1. PrimeSoft Solutions (K) Ltd SAVCO 3.5 & 4.x Loan Applications

2. Loan Components Loan Applications On Going Loans Loan Product Regular Remittances Interest Methods Statement Reports Defaulters Management Due Generations Penalty Generations Interest Write Offs Repayment Adjustments Controls & Conditions Guarantors & Checks Charges & Commissions Appraisals & Approvals Amounts & Amortization

3. Loan Application Cycle Entered Into SAVCO Printed with Guarantor report and sent to loan Committee Loan Committee Approves or Rejects Loan Approved in SAVCO by Loan Officer Loan Applicant Advised Loan Application Live Balances and Regular Remittances

4. Loan Applications Loan Application Components: Application Details Guarantors Charges & Commissions Amortizations Product Configuration Company User Settings Loan Application Components: Application Details Guarantors Charges & Commissions Amortizations Product Configuration Company User Settings

5. Loan Application Basic Details Loan Basic Details: Loan Product and Methods Applied & Approved Interest Rates Repay Amount & Period Amortization Loan Basic Details: Loan Product and Methods Applied & Approved Interest Rates Repay Amount & Period Amortization

6. Loan Application Window

7. Loan Details Part 1 Date Member Submitted Amount Requested by Member Interest may be Product Based Check Off Start Date Statistical - For Reporting Only Amount Available Statistical Date - Disbursement Optional Description Method to Calculate Interest

8. Loan Details Part 2 Ledger Account to Register Loan Amount of Each Installment First Installment for Planning Collateral Value for Filing Sum of Charges & Commissions Number Payment Installments

9. Loan Transaction Action Icons Creates New Loan Application Save Changes on Selected Remove Selected Loan Check Guarantors Approves & Posts Loan to Ledgers Create Loan Appraisal Print Previews Loan Application Export Loan to Excel Workbook Clear Texts on Screen Re Query Loans for Selected Member Check Loan & Share Balances

10. Loan Product Selection The Following Defaults are Auto Adjusted Upon Selecting Interest Rate & Method Minimum Repay Period Repay Frequency Ledger Account The Following Defaults are Auto Adjusted Upon Selecting Interest Rate & Method Minimum Repay Period Repay Frequency Ledger Account You Can Accept Defaults or Change Whenever Possible

11. Interest Methods – Refer to User Guide/Help Interest Calculating Methods: Declining Balance Equal Payments Excluding Interest Equal Payment & Interest Interest Inclusive Equal Total Payments Others Fixed Interest & Repayment - Straight Fixed Add On Interest Interest Calculating Methods: Declining Balance Equal Payments Excluding Interest Equal Payment & Interest Interest Inclusive Equal Total Payments Others Fixed Interest & Repayment - Straight Fixed Add On Interest

12. Guarantors Entered before a Loan is Approved and are Controlled by Loan Product Settings and Design. You can use Flat Amounts or Percentages to Calculate Guaranteed Amount From Each Guarantor. Percentage is the Most Preferable as It Gives Better Tracking. Entered before a Loan is Approved and are Controlled by Loan Product Settings and Design. You can use Flat Amounts or Percentages to Calculate Guaranteed Amount From Each Guarantor. Percentage is the Most Preferable as It Gives Better Tracking.

13. Charges and Commissions Based on Loan Product and Generated Automatically. Can Enter Own Special Charge/Recovery. Based on Loan Product and Generated Automatically. Can Enter Own Special Charge/Recovery.

14. Approving Loan Approving Checks Guarantors if Required Loan Product Controls Shares, Deposits, Fully Guaranteed, etc Forces Appraisal if Required Approving Checks Guarantors if Required Loan Product Controls Shares, Deposits, Fully Guaranteed, etc Forces Appraisal if Required You must have approval rights for you to proceed.

15. PrimeSoft Solutions (K) Ltd