1. What Is TMK1628 0512

2. Torchmark Mission Our purpose is to help working class families achieve financial protection from adverse circumstances

3. Torchmark Values  We act in accordance with the highest levels of ethics and integrity  We make decisions prudently in order to advance the long-term interests of our policyholders, employees, field representatives, and shareholders  We strive to have a positive effect within the communities we serve

4. Torchmark Facts  We are a Financial Services Holding Company whose subsidiaries market Life Insurance (Whole Life and Term Life) and Supplemental Health Insurance  In 1982, Torchmark was formed through various acquisitions. We now have these subsidiaries:

5. Torchmark Facts  2,221 employees as of December 31, 2011  Torchmark has offices in:  McKinney, Texas (Headquarters)  Birmingham, Alabama  Oklahoma City, Oklahoma  Waco, Texas

6. Torchmark Facts  Torchmark is traded on the New York Stock Exchange, and the ticker symbol is TMK  Financial highlights from calendar year 2011:  Total Premium - $2.6 Billion  Net Income - $0.5 Billion  including excess Investment Income - $0.2 Billion  Premium Revenue (Life) - $1.7 Billion  Premium Revenue (Health) - $0.9 Billion

7. Sell through captive Agents to unions nationally and internationally Direct Response Sell through captive Agents in the Southeast and to employees of small businesses Sell through General Agents – Medicare Supplement Corporate Structure

8. Consolidation of Operations Oklahoma City Billing / Collections Life Claims Oklahoma City Billing / Collections Life Claims Birmingham Worksite Birmingham Worksite Waco Underwriting (All union jobs stay in Waco) Waco Underwriting (All union jobs stay in Waco) McKinney Med-Supp Claims Customer Service IT Marketing Sales McKinney Med-Supp Claims Customer Service IT Marketing Sales

9. Torchmark Values  We act in accordance with the highest levels of ethics and integrity  We make decisions prudently in order to advance the long-term interests of our policyholders, employees, field representatives, and shareholders  We strive to have a positive effect within the communities we serve

10. Torchmark Mission Our purpose is to help working class families achieve financial protection from adverse circumstances