1. BENEFITS OF POS SERVICES How team NBD helps you build a successful business WHAT CAN YOU LOOK FORWARD TO? Presented By: Samantha Alexander Merchant Operation Seminar 2011

2. BENEFITS OF POINT-OF-SALE SERVICES Expand the number of customers you can serve.  CASH  CHEQUE  CARD Exceed Customer Expectations

3. BENEFITS OF POINT-OF-SALE SERVICES Better Record Keeping In addition to your cash register receipts  The POS terminal prints a copy of the receipt for each transaction.  The bank will also provide records of credit card transaction deposits on a weekly basis.

4. BENEFITS OF POINT-OF-SALE SERVICES Convenience and Reduction in Risk of Loss  Avoid making frequent trips to the bank for cash deposits.  Reduce the risk of theft through dishonest persons.  Reduce the occurrence of loss in the event of a robbery.

5. BENEFITS OF POINT-OF-SALE SERVICES DOLLARS AND SENSE Cushion your expenses by adding all or part of the minimal cost incurred from commission to the price of your goods or services. Save time and money by reducing the number of trips to the bank

6. BENEFITS OF POINT-OF-SALE SERVICES DOLLARS AND SENSE Reduce the need for night bags or security to accompany personnel for the transfer of night bags. Cashiers will spend less time counting cash; time that can be used to perform other duties.

7. TECHNOLOGICAL ADVANCES HELPING YOUR BUSINESS THROUGH ADVANCED TECHNOLOGY

8. WIRELESS POINT-OF-SALE SERVICES Specifically designed for “Merchants on the go” Taxi Operators Delivery Service Restaurants Street Vendors Vehicle Rental Operators Back light display that allows you process your transactions in dim light Easy-to-Hold Design Quick Processing Anytime/Anywhere No Need for Phone Lines

9. E-COMMERCE SERVICES ACCEPT PAYMENTS WORLDWIDE Goods or Services available for sale 24/7 Low Operational Cost Reach millions of customers worldwide. Increase sales Increase brand or product awareness THE POSSIBLITIES ARE ENDLESS. WHY WAIT?

10. WHAT DO I NEED TO SIGN UP ? THE BASICS Website related to the business A business plan An integrated shopping cart

11. COMING SOON What Can You Look Forward to? New Statement Format Tip Adjust Enhancement Pre- Authorization Enhancement E-Mailing of Statements

12. NEW STATEMENT FORMAT Easier Reconciliation Quicker Receipt of Statements Separate Totals and Bulk Total Debit and Credit Card Transactions

13. NEW STATEMENT FORMAT What are your suggestions?

14. TIP ADJUST AND PRE-AUTHORIZATION TIP ADJUST Process tips as part of Debit or Credit card Transaction. PRE-AUTHORIZATION Process security holds for your rental or lodging business Conform with industry standards. Safeguard your business.

15. THANK YOU! Questions Thanks for listening and your participation