1. Target Market Competitive Advantages Covered Benefits Plan Particulars Benefit Period Premium comparison Optional Coverage's Application Administrative Advantages Marketing Team Contact Information

2. Target Market This product is a simple, easy to issue policy that does not require any medical underwriting. It was designed with two target markets in mind: Youthful, clean bill of health market Those who due to a pre existing medical condition are unable to secure medical cover with other carriers under the awareness that policy will cover only newly developed conditions

3. Competitive Advantages Affordability This plan widens the market for those who can afford a Major Medical policy of this standard as it is approximately 30-40% less than the Caribbean American Plan No Medical Underwriting A quick and simple application void of any medical questions allows for guaranteed issue for eligible applicants Rapid turnaround time We anticipate record policy issue for this policy therefore commission processed quicker Competitiveness Competes with any product currently in the market in combination of Pricing & Benefits Discounts at the time of Claims When Insured’ utilizes the hospitals and clinics in our Super Special & Extra Bonus network

4. Competitive Advantages Continued Superior Benefits  100% coverage for Outpatient Surgery  100% Radiation and Chemotherapy treatment coverage  100% Emergency Air Transportation  Daily lodging & Airfare of one companion during treatment of Insured (limits apply)

5. Competitive Advantages Continued  Web Access to print and issue policies and ID Cards to hand to Insured at time of sale (anticipated rollout date 01/01/2011) These are just a few of the superior benefits offered under this plan

6. Room & Board and Cost of Intensive Care in Super Special Network covered at 100% Cost of Surgery, Lab tests, X-rays, Medications, and Supplies while Inpatient covered at 100% Maternity benefit in country of residence 100% Normal delivery out of country of residence $4,000 Coverage for Congenital Conditions, Organ Transplant, Reconstructive Surgery, and Home Nursing Cost of Outpatient Surgery 100% Radiation & Chemotherapy benefit up to policy limits. Subject to Benefit Period Maximum Emergency Ground and Air Transportation 100% Coverage for Mammogram, PSA, CAT scans, MRI scans, Lab tests, X-rays subject to limits Covered Benefits

7. Plan Particulars Eligibility Age Previous conditions Height and weight chart Waiting period 150 Days Benefit period 3 Year Period $1 Million per year to age 70 Extended benefit period $10,000 per month for 24 months Pre-existing conditions defined 7 year Rule Applies Maternity Services (Optional Rider) covered within 12 months after the effective date of Coverage

8. Benefit period **3 Year Time Period when Benefits for a condition are paid **$1 Million per year up to a Maximum of $3,000,000 per Insured per Benefit Period **Age 70 Benefit Period is $1,500,000 with a Maximum of $1,000,000 incurred charges in one year Example of Benefit Period: During the Benefit Period you are treated for an accident, Injury, or sickness and treatment ends and you remain treatment free for one year. A new 3 year Benefit Period will begin should you require treatment for that same accident, Injury, or sickness.

9. Choice of deductible ranging from:  US$500 up to US$25,000 Co-Insurance:  20% of the first US$5,000 per Insured if treatment rendered in the USA, Canada or Europe  Reduction of Deductible & Co-Insurance in Network of Super Special Hospital Annual Deductibles & Co-Insurance

10. DeductibleAgeBahamian American New World Policy $50040$3,206$2,077 $2,00040$1,874$1,255 Premium comparisons: Pricing Competitively priced to Compete with any product currently in the market combining Pricing & Benefits

11. Optional Coverage:  Maternity Coverage (when only mother is insured)  Prescription Drug Increased Coverage of an additional $2500 per insured  Optional Coverage pricing located at the bottom of rate sheets

12. Sample Rate Sheet:

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17. Marketing Strategy  The New World Plan encourages innovation, speed, better value at a competitive price, making it attractive to policy holders and participants alike.  Agent training on simplicity of policy and ease of issuance.  Niche Market

18. Out Administrative Advantages MWAII has to offer such as Rapid application submission Timely claims payment 24/7 Emergency Service Highly qualified Medical Doctors

19. Meet Our President of MWAII & Marketing Team For assistance with sales on The New World Plan contact your marketing representative Your success is our success!

20. Contact Information