1. AUGUST 2002 STOKVELS IN SOUTH AFRICA

2. Claimed Membership of Stokvels & Burial Society – Total Population 3,56 m 8,08 m

3. LSM

4. Claimed Membership of Stokvels by LSM Source: Marketscape 2002 % 910 46 k 269k472k432k737k697k331k208k274k60k %

5. No of Stokvels Belong to - by LSM Source: Marketscape 2002 % 910 46 k 269k472k432k737k697k331k208k274k60k Based on those that claim to be members of stokvels

6. Average Monthly Investment into Stokvel by LSM Source: Marketscape 2002 910 R770R879R1,104R1,534R2,195R3,575R5,504R7,427R10,56 1 R21,59 1 Total Estimated Amount Invested in Stokvels Annually - R5,61 Billion Average Monthly HH Income 8% 9%4%5% 4% 2% 3% 2% As a % of total monthly income

7. Personal Banking by Stokvel Members

8. Have a Personal Bank Account (Based on those that are members of a Stokvel) 910

9. Share of Money - Total Stokvel Investments by LSM

10. Claimed Membership of Burial Societies by LSM Source: Marketscape 2002 % 910 46 k 269k472k432k737k697k331k208k274k60k %

11. No of Burial Societies Belong to - by LSM Source: Marketscape 2002 % 910 46 k 269k472k432k737k697k331k208k274k60k Based on those that claim to be members of stokvels

12. Average Monthly Investment into Burial Societies by LSM Source: Marketscape 2002 910 R770R879R1,104R1,534R2,195R3,575R5,504R7,427R10,56 1 R21,59 1 Total Estimated Amount Invested into Burial Socities Annually - R6,42 Billion Average Monthly HH Income 7% 5% 3% 2% 1% 0.4% As a % of total monthly income

13. Personal Banking by Burial Society Members

14. Have a Personal Bank Account (Based on those that are members of a Burial Society) 910

15. Share of Money - Total Burial Society Investments by LSM

16. THE UNBANKED SEGMENTS

17. Claimed Membership of Stokvels by the Unbanked Segments 48 k69 k138 k186 k 194 k % Source: AMPS 2001

18. Average Monthly Investment into Stokvel by Unbanked Segments Source: Marketscape 2002 Total Estimated Amount Invested in Stokvels Annually by the Unbanked Sector - R1,36 Billion

19. Claimed Membership of Burial Societies by the Unbanked Segments 48 k158 k404 k757 k 595 k % Source: AMPS 2001

20. Average Monthly Investment into Burial Societies by Unbanked Segments Source: Marketscape 2002 Total Estimated Amount Invested into Burial Societies Annually by the Unbanked Sector - R2,6 Billion

21. PROFILE OF THE STOKVEL MEMBER

22. DEMOGRAPHICS

23. Population Group OF Stokvel Member Source: AMPS 2001

24. Gender Source: AMPS 2001

25. Age 420 k969 k1,3 m605 k229 k % Source: AMPS 2001

26. Highest Level of Education Source: AMPS 2001

27. Province % Source: AMPS 2001

28. HOME

29. Ownership of Dwelling

30. Type of Dwelling

31. Area

32. MINDSET & LIFESTYLE

33. Communication Segment Source: Marketscape 2002

34. STILL DISADVANTAGED 33% OLD SOUTH AFRICA 13% EMERGED 11% NEW SOUTH AFRICA 12% EMERGING 31% Mindsets 2002