1. Dental Student Debt: Strategies for Success Dr. Maxine Feinberg, president, American Dental Association

2. @ASDAnet #ASDAnet First: A Word About You You Are ADA Member Dentists We’re here for you now and throughout your career

3. @ASDAnet #ASDAnet The ADA Mission Helping all members succeed

4. @ASDAnet #ASDAnet How I Got Here

5. @ASDAnet #ASDAnet The Way We Were

6. @ASDAnet #ASDAnet Now Then vs Now

7. @ASDAnet #ASDAnet A Brief Word about Science Confirmation bias: our tendency to focus on evidence that confirms our prior expectations. Once our minds land on a theory, our impulse is to reassure ourselves it’s true, not set out to disprove it.

8. @ASDAnet #ASDAnet Tackling Confirmation Bias Write down what surprises you Ask – Why was this surprising? – What does this tell me about myself?

9. @ASDAnet #ASDAnet Impact of Student Debt on Career Choices Influence of educational debt on seniors' primary activity choice upon graduation Not at all33.7% Only slightly11.6% Moderately22.1% Very much22.3% Completely10.3% Note: Percentages may not total 100% because of rounding. Source: ADEA Survey of Dental School Seniors 2013 Graduating Class

10. @ASDAnet #ASDAnet Impact of Student Debt on Career Choices

11. @ASDAnet #ASDAnet Impact of Student Debt on Career Choices  Education debt has an impact on some career choices  The magnitude of this effect is fairly small, especially when compared to the impact of personal characteristics like gender, race, and whether a parent is a dentist  Preliminary results from subsequent research suggest that the impact of education debt is even smaller once you control for endogeneity

12. @ASDAnet #ASDAnet Impact of Student Debt on Career Choices  The probability that a female dentist owns her practice is 22 percentage points lower than a male dentist.  Whites are much more likely to own a practice than Hispanics (by 12.9 percentage points), Asians (by 18.0 percentage points), and blacks (by 19.4 percentage points).  Females and non-whites are more willing to accept poor patients than males and whites.  Debt does not affect ownership or willingness to accept poor patients

13. @ASDAnet #ASDAnet A Word from The Onion

14. @ASDAnet #ASDAnet Cost of education Dental School Revenue Sources (In 1973 constant dollars) Source: A Report of The ADEA Presidential Task Force on the Cost of Higher Education and Student Borrowing

15. @ASDAnet #ASDAnet Student Loan Volume Source: Student Loan Market Place for Dental Professionals, Student Loan Capital Strategies LLC

16. @ASDAnet #ASDAnet Dental Income

17. @ASDAnet #ASDAnet Debt and Income Source: Report of the ADA Taskforce on Dental Education Economics and Student Debt

18. @ASDAnet #ASDAnet Student Debt – the gist Dental student debt has increased over time. Dentistry is experiencing the same trends in debt as most other high-income professions. The rates of increase are in line with those experienced by other professional students (e.g., physicians, vets).

19. @ASDAnet #ASDAnet Tackling Confirmation Bias

20. @ASDAnet #ASDAnet Dentists working together now…

21. @ASDAnet #ASDAnet … and then!

22. @ASDAnet #ASDAnet Dentists working together When the ADA speaks, it’s really you and me speaking.

23. @ASDAnet #ASDAnet Student Debt Affordable Care Act Implementation Midlevel providers Higher Education Reauthorization Action for Dental Health ADPAC 2015 Legislative Priorities

24. @ASDAnet #ASDAnet We Are Here to Help! studentaffairs@ada.org ADA.org/student newdentistblog.ada.org Your state dental society ADA.org/societydirectories