1. Types of retail/business banking products and services 1.06 Acquire knowledge of retail/business banking processes and services to facilitate workplace activities.

2. Types of lending products and services Mortgages Vehicle loans Lines of credit Credit cards Cash advances Debt consolidation

3. Types of deposit account products and services Checking accounts Savings accounts Certificate of deposits Debt / ATM Cards Overdraft Protection

4. Types of Electronic Banking services Wire Transfers Online Banking Online Bill Pay Electronic Funds Transfer ATM Telephone Banking

5. Types of Asset Management Trust Services / Trustee - A person or firm that holds or administers property or assets for the benefit of a third party. A trustee may be appointed for a wide variety of purposes, such as in the case of bankruptcy, for a charity, a trust fund or for certain types of retirement plans or pensions. They are trusted to make decisions in the beneficiary's best interests. Safe Deposit boxes - is an individually secured container, usually held within a larger safe or bank vault. Safe deposit boxes are generally located in banks, post offices or other institutions. Safe deposit boxes are used to store valuable possessions, such as gemstones, precious metals, currency, marketable securities, important documents such as wills, property deeds, and birth certificates, or computer data storage that need protection from theft, fire, flood, tampering

6. Misc. Common Retail / Business Bank Products / Services Cashiers Checks Certified Checks Travelers’ checks Money Orders Notary Services

7. Performance Activity In teams, Research retail and business banking products and services offered by financial institutions in the local area. Based on its research, each team should develop a presentation identifying the institutions with the most extensive retail and business offerings, along with the products and services that these financial institutions offer to their retail and business clients that can improve how you manage your hotdog stand

8. Performance Activity : Business Products Discuss cash management services available exclusively to businesses (e.g., account management services, automated payroll/direct deposit, electronic lockbox services, return-check management services, etc.) and how you can use them to enhance Explain lending products and services available to businesses (e.g., equipment leases, vendor lease programs, etc.).