2. Another way of Earning High Interest – Lend Directly to Builders Builders / Developers borrow money directly from Investors to complete a project. Banks put a ceiling on what they would lend to them Builders / Developers borrow money directly from Investors to complete a project. Banks put a ceiling on what they would lend to them This borrowing is for a short term – Usually for less than one year This borrowing is for a short term – Usually for less than one year They offer high interest rates, however, only offer a second mortgage or an unregistered lien on the end product – the property itself They offer high interest rates, however, only offer a second mortgage or an unregistered lien on the end product – the property itself Risk can be eliminated by lending to reputed Builders / Developers and due diligence by your Solicitor Risk can be eliminated by lending to reputed Builders / Developers and due diligence by your Solicitor

3. Another way of Earning High Interest Income Mezzanine Finance to Builders Own Funds 8 – 10% Interest Rate Builders Borrows 50 % Of Funds from a Bank 25% Builders / Developers Equity Builder Borrow 25% Mezzanine Finance From DIY Super Fund 12 – 30 % Interest Rate Disclaimer Reminder : Please seek Independent Advise or else your Super Fund will become a Non- Complying Fund and lose all the benefits