1. © 2010 Standard Insurance Company Electronic Policy Delivery Better, Safer, Faster! For Producer Use Only – Not For Consumers Standard Insurance Company | The Standard Life Insurance Company of New York Standard Insurance Company is licensed to issue insurance in all states except New York. The Standard Life Insurance Company of New York is only licensed to issue insurance in the state of New York.

2. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! Remember when everyone used to get a paper paycheck? Those long lines at the bank, misplacing the check, waiting for a replacement? When banks moved to direct deposit, it made everyone’s life easier – and everyone got paid faster. Few would prefer to go back to the old paper checks. Remember Paper?

3. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! The Standard is the first carrier to make 100% of disability insurance policies available for delivery to the consumer electronically, using PolicyEX®. Instead of waiting for days, clients are now able to receive their policies in a matter of minutes. Policies delivered electronically are placed an average of 22 days faster than paper policies delivered by The Standard. Electronic Delivery

4. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! Electronic delivery doesn’t remove the face-to-face delivery meeting between producer and client – it just removes the paper. Producers are now able to offer a safe, simple and modern delivery method that enhances acceptance of the client’s policy. And with e-delivery, the consumer’s personal, confidential information is protected and secure. Delivery In Person

5. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! If an in-person delivery meeting with a client isn’t practical, e-delivery can still occur just as rapidly with an email containing a convenient and secure link to the policy. The producer is notified any time a consumer accesses the policy. Delivery By Email Link

6. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! Consumers have expressed to The Standard that they prefer the ease and security of electronic policy delivery, rather than paper. Have you ever misplaced a policy? With increasing concern over breaches of confidential information, the safety of electronic delivery through a system as secure as PolicyEx is something modern consumers demand and expect. Happier Customers

7. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! More policies delivered electronically are accepted than policies delivered by paper. Over 96% of The Standard’s policies sent to consumers electronically are accepted. Electronic delivery enables faster initiation of producer commissions. Once e-signature occurs, delivery requirements are immediately received by The Standard. The speed of electronic delivery also helps producers meet timely commission cut-off dates. Happier Producers

8. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! Still taking a paper paycheck to the bank? Still mailing letters with stamps? Still bringing printed policies to a delivery meeting? Still getting your commissions paid as slowly as possible? Make your next client delivery the easy, electronic way. Deliver your disability policies electronically with The Standard. Are You?

9. © 2010 Standard Insurance Company 17310PPT (Rev 8/14) SI/SNY Electronic Policy Delivery: Better, Safer, Faster! The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance Products are offered by Standard Insurance Company of Portland, Ore. in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, N.Y. Product features and availability vary by state and company, and are solely the responsibility of each subsidiary. Each company is solely responsible for its own financial condition. Standard Insurance Company is licensed to solicit business ins all states except New York. The Standard Life Insurance Company of New York is licensed to solicit business in only the state of New York. The policy has exclusions and limitations and terms under which the policy may be continued or discontinue. For costs and complete details of coverage, please contact The Standard.