1. JA Dollars With Sense

2. Overview IntroductionsExpectations Lesson 1: Let’s Talk Money Lesson 2: Be A SMART Shopper Lesson 3: Look After Your Money Wrap Up

3. Lesson I: Let’s Talk Money 5 minutes to complete You and Your Money Page 2

4. Exploring Methods of Payment When we say ‘cashless society’, what do we mean? Cheque Credit Card Debit Card Stored Value Card Electronic Funds Transfer

5. Be Credit Card Wise What purchases do people often buy on credit? Why? When is buying on credit a good decision? When is it a poor decision?

6. Are You A SMART Consumer? S M A R T Stop & Think Make A Plan Ask Questions Review Information Take Action Lesson 2: Be a SMART Shopper

7. Know Your Consumer Rights page 12 Lesson 2: Be a SMART Shopper 1.False 2.False 3.False. Not necessarily. 4.True 5.False 6.True 7.True. Unless they have posted a correction notice. 8.False 9. False. 10 – 15% is correct but you don’t have to tip 10. False 11. False 12. False 13. False. Food is an example of an exception. 14. False 15. True

8. Lesson 3: Look After Your Money VS. Why Do You Buy The Things You Buy?

9. Lesson 3: Look After Your Money Do you know what a Budget is? What does it mean when a budget is: 1) Balanced 2) Surplus 3) Deficit

10. A Project Budget Income Expenses Net Income or Loss Subtract Expenses from Income to find

11. Know About Cheques

12. Money Bingo

13. Wrap Up Thank you very much for your time and cooperation today! Find out about more JA programs: www.jalondon.org

14. JA Dollars With Sense