1. © Brian Kluth. This PowerPoint presentation is available for download and use in a local church for non-commercial purposes for a $25 personal use fee. Call Brian at 1-719-930-4000 or email bk@kluth.org to receive required permission and arrange for your credit card payment or check payment to: bk@kluth.org Brian Kluth 5201 Pinon Valley Road Colorado Springs, CO 80919 Website: www.kluth.org

2. Jesus said: “Everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock.” Matt 7:24 God’s Keys to Financial Stability In Unstable Times

3. “Ancient Wisdom for Our Modern World: Finding True Financial Stability In Unstable Time” Verses in the Bible Definition of financial freedom

4. NEW DEFINITION OF FINANCIAL FREEDOM: The willingness to build your life on Biblical principles so you can always trust God to guide you and provide for you.

5. Selecting your 5 smooth for killing the financial giants in your life 1 Sam 17:40 David took his staff in his hand, chose five smooth stones from the stream, put them in the pouch of his shepherd's bag and, with his sling in his hand, approached the Philistine.

6. Dt 8:17,18 You may say to yourself, "My power and...strength... produced this wealth for me." But remember the Lord, for He gives you the ability to produce wealth. Ps 62:10 If your riches increase, don't be proud. Ps 24:1 The earth belongs to God! Everything in all the world is his! 1 - All I have is “Mine” All I have is God’s God’s WaysMan’s Ways

7. Ecc 5:11 The more you have, the more you spend, right up to the limits of your income. Prov 21:20 The wise man saves for the future, but the foolish man spends whatever he gets. Lu 16:10 Whoever can be trusted with little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much. 2 – “More” Manage God’s WaysMan’s Ways

8. Ps 37:18-19 The Lord cares (for the godly) even when times are hard; even in famine, they will have enough. Ps 33:18-19 The eyes of the LORD are on those who fear him…to...keep them alive in famine. Rom 8:35 Who shall separate us from the love of Christ? Shall trouble or hardship or...famine...? 3 - Fear of loss or hard times Faith in God to provide God’s WaysMan’s Ways

9. Ex 20:17 Do not covet your neighbor's house…or anything else your neighbor owns. Luke 12:15 “Don't always be wishing for what you don't have…” Matt 6:33 Seek first his kingdom and his righteousness, and all these things will be given to you as well. Prov 13:22 A sinner's wealth is stored up for the righteous. 4 – Envy and the pursuit of possessions Contentment and released resources God’s WaysMan’s Ways

10. Proverbs 17:18 It's stupid to try to get something for nothing, or run up huge bills you can never pay. Pr 22:7 The borrower is servant to the lender. Rom 13:8 Owe no one anything except to love one another. Ps 37:21 Evil men borrow and "cannot pay it back"! Actively eliminate or avoid indebtedness God’s WaysMan’s Ways 5 – Growing indebtedness

11. Prov 12:15 The way of a fool seems right to him, but a wise man listens to advice. Prov 16:25 There is a way that seems right to a man, but in the end it leads to death (ruin, destruction). Ps 1:1 Oh, the joys of those who do not follow evil men's advice, who do not hang around with sinners, scoffing at the things of God. God’s WaysMan’s Ways 6 – Foolish pride and lack of good counsel Knowledgeable and godly counsel

12. Dt 14:23 The purpose of tithing is to teach you always to put God first in your lives. Gen 28:20-22 Jacob made a vow…”I will give you a tenth.” Hag 1:5-12 "Give careful thought to your ways…” 1 Cor 16:2 On the first day of the week let every one of you lay something aside, as God has prospered you. God’s WaysMan’s Ways 7 – Giving to God has low or no priority Giving to God is your highest priority

13. Pr 15:16-17 Better a little with the fear of the LORD than great wealth with turmoil. Better a meal of vegetables where there is love than a fattened calf with hatred. 1 Pet 3:7 Husbands... be considerate as you live with your wives, and treat them with respect...so that nothing will hinder your prayers. 8 – Arguments and unrest about $ issues God’s WaysMan’s Ways Agreement and unity (in prayer)

14. Pr 22:26 Don't gamble on the pot of gold at the end of the rainbow, hocking your house against a lucky chance. Pr 13:11 Wealth from gambling quickly disappears; wealth from hard work grows. Pr 28:19 He who works his land will have abundant food, but the one who chases fantasies will have his fill of poverty. 9 – Get rich quick schemes &/or gambling God’s WaysMan’s Ways Steady plodding and hard work

15. Prov 21:6 Wealth created by lying is a vanishing mist and a deadly trap. Prov 19:1 Better be poor and honest than rich and dishonest. Lev 19:11 Do not steal. Do not lie. Do not deceive one another. Prov 27:23 Know the state of your flocks and your herds. Hag 1:5 "Give careful thought to your ways.” God’s WaysMan’s Ways 10 – Deception and uncertainty Honesty and knowledge

16. Crown Financial Ministries 10-Week Bible Study Documented statistics this study helps people: Memorize Scripture Have Daily Devotions Double their giving Avoid or Eliminate Debt Develop a Budget

17. Prov 8:17-21 (God says) “I love those who love me, and those who seek me find me. With Me are riches and honor, enduring wealth and prosperity. My fruit is better than fine gold; what I yield surpasses choice silver…I bestow wealth on those who love Me and making their treasuries full.” Ps 67:6-7 God, our God, will richly bless us. Yes, God will bless us, and people all over the world will fear him. Letting God Maximize Your Resources

18. Prov 11:24-25 It is possible to give freely and become more wealthy, but those who are stingy will lose everything. The generous prosper and are satisfied; those who refresh others will themselves be refreshed. Start a Blessings Fund Give Scripture Gifts of Money Do Holiday Giving – Relief/Shoe Boxes Start a Hospitality Fund Live with an Open Home and Open Hands Connect to Intl Ministries & Individuals #1 – Live Generously

19. Prov 13:22 The wealth of the sinner is stored up for the righteous. Clearance Racks/After Season Sales Thrift, Consignment, Outlet Stores Classified Ads Ebay.com, Internet stores/bids/discounts Estate Sales/Bankruptcies/Auctions Garage Sales Rentals. Friends or Family PLUS: “You don’t have to own it to enjoy it.” #2 – Find “Stored Up” Resources

20. #3 – Recognize the Triangle Principle We get to choose any 2 sides of the triangle

21. Prov 24:5-6 A wise man is strong. Yes, a man of knowledge increases strength…in a multitude of counselors there is safety. First possibility (starting pt. for comparison) Better deal (compare between the 2) Best deal (compare between the 3) #4 – Understand the “Rule of 3”

22. Prov 11:1 The LORD abhors dishonest scales, but accurate weights are his delight. Giving Taxes Savings Housing Transportation Insurance Medical Ent/Rec Clothing Investing Miscellaneous Debt #5 – Maintain balance and margin

23. Thanks for coming to the Financial Freedom Seminar Jesus said: “Everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock.” Matt 7:24