1. Effects of the Aging Baby Boomers

2. Dependency Load Dependency Ratio
A measure of the portion of the national population that is dependent – not actively employed (children, youth, seniors)
Dependency Ratio
Numerical comparison of the average # of dependents for every 100 persons of working age (14-65 yrs)

3. Life Expectancy Pension Fund Average age a person is expected to live
Calculated differently for males and females
Indicator of living standards
Pension Fund
$ from income that people deposit into a group savings account, often with further contributions from employers/government and is drawn out after retirement

4. Retirement Savings Plan
Individual savings plan which people save $ for retirement
Encouraged by a tax break from the government
Ecotourism
Type of travel based on the enjoyment on nature

5. Effects of an aging boomer population

6. Do you feel that the aging baby boomers will become a burden for your generation in the future?

7. Business Plan for Aging Boomers

8. Fertility and Fecundity

9. Fertility Fecundity Refers to reproduction
A woman is fertile if she has born, or is bearing, offspring
Fecundity
The ability to reproduce
Once a female reaches menarche, she is fecund

10. Fertility Rates Developed World
The actual number of children had by women
Developed World
Countries that are industrialized, modern, and wealthy – often countries in North America, Europe, Japan, Australia, and New Zealand

11. Proximate Determinants
Developing World
Countries that are non-industrialized and where citizens practice more traditional lifestyles
Proximate Determinants
The biological and behavioural factors through which social, economic, and environmental variables affect fertility

12. Replacement Level
A population term referring to the number of births required to maintain a stable population
If the fertility rate is lower than the replacement level, what will happen to the population?
If the fertility rate is higher that the replacement level, will the population increase or decrease?

13. With specific examples, explain how fertility rates are changing in the world.
Globally, on the decline.
Developed world’s population is shrinking
Only US is replacing its population (immigration and fertility)
Germany, Italy, Sweden all have shrinking populations

14. Canada
Fertility rate is expected to fall from 1.54 to 1.48 births per woman in the next five years
Only NWT and Nunavut show birthrates above the replacement level

15. What are some factors that couples may want to have in place before having children?

16. Why do fewer women breastfeed in developed societies than in developing societies? What impact does this have on fecundity?
Notion that individuals are expected to be autonomous (independent)
Babies expected to sleep in own cribs, play alone, and breast fed for only a few months
Maternity leave is short in US (6-8 weeks)
Infants benefit greatly from breast milk – meets their nutritional needs, immunizes against disease, improves digestion and body systems, reduces risk of allergies, economical

17. Breast-feeding has a contraceptive effect on the woman
Release of prolactin (pituitary hormone that regulates production of progesterone) and inhibits ovulation

18. Provide examples of government policies around the world designed to increase or decrease family size.
Russia – considering banning abortion and imposing a childlessness tax to increase population
China – 1979 imposed a one-couple, one-child policy to reduce population growth
Quebec – cash bonus to couples for each child born in an attempt to increase francophone population - withdrawn

19. Bangladesh – educated and delivered contraceptive to women
Canada - Government funded family planning programs to decrease teen pregnancy
Sex education
Public health departments
Easier access to contraceptive
Bangladesh – educated and delivered contraceptive to women
Family planning programs need to be delivered carefully – Central and South America – push for lower fertility created very high rates of illegal abortions – horrendous health consequences

20. How do cultural norms affect fertility rates?
Overt (open)
Covert (implied)
China – Walking marriages – freedom is important – couples do not want to live together (crowded)
To obtain an apartment, must be married
Many women not wanting children
Disassociation from traditional culture

21. Hong Kong – Tradition – wanting to give birth in year of the dragon – divinity and good fortune – children will be bright, smart and sensitive
Otherwise, Hong Kong has lowest fertility rate in the world
Israel – marriages can be dissolved after 10 years of childlessness (seen as tragic) – government subsidizes fertility treatments – more fertility clinics per capita