenses Student on a low income: You might be able to apply for income support. Students with children or dependent adults: You might be able to apply for Childcare Grant, Parents’ Learning Allowance, Adult Dependants’ Grant, Child Tax Credit. Students with a disability: You might be able to apply for Disabled Students’ Allowances or other disability related benefits. Medical, dental, social work and teacher training students: You might be able to apply for NHS Bursaries, Help with the costs of travelling to clinical placements, Social Work Bursaries. Help from your specific university or college: Some run their own programmes to support students financially. Funding from charitable trusts: Use the Family Action Grant Trust search tool to see if there is any other additional funding you might secure.

8. Who can apply? You are eligible for student finance if: -The course you are studying is in the UK and is one of the following: A first degree (e.g. BA, BSc, BEd), a Foundation Degree, a Certificate of Higher Education, a Diploma of Higher Education, a Higher National Certificate, a Higher National Diploma, a PGCE, Initial Teacher Training. -Generally, only if you’re doing your first higher education qualification. -You’re a UK national or have ‘settled status’ -You normally live in England -You have been living in the UK for three years before starting your course. OR -You are an EU national, or family member of an EU national

9. How to Apply – Students from England: Most full-time and part-time students can apply online to Student Finance England.apply online 1.Set up a student finance online account. https://www.gov.uk/apply-online-for-student-finance https://www.gov.uk/apply-online-for-student-finance 2.Log in and complete the online application. 3.If needed, include details of your household income and get your parents (or partner) to support your application. As the parent or partner of a student you’ll only usually support a student finance application if the student is applying for finance based on their household income.household incomesupport your applicationhousehold income 4.If needed, send in proof of identity. You will need to include your valid UK passport details in your application the first time you apply. Don’t send your passport unless specifically requested. If you don’t have a UK passport (or it has expired) use your original birth or adoption certificate.proof of identity 5.Sign and return the loan declaration, which you should receive within 6 weeks.

10. What happens if I do need to support an application as a parent or partner? As the parent or partner of a student you’ll only usually support a student finance application if the student is applying for finance based on their household income.household income If you are asked to support an application: You’ll be sent an email with your log-in details after the student has applied. Use your log-in details to complete your part of the application. See https://www.gov.uk/apply-for-student- finance/parents-and-partners for further information.https://www.gov.uk/apply-for-student- finance/parents-and-partners

11. When to Apply: You apply for student finance every year. You don’t need a confirmed place at university or college to apply. Applications for the academic year Sept 2015 – Aug 2016 are now open. Deadline: The deadline for applying is 9 months after the start of the academic year.

12. Further information: https://www.gov.uk/student-finance/further- information https://www.gov.uk/student-finance/further- information The Student Room has information and advice about student grants, loans and bursaries. The Student Room If you’re from England and want to study full time the student finance calculator lets you compare finance for up to 5 courses.student finance calculator