1. 1 Amanda Dean Vice-President, Atlantic Insurance Bureau of Canada Sean Lee Manager, Engineering Services City of Fredericton Building Resilience to Natural Hazards and Climate Change June 11, 2014

2. 2 Global Losses 1980-2013 Source: Guy Carpenter, Swiss Re Insured Losses (at 2012 values) Insured Losses Trend Economic Losses (at 2012 values) Economic Losses Trend

3. 3 Alberta Floods

4. 4 New Brunswick Floods

5. 5 Loss & Loss Adjustment Expenses | * 2013 Jan-Jul estimated Source: IBC Facts Book, PCS, Swiss Re, Munich Re & Deloitte Values in 2012 $ CAN

6. 6 $1 billion+ Loss & Loss Adjustment Expenses | * 2013 Jan-Jul estimated Source: IBC Facts Book, PCS, Swiss Re, Munich Re & Deloitte Values in 2012 $ CAN

7. 7 2010 Atlantic Winter Storms $50.7 million 5, 307 claims

8. 8 $3.2 billion Loss & Loss Adjustment Expenses | * 2013 Jan-Jul estimated Source: IBC Facts Book, PCS, Swiss Re, Munich Re & Deloitte Values in 2012 $ CAN

9. 9

10. 10 Virtual CAMP Virtual CAMP responded to:  NL: Wabush Fire – Jun 28,2013 – Jul 7th, 2013  NS/ NB: Flood (Digby Co., St. Stephen) – Jul 12th, 2013  NB: Tornado – (Fredericton) – Jul 21, 2013 – Jul. 24, 2013  NB: Floods – (Moncton) – Jul 30, 2013 – Aug 3, 2013  NL: Floods – (Burin) – Aug 12, 2013  NS/PEI/NB/NL: Hurricane Gabrielle – Sep. 14, 2013  NS/PEI/NB/NL: Ice storm – Dec. 13, 2013  NS/PEI/NB/NL: Ice storm, snow load, floods – Feb – May 2014  Provincial EMO’s, Gov’t officials, Media releases, Twitter Feed & Red Cross contact were made throughout all events, CIC was opened 24/7.

11. 11 $55 billion Sewer and stormwater system infrastructure deficit

12. 12

13. 13

14. 14  Weather is changing  Increased rainfall intensity  Change in winter precipitation  Increased winter temperature fluctuations Fredericton’s Experience

15. 15  St. John River flooding Fredericton’s Experience

16. 16 Adaptive Measures in Fredericton  Separated sewer systems  Infrastructure renewal  Major / minor storm system  Increased major system capacity  Upgraded culverts

17. 17 Adaptive Measures in Fredericton  An “unconnected” Downtown  Raised critical road sections  Storm water valves  Attenuation ponds

18. 18 Adaptive Measures in Fredericton  Net zero storm water guidelines and development standards  Minimum habitable space elevation

19. 19

20. 20 Hamilton Fredericton Coquitlam Municipal Risk Assessment Tool

21. 21 Municipal Engagement  Nine municipalities involved:  Bathurst, NB  Winnipeg, MB  London, ON  Moncton, NB  Coquitlam, BC  Fredericton, NB  Halifax, NS  St. John’s, NL  Hamilton, ON

22. 22 MRAT AGE OF SEWER MAINTENANCE PROGRAM WATER PROXIMITY

23. 23 MRAT CLAIMS HISTORY WEATHER PREDICTORS

24. 24 MRAT Risk Maps 2020 NOW 2050

25. 25 Benefits of MRAT  Redefines relationship between insurers and municipalities  Fosters collaboration toward common cause  Game-changer – only tool of its kind in world

26. 26 Benefits of MRAT to Municipalities  Protects citizens and property from flood damage  Better forecasts and prepares for severe weather  Prioritizes infrastructure improvements/repairs based on current and future risk  Justifies and leverages federal infrastructure dollars  Assists municipalities in becoming leaders in severe weather adaptation and infrastructure renewal

27. 27 Why Fredericton? - Understanding of our system - Cooperation between Divisions - History

28. 28 Why Fredericton? - Topography - GIS data / mapping

29. 29 Why Fredericton? - Separated system - Sanitary and storm sewer maintenance - Unique servicing policy

30. 30 The Future of MRAT

31. 31  Large amounts of data transferred  1st generation mapping reviewed  2 nd generation mapping, June 2014  Gained more knowledge about our system Accomplishments to Date

32. 32 Next steps for Fredericton  Review 2 nd generation maps  Validate mapping  Incorporate highlighted areas into infrastructure renewal planning / construction  Review new IDF curves

33. 33 Current Status  Data obtained and maps developed for six additional municipalities  MRAT philosophy validated and accepted by Engineers of pilot municipalities  Built relationships with FCM, participating municipalities, federal and provincial governments

34. 34 Future of MRAT  Interest in MRAT from cities across Canada continues  P&C insurance industry will give MRAT development and risk maps to municipalities  Goal is to predict likelihood of catastrophic sewer backups to year 2050

35. 35 Future of Adaptation  Find solutions to the problem of natural catastrophes and severe weather  Create awareness and solutions around adaptation to severe weather and catastrophic losses  Build resiliency across Canada for:  Flood mitigation  Earthquake preparedness  Community safety

36. 36 Questions?