1. Ouro Lifestyle offers Prajakta Classique Your Own Holiday Home at Dream Destination Goa

2. Ouro’s Prajakta Classique showcases your ‘Holiday Home’…. Move in with your baggage only

3. Your worries on owning a Holiday Home Worries of safety and security of your asset Up keep & Cost of Maintenance ◦ Fixed costs :- Phone, electricity, water, cable ◦ Capital costs:- Fixtures & furniture, White goods, Kitchen crockery and others Enjoying your Holiday Home ◦ Holiday terms getting shorter ◦ Quality time spent in cleaning up for usage ◦ Under utilization of electrical assets leading to damage of Fridge/ Air-conditioners ◦ Return on Investment

4. Ouro Offering Ouro Offering Fully loaded – your ready to move in apartment With a three year rent back agreement 50 room nights for family & friends 25 in off season, 15 in mid season, 10 in peak season A Concierge service To look after your property To meet your basic arrival needs Other benefits Property value escalation- Approx. 15% PA Income tax deduction On interest paid on housing loan On principal paid on housing loan

5. Ouro’s Prajakta Classique – offering you …. One bedroom apartment in two sizes ◦ 81sq/m &98 sq/m ◦ Set of 7 apartments in each size 900 meters from the Little Vagator beach Close proximity to other famous beaches - Anjuna & Calangute. Near some of Goa’s happening night clubs – Curlies, Club Cubana, Club 9 & Tito’s. Pharmacy, Grocery, and other utility shops close by…

6. Ouro’s Prajakta Classique Amenities Gated property with security room at the entrance with intercom connection Free Parking Space Elevator Special waterproofing treatment 100% central power backup for the complex and specific points within each apartment Under ground water tank & overhead water tank with adequate storage capacity Balconies with laminated wooden tile flooring Open space around the building with a jogging track for the fitness enthusiasts Children play area Swimming Pool

7. Ouro’s Prajakta Classique Indoors Amenities- (only with rent back option) Living Room – Split AC, Flat TV with DTH, Sofa Cum Bed, two comfortable sofa chairs, Dinning table for Four Bedroom – Split AC, Flat TV with DTH and Home theatre system, Double Bed with side tables, Linen sets, quilts wardrobe fitted with electronic safe and wall mirror unit

8. Ouro’s Prajakta Classique Indoors Amenities- (only with rent back option) Kitchen- semi modular with induction cooker, microwave, mixer-grinder, fridge, toaster, tea kettle and basic pots n pans with cutlery for 6 Balcony- with small coffee table set/deck chair Bathroom – Large wall mirror, storage shelves, geyser, rain shower and shower cabin Basics – Curtains, Table Mats and rugs/door mats etc

9. Ouro’s Prajakta Classique The Financial workings and costs

10. Property Cost Sheet Type Carpet Total Super Built Up Area Rate/SM INRTotal Cost LivingKit.ToiletBedBal.-IBal.-IIPass.Area Upper Ground,to 3rd floor Type A26.407.104.1511.665.174.952.0561.489842000 41.16 Lakh Type B18.157.104.1510.824.803.752.0550.828142000 34.02 Lakh Forth floor Type A26.407.104.1511.665.174.952.0561.489845000 44.10 Lakh Type B18.157.104.1510.824.803.752.0550.828145000 36.45 Lakh

11. ROI- Rental Income - With Annual Escalation of 10% Rental Income Rent paid on Agreement by builder2013-20142014-152015-2016 Yearly Rental Income 1.20 Lakh PA 1.32 Lakh PA. 1.45 Lakh PA Total Income Rs. 3,97,200/- ( Three Years)

12. Rental Income v/s Loan Interest – Start paying capital from year 1 Presume if the loan amount is Rs. 30 lakhs The Bank Loan interest component for 3 years is Rs. 82,281/-p.a. @10%p.a. i.e. Rs. 2, 46, 843/- Rent will compensate interest

13. ROI – Projected Property escalation @ 15% p.a.- figures in Lakh ABC DD - A Description Area/type Property Cost 2013-142014-152015-16Benefit/Profit 1st to 3rd Floor Type A 98 41.16 47.3354.4362.5921. 43 1st to 3rd Floor Type B 81 34.02 39.1244.9951.74 17.72 4th floor Type A 98 44.4151.0758.7367.5423.13 4th floor Type B 81 36.4541.9148.2054.4318.98

14. Tax Saving Tax Benefit in Housing Loan ◦ Interest on Housing loan u/s. 24b Up to Rs. 150000 p.a. ◦ Principal u/s. 80c. Up to Rs. 100000 p.a. Savings in terms of Tax Payable Rs 77,250/- 3 year projection of Tax Saving Rs. 2,31,750/-

15. Room Tariff Costs 50 Room nights a year free Presumed notional saving at 50% self usage p.a. 2,43,750/- No. of Rooms Season Tariff (Rs) Total (Rs) Peak Season10600060000 Mid Season15350052,500 Off Season25200050,000 Total501,62,500 x 3 years = 4,87,500

16. Over All Benefits for a period of 3 years Amount in Lakh Total Benefits to Buyer Projected Escalation Benefit 1-3 floor Projected Escalation Benefit 4 th floor TypeType AType B Area in Sq/ Mt98819881 ROI Rental3.97 ROI – Projected Property escalation 21.4317.7223.1327.30 Tax saved2.31 Room Rent2.43 Total Benefits to Buyer 30.14 26.43 31.84 27.66

17. Your Investment Amount in Lakh Total Investment of Buyer in Three Years Investment 1-3 floorInvestment 4 th floor TypeType AType B Area98819881 Cost of Flat 41.16 34.02 44.10 36.45 Down payment (15% of total cost) 06.17 05.10 06.61 05.46 Loan amount 34.99 28.92 37.49 30.99 EMI per month ( Approx for a period of 15 years) 00.37 00.31 00.41 00.33 Outgo for 36 months13.3211.1614.7611.88 Total (Down payment + Outgo) 19.4916.2621.3717.34

18. Cost Benefit Analysis Amount lakh Net Benefits to Buyer in Hand in Three Years Net Benefits 1-3 floorNet Benefits 4 th floor TypeType AType B Area98819881 Total Benefits to Buyer 30.1426.4331.8427.66 Less Total (Down payment + Outgo for 3 years) 19.4916.2621.3717.34 Net Saving in Hand post outgo for 3 years + a key asset 10.6510.1710.4710.32

19. Thanks Our website: www.ourolifestyle.com We are also on www.makaan.com Web link: http://www.makaan.com/ouro-lifestyle-prajakta-classique-goa-majorda/microsite/2463/911 for any queries write to; varda@ourolifestyle.com ravi@ourolifestyle.com