1. © 2005 Teotos Inc., All rights reserved. 0 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Confidential and Proprietary Material Tailored Insurance Enterprise Suite (TIES) Personal Lines Policy Management and Underwriting Systems TeoTios, Inc. When would NOW be a good time TM Note: Use the Links at the top to Navigate or play as normal PowerPoint. We appreciate your interest in this short viewing.

2. © 2005 Teotos Inc., All rights reserved. 1 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit 1 TIES is not an application... it is our business! Designed based on business processes 100% Web based Architecture with Desktop look and feel Product configuration ensures TDI or carrier changes delivered in less than 30 days All underwriting edits and submit requirements designed into each product Single sign on to all logic products Role based security Industry standards

3. © 2005 Teotos Inc., All rights reserved. 2 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit TIES Home Page Tailorable Role Based Login

4. © 2005 Teotos Inc., All rights reserved. 3 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit TIES Search Options

5. © 2005 Teotos Inc., All rights reserved. 4 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit TIES Search Results

6. © 2005 Teotos Inc., All rights reserved. 5 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit TIES Select Product Configurable: State, Company, Line of business, MGA, Agency Tailorable: Programs, Property, Coverage, Endorsements, Discounts, Underwriting Edits, Pay Plans, Workflow, Issuance

7. © 2005 Teotos Inc., All rights reserved. 6 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Unacceptable Risks Defined

8. © 2005 Teotos Inc., All rights reserved. 7 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Applicant Information

9. © 2005 Teotos Inc., All rights reserved. 8 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Property Information

10. © 2005 Teotos Inc., All rights reserved. 9 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Claims

11. © 2005 Teotos Inc., All rights reserved. 10 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Replacement Cost

12. © 2005 Teotos Inc., All rights reserved. 11 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Quote Sheet (Mailable)

13. © 2005 Teotos Inc., All rights reserved. 12 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Basic and Extended Coverage

14. © 2005 Teotos Inc., All rights reserved. 13 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit State and Manuscript Endorsements

15. © 2005 Teotos Inc., All rights reserved. 14 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Special Endorsements (Rental Property)

16. © 2005 Teotos Inc., All rights reserved. 15 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Discounts

17. © 2005 Teotos Inc., All rights reserved. 16 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Payment Plans

18. © 2005 Teotos Inc., All rights reserved. 17 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Application Forms

19. © 2005 Teotos Inc., All rights reserved. 18 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Underwriting Questions

20. © 2005 Teotos Inc., All rights reserved. 19 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Underwriting Workflow

21. © 2005 Teotos Inc., All rights reserved. 20 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Rating Sheets (Underwriting Verification)

22. © 2005 Teotos Inc., All rights reserved. 21 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit Submit / Exception Processing

23. © 2005 Teotos Inc., All rights reserved. 22 1 S e HomeSearch Results ProductsIneligibleApplicantPropertyClaimsReplacement CostCoveragesEndorsements Rental… DiscountsPayPlanApplication Quote Sheet UnderwritingWorkflowRatingSubmit THANK YOU! ? Questions & Answers? sgannon@teotios.com rfulcher@teotios.com www.teotios.com Teo : Ancient Greek Center of Commerce, and Social Beliefs Tios: Tailored Insurnace On-Demand Systems “We bring plain English to the Insurance Industry”