1. What Is TMK1628 0511

2. Our purpose is to help working class families achieve financial protection from adverse circumstances Torchmark Mission

3.  We act in accordance with the highest levels of ethics and integrity  We make decisions prudently in order to advance the long-term interests of our policyholders, employees, field representatives, and shareholders  We strive to have a positive effect within the communities we serve Torchmark Values

4.  We are a Financial Services Holding Company whose subsidiaries market Life Insurance (Whole Life and Term Life) and Supplemental Health Insurance  Liberty National Life Insurance Company was formed in Alabama in 1929.  In 1982, Torchmark was formed through various acquisitions. We now have these subsidiaries:  Liberty National  United American  Globe Life  American Income Life Torchmark Facts

5.  Torchmark is traded on the New York Stock Exchange, and the ticker symbol is TMK  Financial highlights from calendar year 2010:  Total Premium - $2.7 Billion  Net Income - $0.5 Billion  Premium Revenue (Life) - $1.7 Billion  Premium Revenue (Health) - $1.0 Billion Torchmark Facts

6.  2,183 employees as of December 31, 2010  Torchmark has offices in:  McKinney, Texas (Headquarters)  Birmingham, Alabama  Oklahoma City, Oklahoma  Waco, Texas Torchmark Facts

7. Consolidation of Operations Billing / Collections Life Claims Billing / Collections Life Claims Med-Supp Claims Customer Service IT Marketing Sales Med-Supp Claims Customer Service IT Marketing Sales Underwriting (All union jobs stay in Waco) McKinney Oklahoma City Waco Birmingham Worksite

8.  Revenue Channels  Agents  Direct Marketing  Investments Torchmark Facts

9. What Is Torchmark?

10.  We act in accordance with the highest levels of ethics and integrity  We make decisions prudently in order to advance the long-term interests of our policyholders, employees, field representatives, and shareholders  We strive to have a positive effect within the communities we serve Torchmark Values

11. Our purpose is to help working class families achieve financial protection from adverse circumstances Torchmark Mission