1. Social Security Pensions and Community Managed Insurance in Andhra Pradesh Social Security Pensions and Community Managed Insurance in Andhra Pradesh By K. Raju Prl. Secy to Govt. of AP, Rural Development March 2009 Welcome

2. Structure of presentation Social Security Pensions in A.P Community managed death and disability Insurance Community managed Health Insurance Co-Contributory Pensions Scheme

3. Social safety nets – AP’s USP Saturation Principle Central role to SHGs of Women Highest quality in delivering of services thru use of IT

4. Social Security Pensions Old Age Pensions Poor and above 65 years of Age : 44.74 lakhs No. of Old age pensions : 44.35 lakhs Pensions to Widows Poor & Widow of age above 18 yrs : 18.40 lakhs No. of Widow Pensions : 17.41 lakhs Pensions to persons with Disabilities Poor and disabled, any age : 8.34 lakhs No. of Pensions for PWDs : 8.28 lakhs Total Social Security Pensions : 71.53 lakhs Total Budget for 2009-10 : US$ 400.8 millions

5. Entitlement of the Pensioners Rs.200 per month to be delivered to Old Age, Weavers & Widow pensioners Rs.500 per month to be delivered to disabled persons The pension amount to be delivered in their habitation on 1 st of every month Individual pass book to record the transactions

6. Delivery of Pensions  District Collector notifies a Govt. building in each habitation for disbursement of pensions  A Government functionary or SHG is notified to disburse pension on 1 st of every month  For each habitation a computer generated acquittance list and Cheque handed over one day before the date of disbursement

7. Total Transparency ensured All transactions through software: Eligible persons list Sanction of pensions Acquittance list Monthly disbursement status Reports & Analysis

8. 8 SOCIAL SECURITY PENSIONS

9. 9

10. 10 SOCIAL SECURITY PENSIONS

11. 11 SOCIAL SECURITY PENSIONS

12. 12 SOCIAL SECURITY PENSIONS

13. 13 SOCIAL SECURITY PENSIONS

14. 14 SOCIAL SECURITY PENSIONS

15. Disbursement of Pension through Smartcard Bank Server Project Director D.R.D.A Office Smart Card Point of Service (PoS) Customer Service Point (CSP) Pension fund to each account Cash movement

16. Biometric validation of Smart Card

21. Please Visit www.ssp.ap.gov.in

22. Community managed death and disability Insurance

23. Products /Schemes for the SHG members & their Spouses  Aam Aadmi Bima Yojana – for 38.00 lakhs landless agricultural laborers –mostly men (only for Rural)  Janasree Bima Yojana for remaining 52.00 lakhs or more Spouses of SHG members (Both Rural & Urban)  Other Group Insurance for all the 90.00 lakhs SHG women (both Rural & Urban)

24. Products /Schemes for the SHG members & their Spouses S. No Scheme Enrolled Members ( in Lakhs) % of Men % Women MaleFemale 1AABY38.0032.755.2586.1813.82 2JBY19.5116.552.9684.8215.17 3OGI23.75 100.00 Total81.2649.3031.9660.6739.33

25. Products /Schemes for the SHG members & their Spouses S. No Scheme/ Product Sum Assured for Natural death Sum Assured for death due to accident & Permanent Total Disablement Sum Assured for partial disablement 1AABYRs.30000Rs. 75,000Rs.37,500 2JBYRs.30000Rs. 75,000Rs.37,500 3OGIRs.30000Rs.80,000Rs.25,000

26. 26 Scholarships for children For children studying from 9 th to 12 th classes: Rs. 1200 per annum

27. 27 Scholarships for children Member education Enrollment Collection of premium Reporting claims Facilitate documentation of claims Planning and Monitoring Training of VOs Claim documentation Office bearer is member of Area Committee Tie up with an Insurance Company Nodal Agency for the scheme Maintain data base and Call Centre Issue Certificate of Insurance/Bonds MIS Capacity building of its staff and community Pay out solatium within 24 hours through Bima Mithras SHG s MS ZS VO

28. 28 Call Center Operations

29. Claim village Call Centre located in ZS Bima Mithra & One Committee Member ATM Phone Area Committee member completes claim documentation and sends to Call Center wherein the documents are processed and send then electronically to LIC Visit Payment of interim relief to the bereaved nominee/family Rs.5000/- Claims process and settlement mechanism at a glance

30. Web Based Claim Settlement Process

31. Policy Holder Details in the Web portal

32. District wise Policies - AABY

33. District Wise Status of Claims - AABY

34. AABY – Detailed Stage Wise Claims

36. Status of Settlement of Claims (as on 14.03.09) Scheme No. Of members covered Death cased reported Claims Settled Claims uploaded to LIC 1AABY3800000308351830421307 2JBY195113731611242007 3OGI23754741602329915

37. Scholarships 08-09  No.of Children: 2,14,406  Amount Disbursed: Rs. 12,86,43,600/- (First Half-yearly payment @ Rs. 600/- per child)

38. Bima Mithra Drawing Cash to distribute Solatium to bereaved family Distribution of Solatium to the bereaved family

39. 39 Please Visit www.aaby.ap.gov.in Thank You