1. Your Money Matters Christine Noon RowanCard Administrator, Bursar’s Office Pamela Gordy Interim Associate Director of Financial Aid

2. Bursar services Fall 2014 Tuition Bills due August 6 Setup Authorized User AccountUpon Enrollment View Semester eBillAvailable on-line Student Health Insurance WaiverBy September 19 Make a PaymentMake a Payment or Confirm RegistrationDue August 6 Meal Plan OptionsLast day to adjust September 12 Buy 'Boro Bucks via Credit CardAvailable 24/7 1098-T FormAvailable January 31, 2015

3. Before the August 6 th due date Setup of Authorized User Account in e-Pay Accept Financial Aid Awards Complete the Direct Loan Requirements – Sign Master Promissory Note – Complete Entrance Counseling Complete Parent Plus Loan Application https://studentloans.gov

4. Student Health Insurance Full-time matriculated students are automatically charged for health insurance coverage for the academic year. If you are already individually covered, you may waive this policy through Banner Self-Service. The charge will be removed within 24 hours. This must be done by September 19, 2014. After the due date, THERE ARE NO REFUNDS.

5. How to pay your tuition bill www.rowan.edu/epay Login under Authorized Users Pay your bill in full – Credit Card – Electronic Check Enroll in Deferred Payment Plan – $30 Enrollment Fee – Three Installments Due Aug 6, Oct 1, & Nov 5

7. ROWANCARD Official University ID Door Access Meal Plan – Dining Dollars & Boro Bucks Copying Printing Laundry Rec Center

8. RowanCard security Student must present their RowanCard to complete a transaction Delivery service will require the student to present their RowanCard at the delivery location Students should sign the merchant receipt so that their name is legible enough to be read Delivery drivers are required to print the student’s name from the RowanCard underneath the student’s signature on the receipt Manual entry of ID numbers is NOT allowed for any transactions made at a merchant location If a merchant believes that the photo on the RowanCard presented to them does not match the customer, the merchant may request a second form of ID or confiscate the card and contact the university Be diligent and watch your transactions by logging onto https://myrowancard.rowan.edu. If you suspect fraudulent activity, report it to Public Safety immediately https://myrowancard.rowan.edu

9. Meal Plans /Boro Bucks/Dining dollars  Students may reduce meal plan through Sept. 12  All-Access + $100 Dining Dollars & $100 ‘Boro Bucks  14 Meal Plan + $100 Dining Dollars & $200 ‘Boro Bucks  Add ‘Boro Bucks  https://myrowancard.rowan.edu via credit card https://myrowancard.rowan.edu  www.rowan.edu/selfservice via financial aid credit www.rowan.edu/selfservice

10. Rowan Card Merchants

11. ProgramEligibilityAnnual AmountInterest Rates/Lender Repayment Subsidized Direct Student Loan The federal government pays interest while borrower is in school $3500-$5,500Fixed rate of 3.86%. Between 10 and 25 yrs to repay. Unsubsidized Direct Student Loan The borrower is responsible for all interest; must be at least half-time; financial need not required $5500 - $20,500Fixed rate of 3.86% Direct Plus LoanFor parents of dependent undergraduate students Maximum amount is cost of attendance minus financial aid Fixed rate of 6.41% Federal Education Loan Summary

13. Select award year

14. Award Overview

16. Student Requirements

17. NJGRANTS.ORG June 1 st Deadline

21. http://www.rowan.edu/financialaid