1. UNIT MEETING K.SANKAR SBA

2. TOPICS FOR THE DAY All the 9-NEW PLANS Review of our TEAM’S Performance YEARLY GOAL Review

3. Table-814 - NEW ENDOWMENT PLAN Table-815 - NEW JEEVAN ANAND Table-816 – NEW BIMA BACHAT Table-817 – SINGLE PREMIUM ENDOWMENT PLAN Table-818 – NEW JEEVAN NIDHI Table-820 – NEW MONEY BACK PLAN (20-YRS) Table-821 – NEW MONEY BACK PLAN (25-YRS) Table-822 –ANMOL JEEVAN II Table-823 – AMULYA JEEVAN II What are the NEW PLANS of LIC ?

4. NEW ENDOWMENT PLAN (814)

5. New Avatar of our most popular Table-14 Age at Entry: 8-completed Max Entry: 55-yrs Terms: 12 to 35 years only; Max Maturity Age:75 Modes allowed: Yly/Hly/Qly/ECS/SSS. No MONTHLY Minimum Sum Assured: 1-Lac No Maximum Limit All Male Lives & Females of all Categories eligible All Non-Medical Schemes eligible as per rules All Age-Proofs (Standard, NSAP-1/2/3) acceptable Service Tax to be borne by Policyholder as per Govt rules NEW ENDOWMENT PLAN (814)

6. Maturity Benefits Death Benefits Accident Benefit & Disability Benefit (AB & DB) BENEFITS OF TABLE - 814

7. SUM ASSURED + REVERSIONARY BONUS + FINAL ADDITIONAL BONUS (if applicable) MATURITY BENEFITS

8. Sum Assured on Death (SAD) + BONUS + FAB What is Sum Assured on Death? It is: Basic Sum Assured (or) 10-times of Annualized Premium (or) 105% of the Premiums paid as on date of death; Whichever is Higher…. DEATH BENEFIT

9. AB & DB Rider is nothing but EPDB. What is AB & DB Rider? Covers Accidental Death as well as Permanent Disability If death occurs due to accident, 1-more SA is payable. For Permanent Disability of any 2-Limbs due to Accident, Future Premium is waived Basic SA is given back to the Policyholder in 120-instalments Full SA + all other maturity Benefits are given on Maturity. ACCIDENT BENEFIT & DISABILITY BENEFIT (AB &DB RIDER)

10. Loan Facility available after 3-years Surrender allowed after 3-years Lapsed Policy to be revived within 2-years from FUP Commission rates are: 35% in 1 st year, 7.5% in 2 nd & 3 rd and thereafter 5% in subsequent years No Foreclosure action is taken for IN-FORCE policies Service Tax to be borne by the Policyholder. OTHER FEATUERES OF TABLE - 814

11. NEW JEEVAN ANAND (815)

12. New Avatar of our most popular Table-149 Age at Entry: 18-completed Max Entry: 50-yrs Terms: 15 to 35 years only; Max Maturity Age:75 Modes allowed: Yly/Hly/Qly/ECS/SSS. No MONTHLY Minimum Sum Assured: 1-Lac No Maximum Limit All Male Lives & Females of all Categories eligible All Non-Medical Schemes eligible as per rules All Age-Proofs (Standard, NSAP-1/2/3) acceptable Service Tax to be borne by Policyholder as per Govt rules NEW JEEVAN ANAND (815)

13. Maturity Benefits Death Benefits Accident Benefit & Disability Benefit (AB & DB) FREE RISK COVER after MATURITY BENEFITS OF TABLE 815

14. SUM ASSURED + REVERSIONARY BONUS + FINAL ADDITIONAL BONUS (if applicable) MATURITY BENEFITS

15. Sum Assured on Death (SAD) + BONUS + FAB What is Sum Assured on Death? It is: 125% of Basic Sum Assured (or) 10-times of Annualized Premium (or) 105% of the Premiums paid as on date of death; Whichever is Higher…. DEATH BENEFIT

16. AB & DB Rider is nothing but EPDB. What is AB & DB Rider? Covers Accidental Death as well as Permanent Disability If death occurs due to accident, 1-more SA is payable. For Permanent Disability of any 2-Limbs due to Accident, Future Premium is waived Basic SA is given back to the Policyholder in 120-instalments Full SA + all other maturity Benefits are given on Maturity. ACCIDENT BENEFIT AND DISABILITY BENEFIT (AB & DB RIDER)

17. FREE RISK COVER for Basic Sum Assured life-long DAB Cover is available up to Age:70 FREE RISK COVER AFTER MATURITY

18. NEW JEEVAN ANAND (815) NEW JEEVAN ANAND IS A WODERFUL PLAN

19. NEW BIMA BATCHAT PLAN (816)

20. Single Premium Money Back Plan for 9, 12 & 15 years Age at Entry: 15-completed Max Entry: 66-yrs Max Maturity Age:75 Minimum Sum Assured: 35,000/50,000/75,000 (9,12,15) All Male Lives & Females of all Categories eligible All Non-Medical Schemes eligible as per rules All Age-Proofs (Standard, NSAP-1/2/3) acceptable Service Tax to be borne by Policyholder as per Govt rules

21. Features and Benefits of 816 SB of 15% of SA payable every 3-years Return of Premium + Loyalty Addition on Maturity Death Benefit: Within 5-years: SA is payable After 5-years: SA + Loyalty Addition is payable Loan available after 1-year Surrender of Policy can be done ANYTIME.

22. SINGLE PREMIUM ENDOWMENT (817)

23. Age at Entry: 90-DAYS completed Max Entry: 65-yrs Terms: 10 to 25 years only; Max Maturity Age:75 Minimum Sum Assured: 50000 No Maximum Limit All Male Lives & Females of all Categories eligible All Non-Medical Schemes eligible as per rules All Age-Proofs (Standard, NSAP-1/2/3) acceptable Service Tax to be borne by Policyholder as per Govt rules

24. NEW MONEY BACK PLAN ( 820 )

25. Limited Premium money back plan; Term:20; PPT: 15 Age at Entry: 13-completed Max: 50-yrs; Max Maturity:70 Modes allowed: Yly/Hly/Qly/ECS/SSS. No MONTHLY Minimum Sum Assured: 1-Lac No Maximum Limit All Male Lives & Females of all Categories eligible All Non-Medical Schemes eligible as per rules All Age-Proofs (Standard, NSAP-1/2/3) acceptable Service Tax to be borne by Policyholder as per Govt rules

26. BENEFITS of Table No. 820 Survival Benefits Maturity Benefits Death Benefits Accident Benefit & Disability Benefit (AB & DB)

27. SURVIVAL BENEFITS 820 At the end of 5 th year: 20% of the Sum Assured At the end of 10 th year: 20% of the Sum Assured At the end of 15 th year: 20% of the Sum Assured

28. MATURITY BENEFITS 820 Balance 40% SUM ASSURED + REVERSIONARY BONUS + FINAL ADDITIONAL BONUS (if applicable)

29. DEATH BENEFIT 820 Sum Assured on Death (SAD) + BONUS + FAB What is Sum Assured on Death? It is: 125% of Basic Sum Assured (or) 10-times of Annualized Premium (or) 105% of the Premiums paid as on date of death; Whichever is Higher….

30. Accident Benefit & Disability Benefit (AB & DB Rider) AB & DB Rider is nothing but EPDB. What is AB & DB Rider? Covers Accidental Death as well as Permanent Disability If death occurs due to accident, 1-more SA is payable. For Permanent Disability of any 2-Limbs due to Accident, Future Premium is waived Basic SA is given back to the Policyholder in 120-instalments Full SA + all other maturity Benefits are given on Maturity.

31. Other Features of Table-820 Loan Facility available after 3-years Surrender allowed after 3-years Lapsed Policy to be revived within 2-years from FUP Commission rates are: 28% in 1 st year, 7.5% in 2 nd & 3 rd and thereafter 5% in subsequent years No Foreclosure action is taken for IN-FORCE policies Service Tax to be borne by the Policyholder.

32. NEW MONEY BACK PLAN (821) Limited Premium money back plan; Term:25; PPT: 20 Age at Entry: 13-completed Max: 45-yrs; Max Maturity:70 Modes allowed: Yly/Hly/Qly/ECS/SSS. No MONTHLY Minimum Sum Assured: 1-Lac No Maximum Limit All Male Lives & Females of all Categories eligible All Non-Medical Schemes eligible as per rules All Age-Proofs (Standard, NSAP-1/2/3) acceptable Service Tax to be borne by Policyholder as per Govt rules

33. BENEFITS of Table-821 Survival Benefits Maturity Benefits Death Benefits Accident Benefit & Disability Benefit (AB & DB)

34. SURVIVAL BENEFITS At the end of 5 th year: 15% of the Sum Assured At the end of 10 th year: 15% of the Sum Assured At the end of 15 th year: 15% of the Sum Assured At the end of 20 th year: 15% of the Sum Assured

35. MATURITY BENEFITS Balance 40% SUM ASSURED + REVERSIONARY BONUS + FINAL ADDITIONAL BONUS (if applicable)

36. DEATH BENEFIT Sum Assured on Death (SAD) + BONUS + FAB What is Sum Assured on Death? It is: 125% of Basic Sum Assured (or) 10-times of Annualized Premium (or) 105% of the Premiums paid as on date of death; Whichever is Higher….

37. Accident Benefit & Disability Benefit (AB & DB Rider) AB & DB Rider is nothing but EPDB. What is AB & DB Rider? Covers Accidental Death as well as Permanent Disability If death occurs due to accident, 1-more SA is payable. For Permanent Disability of any 2-Limbs due to Accident, Future Premium is waived Basic SA is given back to the Policyholder in 120-instalments Full SA + all other maturity Benefits are given on Maturity.

38. Other Features of Table No. 821 Loan Facility available after 3-years Surrender allowed after 3-years Lapsed Policy to be revived within 2-years from FUP Commission rates are: 28% in 1 st year, 7.5% in 2 nd & 3 rd and thereafter 5% in subsequent years No Foreclosure action is taken for IN-FORCE policies Service Tax to be borne by the Policyholder.

39. new jeevan nidhi 818

40. 818- NEW JEEVAN NIDHI Eligibility Conditions, Restrictions and Benefits: Age at entry: 20 – 58 years N.b.d (for Regular Premium ) Age at entry: 20 – 60 years N.b.d (for Single Premium) Age at vesting: 55 – 65 years Deferment term: 7 – 35 years (for Regular Premium ) Deferment term: 5 – 35 years N.b.d (for Single premium ) Basic Sum Assured: 1, 00,000 – No limit (Under regular premium Plan in multiples of 5000) Basic Sum Assured: 1, 50,000 – No limit (Under single premium Plan in multiples of 5000)

41. new jeevan nidhi 818 Payment Modes: Single, Yearly, Half yearly, Quarterly, Monthly (ECS or salary deduction) Mode Rebates Yearly 2% of TP, Half Yearly 1% of TP Basic Sum Rebates For 3,00, 000 & above – Regular Rs. 2.00 / Single Rs. 3.00 per thousand BSA ADDB rider (Optional) Rs 1.00 per / Rs 1.50 per thousand SA. Min. SA 1, 00,000. Opt able any time Service Tax 2013-2014 First year 3.09% Subsequent 1.545% Loan Not allowed Surrender Regular:- After 2 years for Def.

42. Single Premium: if within 3 years of DOC then 70% of Single premium Death Benefit** Before first 5 years : BSA + GA @ 50 per thousand BSA which is Payable as Lump sum / Annuity OR Partly Lump sum & Balance as annuity Death Benefit After first 5 years: BSA plus GA for 5 Years @ 50 per thousand BSA plus Bonus accrued from 6th year of policy plus Final additional Bonus if any. (Payable Lump sum / Annuity OR Partly Lump sum & Balance as annuity) ** Total death benefit at any time shall not be less than 105% of total premiums paid. new jeevan nidhi 818

43. Benefits on Vesting** BSA plus GA for 5 Years @ 50 per thousand BSA plus Bonus accrued from 6th year of policy plus Final additional Bonus if any. ** Proceeds are Payable in two choices o Purchase an immediate annuity. From LIC of India only. After commuting to the extent allowed under IT act. / Without commuting o Purchase a new single premium deferred pension product from LIC of India Without commuting ** Provided the amount required is sufficient to purchase a minimum amount of annuity.If not it will be paid out in a lump sup new jeevan nidhi 818

44. L.I.C’s TERM INSURANCE PLANS PLAN No-822 ANMOL JEEVAN – II PLAN No-823 AMULYA JEEVAN – II

45. Term Assurance Plans: 822 & 823

46. term assurance plan New Anmol JEEVAN II Plan No. 822

47. Anmol jeevan II 822 FEATURES  Pure Term Assurance Policy  Low Premium, Low Risk Cover Plan  Ideal for:  Youngsters making start-in-life  People interested in pure risk cover only

48. Anmol jeevan II 822 DEATH BENEFIT  Full Sum Assured is paid to the Nominee in the event of death of the Policy Holder

49. Anmol jeevan II 822 Features not available in the plan  Maturity - No Maturity would be given to the policyholder at the end of the term  Surrender value - No surrender value will be available under this plan  Loan - Loan facility is not available in this plan  Paid up value -The policy will not acquire any paid up value

50. Anmol jeevan II 822 PLAN SPECIFICATION  Minimum Age - 18 (years completed)  Maximum Age – 55 (nearest birthday)  Minimum Term – 5  Maximum Term - 25  Minimum Sum Assured – 6,00,000  Maximum Sum Assured – 24,00,000

51. Anmol jeevan II 822

52. term assurance plan LIC’s New AMULYA JEEVAN II Plan No. 823

53. Amulya jeevan II 823 FEATURES  Pure Term Assurance Policy  Low Premium, High Risk Cover Plan  Ideal for:  Youngsters making start-in-life  People interested in pure risk cover only

54. Amulya jeevan II 823 Low Cost – benefit  Cheapest Policy for Risk Cover Purpose  Risk Cover available till age 70  Sum Assured is provided to Nominee on death of the Policyholder

55. Amulya jeevan II 823 DEATH BENEFIT  Full Sum Assured is paid to the Nominee in the event of death of the Policy Holder

56. Amulya jeevan II 823 Features not available in the plan  Maturity - No Maturity would be given to the policyholder at the end of the term  Surrender value - No surrender value will be available under this plan  Loan - Loan facility is not available in this plan  Paid up value -The policy will not acquire any paid up value

57. Amulya jeevan II 823 PLAN SPECIFICATION  Minimum Age - 18 (years completed)  Maximum Age – 60 (nearest birthday)  Minimum Term – 5  Maximum Term - 35  Minimum Sum Assured – 25,00,000  Maximum Sum Assured – No Limit

58. Amulya jeevan II 823

59. Jeevan Akshay Table No. 189

61. K.SANKAR SBA