1. DELRAY BEACH REAL ESTATE DEAN DURHAM AND CIANNA FERRER

2. ABOUT US CIANNA FERRER Junior at Lynn University Major in International Business Attained Real Estate License in May 2003 DEAN DURHAM Junior at Lynn University Major in Business Administration/ Aviation Management Attained Real Estate License in June 2003

3. CUSTOMER CRITERIA CLIENT: GARY WALLACE Income: $100,000 per year Good Credit, Most debt is paid off Wants house between $300,000-$600,000 Single Family Home Location in Palm Beach County Must have a pool

4. House Option 1 7219 Brunswick Circle, Boynton Beach, FL $550,000

5. House Option 1 Two story detached, contemporary home built in 1999 on a lake Has 5 bedrooms, 4 full baths, and is 4040 total sq. ft.

6. Payment for House 1 30 Year Loan Total Payment: $550,000 5% Down Payment : $27,500 95% Loan: $522,500 Monthly P & I: $2,494 Monthly Interest Only: $1,742 Rate at 4%

7. House Option 2 3920 Evans Road, Delray Beach, FL, USA $399,000

8. House Option 2 This single story detached, country/rustic home built in 1985 has 4 bedrooms, 3 full baths and is 2986 total sq. ft.

9. Payment for House 2 30 Year Loan Total Payment: $399,000 5% Down Payment : $19,950 95% Loan: $379,050 Monthly P & I: $1,810 Monthly Interest Only: $ 1,264 Rate at 4%

10. House Option 3 Nautica Sound, Boynton Beach, Florida $360,000

11. House Option 3 This 3 bedroom 2 bath pool home has been immaculately kept. It has been only used seasonally.

12. Payment for House 3 30 Year Loan Total Payment: $360,000 5% Down Payment : $18,000 95% Loan: $342,000 Monthly P & I: $1,633 Monthly Interest Only: $1,140 Rate at 4%