1. Interest Rates Comparing the Interest Rates of Australia’s Major Banks

2. ANZ Australia and New Zealand Banking

3. Credit Cards ANZ provides and extensive range of credit card options. Some options (‘low interest rate’) have a 0.0% pa rate on balances for 6 months. Average rate is approximately 20.74% for purchases.

4. Home Loans Fixed Rate Begins at 6.84%pa and is 8.51%pa for 10 years. 1 to 5, 7 and 10 year fixed rate terms available. Variable Rate 7.41%pa is the current rate for variable. Loan term can reach a maximum of 30 years.

5. Personal Loans Personal Loan Variable and fixed rate available. Loan term spans 1 to 7 years. Borrow $5,000 minimum. Car Loan Loan term spans 1 to 5 years. Amount of finance must exceed $7,500.

6. Commonwealth Bank

7. Credit Cards Low-rate cards have rate of 13.24%pa. Other cards have rate of 20.49% on purchases. Student card offers rate of 19.99%

8. Home Loans Fixed Rate 1 to 5,7,10 or 15 year terms available. Rates begin at 7.09%pa and reach 8.54% with 15 years. Variable Rate Loan term may reach 30 years. Standard variable rate is currently 7.36%pa. Base variable rate is currently 6.85%pa.

9. Personal Loans Personal Loan All personal loans have an interest rate from 15.24%pa fixed and from 14.90%pa variable. Car Loan (Information in left hand column)

10. NAB National Australian Bank

11. Credit Cards Standard card has rate of 19.49%pa on purchases. Low rate Visa cards have rate of 13.24% on purchases.

12. Home Loans Fixed LoansVariable Loans

13. Personal Loans Personal LoanCar Loan Fixed rate ranges from 15.80% to 16.65% Variable rate ranges from 14.90% to 15.75%.

14. Westpac Western Pacific Banking

15. Credit Card Most credit cards from Westpac have an interest rate of 19.64%pa.

16. Home Loans Fixed Rate 1 to 5, 7 and 10 year terms available. Interest rate is 6.84%pa. Variable Rate Range of variable options. Variable rate is 6.81%pa for basic home loan.

17. Personal Loans Personal Loans carry an interest rate of 14.64%pa. Car Loan New cars have an interest rate ranging from 11.49% to 12.99%pa. Used cars range from 11.99% to 13.99%pa.

18. Wizard

19. Credit Cards Interest rate of 12.99%pa.

20. Home Loans Fixed Rate Standard fixed rate ranges from 6.64% to 7.79%pa. Loan must range from $50,000 to $100,000. Variable Rate Variable rates range from 7.19% to 7.36%pa. Loans must range from $100,000 to $350,000.

21. Personal Loans Loan rates start at 14.49%pa, and this is a fixed rate. Recommended borrowing amount is less than $3,000. Repayments may be made monthly, fortnightly or weekly. Car Loans Car rates start at 13.49%pa, this is also a fixed rate. Recommended borrowing amount is less than $3,000. Repayments may be made monthly, fortnightly or weekly.