1. 1 CHAPTER 5 - DWELLING COVERAGE QUESTIONS PREPARED BY THE FOLLOWING TECHNOLOGY CENTER CSR ACADEMIES: CADDO-KIOWA EASTERN OKLAHOMA COUNTY GORDON COOPER SOUTHWEST WES WATKINS

2. 2 CHAPTER 5-DWELLINGS BROUGHT TO YOU BY CADDO-KIOWA A COMPLETE DWELLING POLICY CONSISTS OF ALL OF THE FOLLOWING EXCEPT: A. DECLARATION PAGE B. VARIOUS ENDORSEMENTS C. COMPETENT PARTIES D. OPTIONAL THEFT COVERAGE

3. 3 CHAPTER 5-DWELLINGS BROUGHT TO YOU BY GORDON COOPER WHICH ONE OF THESE ARE REQUIRED FOR DWELLING POLICY: A. OPTIONAL THEFT COVERAGE ENDORSEMENT B. OPTIONAL PERSONAL LIABILITY SUPPLEMENT C. VARIOUS ENDORSEMENTS D. DECLARATIONS PAGE

4. 4 BROUGHT TO YOU BY WES WATKINS WHAT DWELLING FORM(S) COVER FIRE, LIGHTENING, BURGLARY, AND OVERFLOW OF WATER? A. BASIC & OPTIONAL B. BROAD & SPECIAL C. SPECIAL & BASIC D. OPTIONAL ONLY CHAPTER 5-DWELLINGS

5. 5 BROUGHT TO YOU BY EOC TECH COVERAGE D COVERS WHAT? A. PERSONAL PROPERTY B. SPECIFIC FORMS C. BASIC FORMS D. BROAD FORMS CHAPTER 5-DWELLINGS

6. 6 BROUGHT TO YOU BY SOUTHWEST TECH WHAT MEANS AN ACCIDENT, INCLUDING CONTINUOUS OR REPEATED EXPOSURE TO SUBSTANTIALLY THE SAME GENERAL HARMFUL CONDITIONS A. BODILY INJURY B. OCCURRENCE C. BUSINESS D. RESIDENCE PREMESIS CHAPTER 5-DWELLINGS

7. 7 BROUGHT TO YOU BY CADDO-KIOWA WHEN USING THE BASIC DWELLING PROPERTY FORM, WHAT IS THE MINIMUM DEGREE OF COVERAGE? A. $4,000 B. $15,000 C. $12,000 D. NONE OF THE ABOVE CHAPTER 5-DWELLINGS

8. 8 BROUGHT TO YOU BY GORDON COOPER COVERAGE E IS AVAILABLE ONLY ON WHICH FORM? A. BROAD FORM B. SPECIAL FORM C. OPTIONAL FORM D. BASIC FORM CHAPTER 5-DWELLINGS

9. 9 BROUGHT TO YOU BY WES WATKINS WHAT IS THE REMOVAL COVERAGE FOR BROAD FORMS? A. 5 DAYS B. 11 DAYS C. 30 DAYS D. NONE OF THE ABOVE CHAPTER 5-DWELLINGS

10. 10 BROUGHT TO YOU BY EOC TECH THE BROAD FORM FOR EXPLOSIONS EXCLUDE(S) STEAM BOILERS OR STEAM PIPES A. DOES NOT B. ALWAYS C. NEVER D. AUTOMATICALLY CHAPTER 5-DWELLINGS

11. 11 BROUGHT TO YOU BY SOUTHWEST TECH WHAT IS PHYSICAL INJURY TO, DESTRUCTION OF, OR LOSS OF USE OF TANGIBLE PROPERTY? A. LIBERALIZATION B. PROPERTY DAMAGE C. RESIDENCE PREMESIS D. MOBILE HOME ENDORSEMENT CHAPTER 5-DWELLINGS

12. 12 BROUGHT TO YOU BY CADDO KIOWA ALL OF THE FOLLOWING ARE SPECIAL LIMITS OF LIABILITY EXCEPT: A. $200 FOR MONEY & BANK NOTES B. $2,000 FOR ANIMALS C. $2,000 FOR FIREARMS D. $1,000 FOR JEWELRY CHAPTER 5-DWELLINGS

13. 13 BROUGHT TO YOU BY GORDON COOPER WHEN THE INSURED IS A TENTANT, UP TO 10% OF THE COVERAGE C LIMIT MAY BE APPLIED AGAINST LOSS BY A COVERED PERIL EXCEPT A. ALTERATIONS B. REMOVAL C. IMPROVEMENTS D. ADDITIONS CHAPTER 5-DWELLINGS

14. 14 BROUGHT TO YOU BY WES WATKINS WHAT KIND OF FORMS PROVIDE COVERAGE FOR THE BREAKAGE OF GLASS OR SAFETY GLAZING MATERIAL? A. BROAD B. SPECIAL C. BASIC D. BOTH A & B CHAPTER 5-DWELLINGS

15. 15 BROUGHT TO YOU BY EOC TECH DWELLING POLICY FORMS ARE FILED BY THE A. INSURANCE SALES OFFICE B. INSURANCE SUPPLEMENT OFFICE C. INSURANCE SERVICES OFFICE D. INSURANCE SPECIAL OFFICE CHAPTER 5-DWELLINGS

16. 16 BROUGHT TO YOU BY SOUTHWEST TECH MEDICAL PAYMENTS TO OTHERS COVERS NECESSARY MEDICAL EXPENSES INSURED WITHIN ____ OF AN ACCIDENT CAUSING BODILY INJURY: A. 1 YEARB. 4 YEARS C. 3 YEARSD. 7 YEARS CHAPTER 5-DWELLINGS

17. 17 BROUGHT TO YOU BY CADDO KIOWA ALL OF THE FOLLOWING ARE COVERED ON THE DWELLING & OTHER STRUCTURES EXCEPT: A. NAMED INSURER B. SPOUSE C. INSURED’S FAMILY D. GUESTS AND SERVANTS CHAPTER 5-DWELLINGS

18. 18 BROUGHT TO YOU BY GORDON COOPER WHO DOES THE COVERAGE CONTINUE FOR WHEN THE NAMED INSURED DIES? A. INSURED FAMILY B. LEGAL REPRESENTATIVES C. HOMEOWNER D. GUESTS CHAPTER 5-DWELLINGS

19. 19 BROUGHT TO YOU BY WES WATKINS DWELLING FORMS _ COVER LOSSES CAUSED BY EARTHQUAKES. A. DO NOT AUTOMATICALLY B. AUTOMATICALLY C. UPON REQUEST, AUTOMATICALLY D. PAY 80% OF THE ACV TO CHAPTER 5-DWELLINGS

20. 20 BROUGHT TO YOU BY EOC TECH THE FOLLOWING PROPERTY IS NOT COVERED UNDER LIMITED LIABILITY COVERAGE EXCEPT: A. MONEY B. MOTOR VEHICLES C. WATERCRAFT D. BUSINESS PROPERTY CHAPTER 5-DWELLINGS

21. 21 BROUGHT TO YOU BY SOUTHWEST TECH WHICH PROPERTY FORM EXCLUDES COVERAGE FOR OUTSIDE LAWNS, PLANTS, SHRUBS, AND TREES? A. BROAD C. BASIC B. SPECIALD. NONE OF THE ABOVE CHAPTER 5-DWELLINGS

22. 22 BROUGHT TO YOU BY CADDO KIOWA AN INSURED LOCATION INCLUDES ALL OF THE FOLLOWING EXCEPT A. THE RESIDENCE PREMISES B. VACANT LAND OWNED OR RENTED TO AN INSURED C. FAMILY CEMETARY PLOTS D. FARM LAND CHAPTER 5-DWELLINGS

23. 23 BROUGHT TO YOU BY GORDON COOPER DWELLING AND HOMEOWNERS COVERAGES ARE AMONG THOSE CLASSIFIED AS: A. PERSONAL LINES B. COMMERCIAL LINES C. PROPERTY INSURANCE D. INDIVIDUAL LINES CHAPTER 5-DWELLINGS

24. 24 BROUGHT TO YOU BY WES WATKINS WHICH OF THE FOLLOWING ARE INSURED UNDER THE DWELLING FORM? A. TRAVEL TRAILERS B. FARM DWELLINGS C. PERMANENTLY LOCATED MOBILE HOME D. BOTH B & C CHAPTER 5-DWELLINGS

25. 25 BROUGHT TO YOU BY EOC TECH THE BROAD THEFT COVERAGE ENDORSEMENT CONTAINS ALL OF THE FOLLOWING EXCEPT: A. BUSINESS B. INSURED C. INSURER D. RESIDENCE EMPLOYEE CHAPTER 5-DWELLINGS

26. 26 BROUGHT TO YOU BY SOUTHWEST TECH AFTER A POLICY HAS BEEN IN EFFECT FOR AT LEAST 90 DAYS, OR AFTER RENEWAL, THE INSURER MUST GIVE HOW MANY DAYS NOTICE OF CANCELLATION? A. 30 DAYSC. 60 DAYS B. 15 DAYSD. 100 DAYS CHAPTER 5-DWELLINGS

27. 27 BROUGHT TO YOU BY CADDO KIOWA HOW MANY DAYS ADVANCED NOTICE FROM THE INSURER IS REQUIRED WHEN THE POLICY IS BEING CANCELLED FOR NONPAYMENT OF PREMIUM A. 60C. 30 B. 10D. 120 CHAPTER 5-DWELLINGS

28. 28 BROUGHT TO YOU BY GORDON COOPER ALL FORMS PROVIDE UP TO $500 OF COVERAGE FOR FIRE DEPT. SERVICES WHICH THE INSURED HAS ASSUMED LIABILITY FOR UNDER CONTRACT OR AGREEMENT IF YOU LIVE A. IN THE CITY B. IN A FIRE PROTECTION DISTRICT C. IN A MUNICIPALITY D. IN THE COUNTRY CHAPTER 5-DWELLINGS

29. 29 BROUGHT TO YOU BY WES WATKINS THE SPECIAL FORM INSURES THE DWELLING & OTHER STRUCTURES AGAINST RISK OF DIRECT PHYSICAL LOSS EXCEPT: A. WHEN INFLATINON GUARD RAISES INSURANCE B. WHEN STATE LAW PROHIBITS COVERAGE C. TO THE EXTENT THAT EXLUSION & LIMITATIONS APPLY D. FOR THE FIRST 60 DAYS OF COVERAGE CHAPTER 5-DWELLINGS

30. 30 BROUGHT TO YOU BY EOC TECH A COMPLETE DWELLING POLICY MAY CONSIST OF THE FOLLOWING ELEMENTS EXCEPT: A. DECLARATIONS PAGE B. OPTIONAL COVERAGE C. OPTIONAL PERSONAL LIABILITY D. AGREEMENT PAGE CHAPTER 5-DWELLINGS

31. 31 BROUGHT TO YOU BY CADDO KIOWA ADDITIONAL LIVING EXPENSES WERE MADE DUE TO INCREASE IN RENTAL VALUE CLAIMS FOLLOWING: A. MAJOR HURRICANES B. INCREASE VALUE IN LAND C. BLIZZARDS D. TORNADOES CHAPTER 5-DWELLINGS

32. 32 BROUGHT TO YOU BY GORDON COOPER THE SPECIAL LIMITS OF LIABILITY FOR THEFT COVERAGE INCLUDES: A. FIRST AID TO OTHERS B. $2,000 FOR FIREARMS C. $1,000 FOR TRAILERS NOT USED WITH WATERCRAFT D. ACTS OF WAR CHAPTER 5-DWELLINGS

33. 33 BROUGHT TO YOU BY WES WATKINS THE STANDARD DEDUCTIBLE ON A DWELLING FORM IS: A. $100 B. $200 C. $250 D. $500 CHAPTER 5-DWELLINGS

34. 34 BROUGHT TO YOU BY EOC THE DWELLING FORMS ARE: A. SPECIAL, BROAD, RATING B. BROAD, BASIC, PERSONAL LINES C. BASIC, BROAD, SPECIAL D. BROAD, STRUCTURAL, BASIC CHAPTER 5-DWELLINGS

35. 35 BROUGHT TO YOU BY CADD0-KIOWA WHICH OF THE FOLLOWING ARE COVERED UNDER BROAD THEFT COVERAGE? A. ANIMALS B. PROPERTY OF TENANTS C. FIREARMS D. CREDIT CARDS CHAPTER 5-DWELLINGS

36. 36 BROUGHT TO YOU BY GORDON COOPER THE ISO REFERS TO THE NEW DWELLING PROGRAM AS A. 1940 EDITION B. 1988 EDITION C. 1989 EDITION D. 1990 EDITION CHAPTER 5-DWELLINGS

37. 37 BROUGHT TO YOU BY WES WATKINS WHAT COVERAGE MEANS PROPERTY REMOVED FROM THE PREMISES TO PROTECT IT FROM A PERIL INSURED AGAINST A. DWELLING B. NAMED INSURED C. PERSONAL LINES D. REMOVAL CHAPTER 5-DWELLINGS

38. 38 BROUGHT TO YOU BY EOC TECH __________ MEANS AN EMPLOYEE OF ANY INSURED WHO PERFORMS DUTIES RELATED TO MAINTENACE OR USE OF RESIDENCE PREMISES A. PERSON INSURED B. RESIDENCE EMPLOYEE C. PREJUDGEMENT INTEREST D. POSTJUDGEMENT INTEREST CHAPTER 5-DWELLINGS