1. THE HOUSING PROGRAM A KEY ACTOR IN THE SOCIAL PROTECTION SYSTEM “CHILE SOLIDARIO” FOSIS, CHILE November 2007

2. The “Puente” Program has defined 53 minimum conditions necessary for an improved quality of life. Upon their graduation, the families should have completed these conditions as a base for their future development. These conditions are related to 7 key thematic categories which are the “pillars” of the bridge: Personal Identification Health Family Dynamics Education Housing Employment Income

3. For overcoming extreme poverty, housing is a fundamental pillar: Families must have a home that provides a minimum of comfort and dignity. HOUSING CONCEPT

4. For FOSIS, the concept of “habitable conditions” refers to the conditions under which a family inhabits a house. This concept is determined by the physical characteristics of the house and the site, as well as by the psycho-social characteristics of the family, which are expressed in conducts or habits that were acquired during their life time. ¿ WHAT DOES “HABITABLE CONDITIONS” MEAN?

5. The “Puente” and the Housing Program The implementation of Puente has helped to highlight the magnitude of the problems faced by extremely poor families in their homes and the precarious conditions in which they live.

6. Precarious living conditions Families live crowded in small “houses”, usually wooden and in very basic conditions, without thermic isolation,ventilation and natural light. The “Puente” and the Housing Program The implementation of Puente has helped to highlight the magnitude of the problems faced by extremely poor families in their homes and the precarious conditions in which they live.

7. Precarious living conditions Families live crowded in small “houses”, usually wooden and in very basic conditions, without thermic isolation,ventilation and natural light. High Demand The demand on housing is one of the priority intervention areas of the Puente families. Additionally, Housing is the Puente pillar which represents the highest number of minimum conditions. The “Puente” and the Housing Program The implementation of Puente has helped to highlight the magnitude of the problems faced by extremely poor families in their homes and the precarious conditions in which they live.

8. The “Puente” and the Housing Program No Offers by the Public Sector Housing is also one of the areas, in which the offer by the Public Sector is insufficient or simply does not exist for this population segment. Precarious life conditions Families live crowded in small “houses”, usually wooden and in very basic conditions, without thermic isolation,ventilation and natural light. High Demand The demand on housing is one of the priority intervention areas of the Puente families. Additionally, Housing is the Puente pillar which represents the highest number of minimum conditions. The implementation of Puente has helped to highlight the magnitude of the problems faced by extremely poor families in their homes and the precarious conditions in which they live.

9. Objectives: Resources are completely designated to families who need to resolve minimum conditions (denominated H1 to H12, from which the Housing Program works with H3 to H10). These are related to the following aspects: -Basic facilities and electric installations (H3, H4 and H5) -Home repair and improvement (H6 andH7) -Equipment (H8,9 and H10).

10. Resource allocation mechanism: 1. Public allocation 2. Direct allocation Executing agents/ service providers: Public Institutions (Municipalities y local Governments) Private Institutions (NGOs, Universities, consultants)

11. Types of Solutions and problems related to the housing minimum conditions

12. CONDITION H3 The families should have access to clean water.

13. CONDITION H4 The houses should have an adequate energy system.

14. CONDITION H5 The houses should have an adequate sewage elimination system.

15. CONDITION H6 The home should not be susceptible to floods or have severe leakage.

16. 1 2 CONDITION H7 The home should have at least two habitable rooms.

17. CONDITION H8 Each member of the family should have a bed with sheets, blankets and a pillow.

18. CONDITION H9 The family should have a basic kitchen and dining materials to satisfy their needs.

19. CONDITION H10 There should be an adequate system of garbage disposing.

20.  Large territorial spread (55% live in a distance of about 1 mile from each other)  Important percentage of rurality (37% of the families);  87% of the families need to cover at least 1 minimum condition, and 54,5% need to cover between 1 and 3.  58% of the houses do not present sealing at a sufficient level which means that they do not fulfill another minimum condition (H6).  49.1% of the families have at least one member who does not possess a bed with sheets, blankets and a pillow (H8).  62% of the families need to improve the basic habits in their houses. What is the family context of our Housing Program?

22. 2004 EXPERIENCE Allocated resources: $1,265,100,000 = US$ 2,530,200 Total Housing solutions: 7,916 Total Families attended: 4,897 2005 EXPERIENCE Allocated resources: $7,329,957,000 = US$ 14,659,914 Total Housing solutions: 30,960 Total Families attended: 17,000 2006 EXPERIENCE Allocated resources: $8,110,433,500 = US$ 16,220,867 Total Housing solutions: 38,158 Total Families attending: 19,304

23. Comparative rates for Minimum Housing Conditions 2005-2006

24. The execution process of the housing program has four stages: 1. Selection of beneficiaries 2. Technical Diagnosis and Proposals 3. Execution of Solutions/Acceptance of the Solutions 4. Program Evaluation Beneficiary lists Construction of the solution, Final acceptance, Classes on living habits Plans, specifications, photos, measurements Internal/external evaluation

25. TECHNICAL ASSISTANCE OF THE HOUSING PROGRAM Technical Instruments Technical construction standards Guide of Technical Solutions

26. Incorporating localized criteria, good distribution and detailed construction designs in the solutions. Working with the families in the process of the living habits. Improving Quality without raising the costs of the solutions. TECHNICAL ASSISTANCE CHALLENGES -

27. Living Habits- Classes with the families To clean - To light – To ventilate – To care – To plan – To prevent

28. Gracias- Thank You