1. See Vision from a New Perspective

2. Your Partners in Vision Care

3. Who is the Benefits Alliance Group? Founded in 1998 National presence of advisors throughout Canada Customized solutions for each client Commitment to integrity, professionalism and highest quality advice

4. Who is VSP ® Vision Care? Established in 1955 to promote quality eye care 49,000 clients with 60% Fortune 500 71m members Doing business in Australia, Canada, Ireland, United Kingdom and US Committed to the well-being of our members and their communities

6. Who are FYidoctors? Established in 2006 by a small group of doctors in Canada Grew from 30 doctors to over 400 optometrists in over 300 locations A commitment to technology to provide best eye care and visual outcomes

7. Industry Innovators Leaders in Vision Care Committed to health and wellness Pioneered first Eye Health Management Program Track and measure results Reinvest in continuous improvement Driving the future of vision care Healthcare Focus VSP & FYidoctors

8. Ergonomics for your eyes Create a healthy work environment for your employees’ wellbeing Source: Society for Human Resource Management, Employee Perceptions of Vision Benefits Survey, November, 2013

9. Diabetes is an Epidemic Source: 1 Public Health Agency of Canada (2011) adapted from Shaw JE Sicree RA, Zimmet PZ. 3. Human Capital management Services INC (HCMS) on behalf of VSP 2013. Study based on 120,000 US employees from various industries.

10. Earlier Detection is the Key The VSP doctor network is often first to detect early signs of: Before other healthcare providers Source: 1 Human Capital management Services INC (HCMS) on behalf of VSP 2013. Study based on 120,000 US employees from various industries.

11. Improving Health and Productivity Fewer absences Less likely to go out on disability Decreased risk of turnover Higher Productivity Research shows early detection during an eye exam from VSP leads to healthier employees and higher productivity 1 : savings over the first two years $1,820 Healthier Employees Less likely to visit ER Use fewer medications More likely to get preventive care Source: 1 Human Capital management Services INC (HCMS) on behalf of VSP 2013. Study based on 120,000 US employees from various industries.

12. Sources: Archives for Internal medicine, “Preventive Health Examinations and Preventive Gynecological Examinations in the United States.” 2007 VSP Utilization Data. Increase Employee Access to Preventive Care Only 1 out of 5 people get annual physical exams. 3 out of 5 members get annual eye exams. But, only 50% of those get preventive screenings. This increases the opportunity for earlier detection by 6X.

13. How can the VSP Network Help? High quality, personalized care utilizing advanced technology Greatest value through the VSP network – up to 40% savings Direct billing – no upfront payment or claim forms Online doctor locator for ease in locating providers Members can choose to go out of network with reduced benefits Provide value for high quality eye ware

14. Unique Plans Designed to Meet Your Needs From a Cash Allowance Plan to our exclusive Covered in Full Plan, we will design the right program for your organization With Savings from 20% to 40% off retail pricing you’ll experience higher employee satisfaction

15. Satisfaction Guarantee Low out-of-pocket costs Covered-in-full glasses, including designer styles Great savings on an eye exam 20% discount on lens options Experienced Providers Quality vision care from the FYidoctor network Expert diagnosis using the latest technology World Class Service Your employees will be happy, or we’ll make it right Satisfaction guaranteed A unique experience Members First

16. Employer Improved productivity Higher utilization Increased retention Employee Lowest out-of-pocket costs Convenient network Higher satisfaction Everyone Wins with Smarter Vision Care

17. Discussion ©2014 Vision Service Plan. All rights reserved.