1. FINANCIAL AID AND STUDENT BILLING INFORMATION SESSION THE EVERGREEN STATE COLLEGE 2014 ORIENTATION Tracy Hall Director of Financial Aid Beatrice M. Sapp Student Financial Services Manager

2. http://www.evergreen.edu/financialaid finaid@evergreen.edu 1 st floor of the Library building (around the corner from Admissions) The Financial Aid Office (360) 867-6205

3. STUDENT CONTACT INFORMATION Students should check their Evergreen email address regularly (daily). Students need to become familiar with and use my.evergreen.edu regularly (daily). Keep student addresses up-to-date and current. Addresses can be changed via my.evergreen.edu

4. 2014 – 2015 COST OF ATTENDANCE IN-STATE TUITION $7,845 FEES $837 ROOM/BOARD $9,492 BOOKS $1,032 TRANSPORTATION $1,320 MISCELLANEOUS $2,064 LOAN FEES $213 TOTAL $22,803 OUT-OF-STATE TUITION $20,898 FEES $837 ROOM/BOARD $9,492 BOOKS $1,032 TRANSPORTATION $1,320 MISCELLANEOUS $2,064 LOAN FEES $213 TOTAL $35,856 Attend the session regarding Washington Residency Requirements

5. DISBURSEMENT OF FUNDS Disbursed the Monday before classes begin (September 22 nd ) Refunds processed and sent out by Student Accounts Friday morning before the start of term. (September 26 th ) Tuition due on Friday of the 1 st week of classes. (October 3 rd )

6. FERPA (Federal Education Right to Privacy Act) Under this Federal law, school officials cannot release information in an education record without written permission from the student. Students can complete a FERPA consent form on my.evergreen.edu Students may revoke (cancel) a FERPA consent at any time by completing a new consent form.

7. STUDENT EMPLOYMENT  Student can search for jobs on the Community Opportunity Database (CODA).  Accessible via my.evergreen.edu  On/Off Campus Jobs and other opportunities  Visit the Student Employment Office for more information. Library Building, 1 st Floor, Room 1102 next to Registration.  Attend Student Employment Workshop session, which is offered to students throughout Orientation week.

8. Federal Direct Subsidized Loan Need-based student loan 4.66% Current Interest Rate No interest accrues while attending at least ½ time 6 month grace period before repayment begins Federal Direct Unsubsidized Loan NON need-based student loan 4.66% Current Interest Rate Interest accrues during all periods of the loan 6 month grace period before repayment begins Federal Direct Parent Plus Loan NON need-based loan to PARENT of a student Credit approval required 7.21% Current Interest Rate Interest accrues during all periods of the loan Repayment begins after the last disbursement Payments may be deferred while your child is attending at least ½ time Private Student Loans Borrowed directly from a bank or lending agency Not guaranteed by the Federal government Interest rates, fees, and terms of loan vary based on lender Amount borrowed cannot exceed Cost of Attendance minus other aid. STUDENT LOANS

9. LOAN LIMITS Federal Direct Subsidized and Unsubsidized Annual maximum limits Freshman$5,500 total ($3,500 maximum subsidized) Sophomore$6,500 total ($4,500 maximum subsidized) Junior/Senior$7,500 total ($5,500 maximum subsidized) Graduate$20,500 total (unsubsidized only) Independent students can borrow $4,000 - $5,000 additional unsubsidized loan depending on grade class. Aggregate (lifetime) loan limits Dependent Undergraduate $31,000 total ($23,000 maximum subsidized or 150% of degree of study, whichever comes first) Independent Undergraduate $57,500 total ($23,000 maximum subsidized or 150% of degree of study, whichever comes first) Graduate/Professional$138,500 total

10. Loan Resources http://www.studentloans.gov  Complete Direct Loan Entrance Counseling and Master Promissory Notes for students  Complete Direct Loan Parent Plus application and Master Promissory Note  Get information about Direct Loan Repayment and Direct Loan Consolidation  View your Financial Aid History for an overview of your cumulative Loan Debt  Contact your Loan Servicer IMMEDIATELY if you are having trouble making payments. You can access your loan servicer information by viewing your financial aid history.

11. Want FREE Money Tips and Student Loan Advice? The Evergreen State College has teamed with SALT TM to help you : Student loan advice from expert counselors. Scholarship, internship, and job searches. Tools to take control of your finances. Tips on building smart financial habits. Join for FREE at saltmoney.org Get SALT SALT and SALT logo are trademarks of American Student Assistance. © 2014 American Student Assistance. All rights reserved.

12. Financial Aid Satisfactory Academic Progress (SAP)  REQUIRED BY THE FEDERAL AND STATE GOVERNMENT, but varies by institution  Different than the Academic Standing Policy  IF A STUDENT FAILS TO MEET SAP, the student will be placed on financial aid suspension and will not be eligible for financial aid.  A student can appeal to the Professional Judgment committee for reinstatement of aid.  Appeals are reviewed and approved or denied on a case by case basis.  If a student’s appeal is approved, they could be placed on probation and monitored every quarter for a determined amount of time. http://www.evergreen.edu/financialaid/sapolicy_undergraduate.htm (Satisfactory Academic Progress Policy) http://www.evergreen.edu/registration/academicstanding.htm (Academic Standing Policy)

13. Return of Funds  REQUIRED BY THE FEDERAL AND STATE GOVERNMENT  The law assumes that students earn financial aid awards in direct proportion to the number of days the student attends.  If the student withdraws OR stops attending DURING the quarter, Evergreen MUST re-calculate the student’s eligibility based on how many days they attended.  This could cause the student to lose eligibility for funds they have already received and it could result in the student owing the College, the Federal Department of Education and/or the State of Washington. Return of Funds Policy can be found on the Evergreen Financial Aid website

14. 2014-2015 Evergreen Scholarships Scholarships post mid to late November online at http://www.evergreen.edu/scholarships http://www.evergreen.edu/scholarships Deadline to apply is February 2 nd, 2015 Undergraduate scholarship office is located on the 1 st floor of the Library building next to Financial Aid. Michele Elhardt Undergraduate Scholarship Coordinator undergraduatescholar@evergreen.edu (360)867-6310

15. FAFSA filing deadlines and information http://www.fafsa.ed.gov  FAFSA AVAILABLE ON JANUARY 1, 2015  EVERGREEN SCHOLARSHIP DEADLINE FEBRUARY 1, 2015  PRIORITY FILING DEADLINE IS MARCH 1, 2015 A valid FAFSA must be PROCESSED by the Federal Processor on or before March 1, 2015 If the Federal Processor requires you to make corrections, do so promptly. Delaying the processing of your FAFSA will delay your financial aid award. If you are selected for verification, you will need to supply the financial aid office with the necessary verification information. A delay in receiving this information could delay your financial aid award.