2. AS ADVERTISED ARE YOU GOING TO CONTINUE TO TRUST LADY LUCK TO PROTECT YOUR MOST PRECIOUS ASSET? YOUR CASH FLOW! OUR CLIENTS DON’T! In less than 60 seconds, your problems become our responsibility! Creditors’ Alliance, Inc. will collect on any account for $13.84 per account regardless of size and location. No hidden charges or commissions. Money is paid directly to you – not Creditors’ Alliance, Inc. Every day you delay costs you money. Learn how Creditors’ Alliance, Inc. can put your money back in your business where it belongs. Ask about our Iron Clad Guarantee. Contact us today! Find out how we can convert debtors into repeat customers for $13.84. Creditors’ Alliance, Inc. PO Box 1288 Bloomington, IL 61702-1288 888-827-2005

3. WHY GO OUT AND BORROW WHAT YOU ALREADY HAVE? OPERATING CAPITAL ACTUALLY COSTS TWICE WHAT YOU THINK IT DOES WHEN YOU HAVE MONEY TIED UP IN OUTSTANDING DELINQUENT ACCOUNTS.

4. NATIONWIDE SERVICE SERVICING ACCOUNTS FROM $20 TO $1,000,000  GUARANTEED NO EXTRA FEES.  Debtor saved as a CUSTOMER if at all possible. results to our customers.  You maintain complete control of accounts at all times.  Payments are made DIRECTLY TO YOU.  NO PERCENTAGES paid to Creditors’ Alliance, Inc.

5. THIS IS YOUR MONEY DEPRECIATING IMPORTANT FACTS ABOUT PAST DUE ACCOUNTS: Every day past due accounts stay on your books, they decrease in value. Eventually they become worthless! YOU DON’T OWE THE MONEY…BUT YOU ARE PAYING THE BILL ►INVOICES ►STATEMENTS ►POSTAGE ►LETTERS ►PHONE CALLS ►TIME & AGGRAVATION

6. DON’T WAIT!, For some industries, the due date may be several months after the delivery date Source: “Annual Collectibility Survey,” the Commercial Collection Agency Section of the Commercial Law League of America, New Providence, NJ, April 1993. USE CREDITORS’ ALLIANCE, INC.

7. YOUR REQUEST FOR CREDIT WAS NOT IGNORED. PLEASE DO NOT IGNORE OUR REQUEST FOR PAYMENT. TYPICAL BILLING PROCEDURES Goods Shipped or Work Completed First of the Month Beginning of the Second Month Beginning of the Third Month Invoice Mailed Statement Mailed Statement Sent (Account is NOW Past Due) Final Statement Sent An audit of your account shows it is PAST DUE. If this account is not paid within 15 days it will be turned in for COLLECTION. PAST DUE PAYMENT MUST BE MADE WITHIN 10 DAYS OR COLLECTION PROCEDURES WILL BE NECESSARY TEN DAYS LATER….. CREDITORS’ ALLIANCE, INC. YOUR COLLECTION PROBLEMS BECOME OUR RESPONSIBILITY!!!

8. A REALISTIC COMPARISON CREDITORS’ ALLIANCE, INC. PERCENTAGE COLLECTION AGENCY Value of Accounts Turned Over………...$10,000 Agency if it Collects (If it collects 50%)……$5,000 Agency Keeps (at 50% Fee)………….$2,500 YOUR SHARE……...$2,500 Value of Accounts Turned Over………$10,000 Creditors’ Collects…$5,000 Creditors’ Keeps…....$0.00 YOUR SHARE…….$5000 SUCCESS RATE AVGRAGES 35-55% AVERAGES 15-25% MONEY DIRECTLY TO YOUAGENCY HANDLES YOUR MONEY (Delays you receiving your money for up to another month) NATIONWIDE SERVICE MAY REFER OUT ACCOUNTS WORKS ON ALL SIZE ACCOUNTS TENDS TO CONCENTRATE ON LARGE OR EASY ACCOUNTS YOU CONTROL THE SERVICE WHO CONTROLS ACCOUNTS??

9. WHAT ARE WE DOING TO RECLAIM YOUR MONEY??? 35-55% COLLECTION RATE BASED ON ACCOUNTS TURNED OVER FOR COLLECTION NATIONWIDE PAYMENTS ARE MADE DIRECTLY TO YOU! ***FAST ***EFFICIENT ***NO PERCENTAGES

11. CREDITORS’ ALLIANCE, INC. WILL COLLECT FOR A FLAT ONE TIME FEE OF $13.84 PER ACCOUNT (PER 100 ACCOUNT BASIS) NO PERCENTAGES AND NO HIDDEN FEES NO MATTER THE SIZE OR AGE OF THE ACCOUNT GUARANTEE : USED ACCORDING TO OUR INSTRUCTIONS: WE MUST COLLECT 2X THE COST OF SERVICE OR EVERY PENNY YOU PAID WILL BE REFUNDED. (BASED ON A 100 ACCOUNT SYSTEM)

12. THERE IS NO RISK WITH OUR MONEY BACK GUARANTEE IN TO THIS… OR YOUR MONEY BACK!! We turn this into

13. ALL SYSTEMS COME WITH THE REFUND GUARANTEE 100 @ $13.84 = $1384 ($2768 Guaranteed 50 @ $19.68 = $984 ($1968 Guaranteed) 25 @ $27.80 = $695 ($1390 Guaranteed) 10 @ $52.50 = $525 ($1050 Guaranteed) YOU GET YOUR MONEY BACK IN 3 WAYS: 1.Your customer pays YOU back directly! 2. Include the cost of each transmittal in the amount owed. (If allowed by law) 3. If we don’t collect at least twice what you paid for the system, your cost is refunded per contract.

14. INFORMED BUSINESSES WHO HAVE CHOSEN C.A.I. BANK OF ILLINOIS * CENTURY 21 * CULLIGAN INTERNATIONAL * IGA HUNTINGTON LEARNING CENTERS * SERVICE MASTER * MATCO TOOLS LAND & WHEELS * RYDER TRUCK RENTAL * HARDINGS FRIENDLY MARKET HARLEY DAVIDSON * GT TELECOM * DURA-CLEAN * NAPA AUTO PARTS MOLLY MAIDS * MID-ILLINI CREDIT UNION * BRIDGESTONE COMPANY INC. CALVIN COLLEGE * SYLVAN LEARNING CENTER * THRIFTY CAR RENTAL BLACKHAWK PROPANE * CARDIAC DISEASE SPECIALISTS * MARKET DAY KEMPER INSURANCE * HEITZ OPTICAL * MONARCH VISUAL SOLUTIONS DR DANIEL BEER DDS * FOX HILL APARTMENTS * DAVIDSON CHIROPRACTIC FOX RIVER DENTAL ASSOC * STAR COMPANIES INC * HANGERS UNLIMITED AND….THOUSANDS OF SMALL BUSINESSES, NATIONWIDE!

15. FREE CONVENIENT SERVICE! FAST EASY SECURE JUST TYPE & SUBMIT NO PRINTING NO POSTAGE FREE CONVENIENT SERVICE! FAST EASY SECURE JUST TYPE & SUBMIT NO PRINTING NO POSTAGE FREE CONVENIENT SERVICE! FAST EASY SECURE JUST TYPE & SUBMIT NO PRINTING NO POSTAGE