1. IMPORTANT MILESTONES IN YEARS OF SERVICE AT ATRS

2. 5 FIVE Years VESTED 1234 0 Eligible for Retirement Benefit, Disability Benefit, Survivor Benefit

3. 10 TEN Years Death Benefit 6 78 9 5 Active or Retired Member $10,000 Contributory $6,667 Noncontributory Mixed Contributory/Noncontributory - Prorated STIPEND $75 Per Month Above Regular Annuity

4. 25 TWENTY FIVE Years Early Retirement 1619 21 23 25 years Credited Service Less than 60 Years of Age Reduced Annuity 15 1718 2022 24

5. TWENTY EIGHT Years Retirement 27 28 Full Retirement Benefits At Any Age 2526 Early T-DROP

6. THIRTY Years T- DROP 30 No Reduction 28 29

7. SEPARATION PERIODS

8. RETIREMENT AGE NO SEPARATION PERIOD

9. RETIREE'S SERVICE YEARS A member with LESS THAN 38 years of service and under age 65 must terminate for SIX MONTHS

10. RETIREE'S SERVICE YEARS A member with 38 or more years of service and under age 65 must terminate for ONE MONTH

11. CONTACT US: Little Rock area: 501-682-1517 Outside the Little Rock area: 800-666-2877. The general information email is: info@artrs.govinfo@artrs.gov