1. Fighting Back Against Identity Theft A Presentation for CSM564 – Dr. Price By Matt Poole

2. What Is Identity Theft? Acquisition of key pieces of someone’s identifying information in order to impersonate them. Identifying Information Includes: –Name –Address –Date of Birth –Social Security Number –Mother’s Maiden Name –Credit Card Number –ATM PIN’s –Bank Account Numbers

3. How They Do It Shoulder surfing at ATMs and Pay Phones Stealing your mail Dumpster diving Check washing Check creation software Credit Card Checks

5. Preventive Actions Order your credit report from the three credit bureaus once a year Never leave receipts at businesses Sign all new credit cards upon receipt Save all credit card receipts and match them against your monthly bills Be conscious of normal receipt of financial statements

6. Preventive Actions Promptly remove mail from your mail box Deposit outgoing mail in post office collection mail boxes Never give personal information over the telephone unless you initiated the call Shred pre-approved credit card applications and credit card receipts Empty your wallet/purse of extra credit cards and Ids Opt to use an alternate number on Driver’s License

7. Preventative Actions Shred all financial papers. Call 1-888-5optout to stop getting pre- approved credit card offers. Delete any email that asks for personal info. Never have your SSN printed on your checks! Photocopy entire contents of your wallet/purse and put the copies in your Safe Deposit Box.

8. Credit Reports Equifax – www.equifax.com P.O. Box 740241 Atlanta, GA 30374-0241 Telephone: 1-800-685-1111 Experian - www.experian.com (Formerly TRW) P.O. Box 949 Allen, TX 75013-0949 Telephone: 1-800-397-3742 TransUnion – www.tuc.com P.O. Box 1000 Chester, PA 19022 Telephone: 1-800-916-8800

9. Protect Yourself Online Antivirus Software Windows Updates Internet Connection Firewall Spybot S&D and Spyware Blaster Always use your credit card Know your bank’s procedures Exercise common sense!

10. Action Steps For Victims Contact all creditors by phone and in writing Call your nearest Postal Inspection Service office and your local police Contact the Federal Trade Commission Call each of the three credit bureau’s fraud units Ask to have a “Fraud Alert/Victim Impact” statement placed in your credit file Alert your bank to flag your accounts and to contact you to confirm unusual activity

11. Summary Careful safeguarding of your information Knowing your rights as a consumer Watching your credit report Knowing how to handle an incident Damage from an Identity Theft attack can be minimized through

12. Fighting Back Against Identity Theft A Presentation for CSM564 – Dr. Price By Matt Poole