1. RAJASTHAN INITIATIVES
FOCUS
ON SUSTAINABLE
AFFORDABLE HOUSING IN
URBAN SECTOR
PRESENTATION BY
G.S. Sandhu
Principal Secretary
Urban Development, Housing & Local Self Govt.
Rajasthan
NAREDCO NEW DELHI

2. 342,000 sq km Largest State in India Population 68.62 million (2011)
RAJASTHAN FACTFILE
Area
342,000 sq km Largest State in India
Population
68.62 million (2011)
State
Capital
Jaipur
Districts 33
Urban
23.38%
Cities and
Towns
222 (census towns)
184 ( Municipal towns)
Density
201 persons per
square km (2011 Census)
Major
Cities
Jaipur, Jodhpur, Udaipur, Kota, Ajmer, Bikaner, Bhilwara, Alwar, Bharatpur 2

3. RAJASTHAN – WHERE CITY PLANNING IS A TRADITION
Jaipur , Jodhpur, Jaisalmer , Udaipur, Bikaner etc are internationally known for its urban planning and architecture. The rulers of erstwhile princely states of Rajasthan patronized wide roads, excellent infrastructure, recreation areas, public parks etc. & traditional building art and artisans which made Rajasthan rich in heritage buildings, monuments & PLANNED WALLED CITIES. 3

4. GLIMPSES OF MAJOR HISTORIC CITIES – GRAND ARCHITECTURE
KOTA
JODHPUR
JAIPUR
AJMER-PUSHKAR
JAISALMER
UDAIPUR
BIKANER 4

5. NEW POLICY INITIATIVES5

6. Affordable Housing Policy – 2009 – Focus on EWS/LIG housing
IMPORTANT INITIATIVES - URBAN DEVELOPMENT POLICIES
Affordable Housing Policy – 2009 – Focus on EWS/LIG housing
Township Policy 2010 – To promote integrated townships in private sector
Slum Development Policy PPP Model for Redevelopment of Slums
Mass Housing Project in about 50 cities / Towns
Policy for Transferable Development Rights (TDR)– To facilitate land acquisition in lieu of FAR
Master plans for all cities/Towns 6

7. IMPORTANT INITIATIVES - URBAN DEVELOPMENT POLICIES
Model Building Bye laws for all cities/towns – Provisions to promote high-rise buildings : Standard FAR 1.33 , Maximum FAR 2.25 and Unlimited FAR on certain Roads/Outer areas/Metro Rail Route
Providing Technical skills to Urban Local Bodies – Empanelment of Dedicated Consultants for all the Local Bodies 7

8. Initiatives for Sustainable and Affordable Housing
1.0 - Affordable Housing on PPP model – Policy Project of Mass Housing in 50 Cities/Towns Mukhyamantri Shahari BPL Awas Yojana
Initiatives for Sustainable and Affordable Housing 8

9. Highlights of Affordable Housing Policy 2009

10. CATEGORY WISE HOUSING SHORTAGE
HOUSING SCENARIO
CATEGORY WISE HOUSING SHORTAGE
( AS ON )
ALL INDIA
24.71 MILLION*
100%
E.W.S
21.78 MILLION
88.14%
L.I.G.
02.89 MILLION
11.69%
M.I.G/HIG
0.04 MILLION
0.16%
MORE THAN 99% SHORTAGE IS FOR EWS/LIG HOUSING
RAJASTHAN STATE LEVEL SHORTAGE –
10.70 LAKH DWELLING UNITS, PROJECTED TO LAKHS BY 2021.
86% SHORTAGE IN EWS & LIG CATEGORY
* As per current statistics the total all India housing shortage is about million with 56% shortage in EWS and 40% shortage in LIG category. 10

11. SAHBHAGITA AWAS YOJANA
AFFORDABLE HOUSING POLICY
SAHBHAGITA AWAS YOJANA
To promote EWS/LIG housing
through private participation
TARGET
Initial target of over 1,25,000 houses for EWS, LIG and MIG category to be constructed
Target revised upwards to 5.0 lakhs houses looking to over whelming response from private developers 11

12. VARIOUS MODELS Model No-1: AFFORDABLE HOUSING POLICY - 2009
HIGHLIGHTS OF THE POLICY
VARIOUS MODELS
Model No-1:
Mandatory Provisions:
Schemes of Rajasthan Housing Board – Minimum 50% plots/ houses/ flats of EWS/LIG category. & 20% of the plots/ houses/ flats in MIG-A category.
Schemes of Urban Local Bodies – Minimum 25% plots/houses/flats of EWS/LIG & 20% of the plots/ houses/ flats in MIG-A category.
Schemes of Private developers- 15% of no of plots in case of a township & 5% of the FAR in case of group housing for EWS/LIG. Split locations is allowed.
Incentive of 0.25 Additional FAR for EWS/LIG housing 12

13. Model No-2: Private developers on Private land : owned by them
AFFORDABLE HOUSING POLICY
HIGHLIGHTS OF THE POLICY
Model No-2:
Private developers on Private land : owned by them
Selected developers to take up construction of EWS/LIG/MIG-A flats (G+2/G+3 format) on minimum 40% of the total land for EWS/LIG & 12% for MIG A.
Built up EWS/LIG/MIG-A flats to be handed over to the nodal agency (Rajasthan Avas Vikas & Infrastructure Limited) at pre-determined prices, to be allotted to the eligible beneficiaries.
Developer free to construct MIG-B/HIG flats on remaining land.
Several incentives offered to developers. 13

14. Model No-3: AFFORDABLE HOUSING POLICY - 2009 HIGHLIGHTS OF THE POLICY
Private developers on land under acquisition:
ULBs to identify private lands for acquisition and set apart for construction of houses to the developer
cost of acquisition +10% shall be payable by the selected developer
Land owners whose lands already under acquisition for residential schemes of Development Authorities / UITs /ULBs. may be used for creation of stock under Affordable Housing Policy like in Model No.2.
52% of the land will be used for EWS/LIG/MIG-A as per Model No: 2 of the policy
Remaining 48% land allowed to be used for HIG and other category of flats . 14

15. AFFORDABLE HOUSING POLICY - 2009
HIGHLIGHTS OF THE POLICY
Model No-4:
Private developers on Government land: (For Rental housing or outright sale basis)
The ULBs to offer Government Land for construction of EWS/LIG flats through open bidding process.
Land is offered free of cost but the bidding parameter is the maximum number of flats offered by the bidder
The developer offering the maximum Flats is awarded the project. 15

16. Slum Housing : on PPP Model
AFFORDABLE HOUSING POLICY
HIGHLIGHTS OF THE POLICY
Model No-5
Slum Housing : on PPP Model
To encourage PPP Model for Slum Redevelopment
Slum Development Policy issued by the State Government on
Slums situated on Govt. land as well as on private lands can be taken up for Redevelopment
Swiss Challenge model also allowed- developer who makes the project and gives his offer to Govt will have the first right of refusal after bids have been invited
Several incentives – FAR 4.0 , Commercial 10% , Highrise permitted on developers segment 16

17. FAR – DOUBLE OF THE PERMISSIBLE FAR, FACILITY OF TDR AS PER TDR POLICY
AFFORDABLE HOUSING POLICY
INCENTIVES TO THE DEVELOPER
FAR – DOUBLE OF THE PERMISSIBLE FAR, FACILITY OF TDR AS PER TDR POLICY
COMPLETE WAIVER OF -
EXTERNAL DEVELOPMENT CHARGES,
BUILDING PLAN APPROVAL FEES,
CONVERSION CHARGES
COMMERCIAL USE UPTO 10% OF PLOT AREA
FAST TRACK APPROVAL OF THE PROJECT – WITHIN 30 DAYS
BUY BACK OF THE FLATS BY THE NODAL AGENCY OF THE STATE GOVT. AT PRE-DETERMINED PRICE i.e Rs 750 / - per sq ft ON SUPER BUILT UP AREA for EWS/LIG & Rs 1000/- per sq ft for MIG-A
(Price revised to Rs per sq ft looking to extra ordinary rise in construction cost .) 17

18. Benefits to the Allottees
AFFORDABLE HOUSING POLICY
Land Cost nil
Ceiling cost of EWS flats Rs lacs (Revised 2.75 lacs)
Ceiling cost of LIG flats Rs lacs (Revised 4.25 lacs)
Super Builtup area of EWS Sqft ( 2 rooms, kitchen, WC, bath)
Super Builtup area of LIG Sqft ( 3 rooms, kitchen, WC, bath)
Super Builtup area of MIG-A Sqft ( 2BHK Flat )
Bank loan to be made available to Beneficiaries
Stamp Duty for EWS flat Rs per flat ( 8% earlier)
Stamp Duty for LIG flat Rs per flat.
Interest subsidy of 5% in EMIs, upto loan of Rs lacs(Being revised to Rs 5.0 lacs) under ISHUP scheme.
SUBSIDY OF Rs 12,500/ FLAT APPROVED BY GOI FOR JAIPUR CITY PROJECTS UNDER “AFFORDABLE HOUSING IN PARTNERSHIP” OF GOI, TO BE TRANSFERRED TO BENEFICIARIES . 18

19. AFFORDABLE HOUSING POLICY – 2009- ELIGIBILITY FOR DEVELOPERS
Any developer fulfilling the following criteria will be eligible to apply under various models.
Experience in building construction works for at least three years with good track record of quality construction works.
Total net worth (Reserve & Capital) of last three years (of the company or its sister concern or consortium) equivalent to at least 10% of the project cost (excluding land cost) i.e. cost of proposed EWS/LIG houses.
under model no.2, the developer should hold at least 5.0 acres of land in the concerned
The developer should have executed minimum 2.0 acres of Residential or other type of Development in a single project during the last 3 years. (As a developer or builder or as construction agency)
Joint venture or Special Purpose Vehicle by private developers will also be eligible under the Policy. 19

20. Criteria for Site Selection for Affordable Housing Schemes
AFFORDABLE HOUSING POLICY
Criteria for Site Selection for Affordable Housing Schemes
Site to be selected / approved should preferably be in the vicinity of existing infrastructure, so as to minimize delay and cost in extending various services to the scheme area.
Proper Approach.
Availability of Local Transport.
Availability of Water & Electricity.
Primary School to be in near vicinity.
Primary Health Center facility nearby.

21. SEWERAGE TREATMENT PLANT WASTE WATER RECYCLING PLANT
AFFORDABLE HOUSING POLICY – FACILITIES IN THE SCHEME
SEWERAGE TREATMENT PLANT
WASTE WATER RECYCLING PLANT
PARK – 5% OF TOTAL BUILT UP AREA
PARKING FOR TWO WHEELERS IN EWS/LIG AND FOUR WHEELERS IN MIG-A AREA
GATTED COMMUNITY/SECURITY
LIVELYHOOD CENTRE – 1% OF TOTAL BUILT AREA IS TO BE CONSTRUCTED BY DEVELOPER
SCHEME OF SWARN JAYANTI ROJGAR YOJANA FOR WOMEN 21

22. TIME ALLOWED FOR COMPLETION OF THE PROJECT.
AFFORDABLE HOUSING POLICY
TIME ALLOWED FOR COMPLETION OF THE PROJECT.
Time allowed for completion of the project as follows:-
EWS/LIG flats 200 nos year
EWS/LIG flats 400 nos years
EWS/LIG flats 600 nos./above - 03years
THIRD PARTY INSPECTION FOR QUALITY ASSURANCE
If the developer completes EWS/LIG flats within the scheduled period without getting any extension, the developer will get extra incentive of 0.5 TDR/FAR after obtaining completion certificate from the nodal agency. 22

23. FINANCING MODEL IN THE POLICY
AFFORDABLE HOUSING POLICY
FINANCING MODEL IN THE POLICY
RAJASTHAN AVAS VIKAS & INFRASTRUCTURE LIMITED – Nodal agency for implementation of the policy
HFC’s/Banks involved for loan to the benefeciaries.
Escrow account between Local body – Developer – Beneficiary- To ensure Stagewise Payment to developer
VAT exemption – Reimbursement approved
Allotment/lease deed of the flat-directly mortgaged to the bank.
Extra comfort to the banks by ULBs in case of default- possesion of the flat to be taken & re- alloted to next benefeciary. 23

24. FINANCING MODEL IN THE POLICY – CREATION OF CORPUS /RESERVE FUND
AFFORDABLE HOUSING POLICY
FINANCING MODEL IN THE POLICY – CREATION OF CORPUS /RESERVE FUND
Dedicated Reserve/Corpus Fund of Rs cr created in RAVIL for providing finance to the developer on the executed work so that stage wise payment to the developer is not delayed.
The Fund to be raised upto Rs cr depending upon future requirements 24

25. HOUSING FINANACE – IMPORTANT INITIATIVE
DEDICATED HOUSING FINANCE COMPANY FOR RAJASTHAN
Joint venture of IFCI, NHB AND STATE GOVT. To provide easy housing loan to persons with income group of – 20,000 per month .
Micro financing companies to be involved for housing loan to persons with lesser income.
MOU SIGNED – TRIPARTITE AGREEMENT
BETWEEN THREE SATKEHOLDERS 25

26. AFFORDABLE HOUSING POLICY - 2009
Role of NGO’s:
Identification of beneficiary ( footpath dwellers, taxi & rikshaw dwellers, etc. )
information to the beneficiary about government’s Affordable Housing Initiatives.
Helping him/her in filing of application form for allotment and in all after procedures like giving information about dues, registry and procurement of housing loans from Bank.House loan under ISHUP being sanctioned by the Banks
Providing information about Self Employment Schemes. 26

27. ACTION ON IMPLEMENTATION OF POLICY
AFFORDABLE HOUSING POLICY
ACTION ON IMPLEMENTATION OF POLICY
Model No – Mandatory provision
More than 15,000 flats/plots reserved in township schemes of Urban Local bodies / Private developers
Model No – On private land
Phase – I : Work on 14 projects having more than 14,000 houses started in 8 Towns.
Phase – II : 24 projects in 13 Towns approved and registration for more than 21,000 houses received.
Phase – III : 18 Developers have submitted their expression of interest for more than 18 Towns.
Model No On Government land
JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA – work started on more than 5,000 houses. 27

28. Project of Mass Housing in 50 Cities/ Towns
To undertake large scale Low Cost Housing projects for EWS & LIG category on the Government lands situated in about 50 cities/Towns being offered to Developers.
Out of total land parcel, EWS/LIG/MIG A housing to be constructed on 75 percent of the area, remaining 25 percent of the land will be allotted to developer, free of cost to cross-subsidise the cost of dwelling units.
Bidding by developers is to quote per sqft rate with maximum ceiling rate is Rs per sqft.
incentives viz- FAR (2.25) (without betterment levy), complete waiver of Building plan approval fees, commercial use upto 10% of land area. 28

29. MukhyaMantri Shahari BPL Awas Yojana
Hon’ble CM’s Budget Announcement To fulfill Social Commitment of providing housing to the persons below poverty line
A direct subsidy of Rs 50, to BPL family – To construct One Room unit.
Additional subsidy of Rs for construction of Toilet
30 sq mt plot to be allotted free of cost
Beneficiary allowed to construct his house
Houseless persons , persons having less than 25 sq mt built up area or kutcha houses in the BPL list are eligible for the subsidy.
1.0 lac houses / year to be constructed
Rs cr loan being obtained from HUDCO 29

30. MASS HOUSING PROJECT IN ABOUT 50 CITIES /TOWNS – GOVT
MASS HOUSING PROJECT IN ABOUT 50 CITIES /TOWNS – GOVT. LAND EARMARKED FOR THE PROJECT
EOI issued on , Proposals received from more than 50 developers so far , last date of submission of Technical bids 30

31. REDEVELOPMENT OF SLUMS UNDER SLUM DEVELOPEMNT POLICY 2012 – SLUMS ON PRIVATE LANDS ALSO INCLUDED BENEFITS OF RAY (GOI SCHEME).
EOI from more than 15 developers received , Proposals under Swiss Challenge model may also be accepted 31

32. M/s Siddha Infra Project (Jaipur) – 400 Units
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION
M/s Siddha Infra Project (Jaipur) – 400 Units 32

33. M/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 Units
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION
M/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 Units 33

34. M/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 Units
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU
M/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 Units 34

35. ARIHANT BUILDERS JODHPUR – 1300 UNITS
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4
ARIHANT BUILDERS JODHPUR – 1300 UNITS 35

36. THANK YOU