1. ZBANK The ultimate Banking Solution from

2. INTRODUCTION: Shaheer Technologies has eighteen year’s rich experience of developing and maintaining Financial & Accounting solutions in Manufacturing, Financial & Banking sectors of Pakistan, UAE and UK. We are committed to develop hi-tech full line of Financial and Accounting software products for a wide range of market requirements. We specialize in designing and developing integrated solutions for growing Companies, helping them to streamline their processes and providing increased visibility of information for better business decisions. In an industry where we go head-to-head each day with some of the largest companies in the world, we continue to win new business and retain our existing customers against all competition - and we achieve all this through the excellence of our people. Our team has a vision. That vision is, To produce the software that every single user will positively recommend

3. INTRODUCTION : We have developed and successfully implemented not only software but have designed the core MIS solutions for Banks, Leasing companies, Trading and manufacturing concerns both in Pakistan, UAE and in UK. It is for all of these reasons that we believe our software is the 'Ultimate Solution for Growing Business'. So if you have a need to grow your business or, if your business is already growing and you have a need to manage it better, we believe we can help. Our systems fully meet international quality standards as well as international Accounting standards (IAS).

4. ZBANK - MODULES 1. General Ledger Accounting System. 2. Lease Management System. 3. COIs & CODs Management System. 4. Loans & Advances Management System. 5. Cash & Bank Remittances Management System. 6. System Manager.

5. Sub Modules- Lease Management System 1. Lease Agreement Management. 2. Leased Asset Management. 3. Leased Asset Depreciation Management. 4. Leased Asset Insurance Management. 5. PDCs Management. 6. CIB Data Management. 7. Lease Agreement Documents Management.

6. ZBANK- STANDARD FEATURES All modules are integrated with each other. All modules are integrated with each other. Support full multi company management. Support full multi company management. Support Fully & one site controlled branch management. Support Fully & one site controlled branch management. Designed for multi currency. Designed for multi currency. Comprehensive Class-III security Comprehensive Class-III security Galactic Model Followed. Galactic Model Followed. Encrypted user password(s) and user rights. Encrypted user password(s) and user rights.

7. ZBANK – SPECIAL FEATURES No Monthly or Yearly Closing procedure. No Monthly or Yearly Closing procedure. Opening Balances, put in just one time in the life of the system. Opening Balances, put in just one time in the life of the system.

8. ZBANK- TECHNOLOGY Visual Basic 6. as front end. Visual Basic 6. as front end. Microsoft SQL Server 2000,2005 & 2008 as database. Microsoft SQL Server 2000,2005 & 2008 as database. Crystal Reports as reporting tool. Crystal Reports as reporting tool. Support Fully Microsoft Technologies. Support Fully Microsoft Technologies.

9. ZBANK – General Ledger Accounting System User’s choice to select from eleven levels of chart of accounts grouping. User’s choice to select from eleven levels of chart of accounts grouping. Programmable Choice to setup different lengths of Programmable Choice to setup different lengths of control accounts. control accounts. User defined Profit & Loss and Balance Sheet reports. User defined Profit & Loss and Balance Sheet reports. Customized Report writer for user’s own formatted reports. Customized Report writer for user’s own formatted reports. Un-limited voucher Types. Un-limited voucher Types. Twenty Comprehensive set of reports to match the ever growing needs of the user. Twenty Comprehensive set of reports to match the ever growing needs of the user.

10. ZBANK – Lease Management System Support all type of agreements :- 1. Finance Lease Agreement. 2. Operating Lease Agreement. 3. Hire Purchase Agreement.

11. ZBANK – Lease Management System Support three types of agreement linkage:- 1. Discount Rate. 2. KIBOR. Select category from 1 month to 1 year. 3. Fixed Rate. Full functionality of Cap & Floor Rate base lines.

12. ZBANK – Lease Management System Support Two type of Auto Re-valuation calculations: Periodical Additional Rental. Periodical Full Re-scheduling of payments.

13. ZBANK – Lease Management System- Regular Features User Programmable Lease Agreement Parameters User Programmable Lease Agreement Parameters Support fully static & Staggered Rental Payments. Support fully static & Staggered Rental Payments. Generate both Standard & IAS-17 Payment schedules. Generate both Standard & IAS-17 Payment schedules. Supports both single manual & Auto rescheduling of payment schedules. Supports both single manual & Auto rescheduling of payment schedules. Issue conditional grace period in payment schedule. Issue conditional grace period in payment schedule. One Touch Auto Billing of normal & additional Rentals. One Touch Auto Billing of normal & additional Rentals.

14. ZBANK-Lease Management System – Regular Features Customer & Group level overdue status. Customer & Group level overdue status. Customer & Internal recovery officer wise recovery report. Customer & Internal recovery officer wise recovery report. Detailed Leased Asset Information. Detailed Leased Asset Information. Transactional Insurance Detail Management. Transactional Insurance Detail Management. Comprehensive Asset category wise Depreciation view. Comprehensive Asset category wise Depreciation view. Individual & Group wise search engine. Individual & Group wise search engine. Fully automated PDCs Management System. Fully automated PDCs Management System. Fifty (50) Multi-optioned comprehensive set of reports. Fifty (50) Multi-optioned comprehensive set of reports.

15. ZBANK-Lease Management System – Special Features One touch month end process to calculate Additional Rental or Rescheduling on/of payments. One touch month end process to calculate Additional Rental or Rescheduling on/of payments. One touch month end process to generate income accruals & posting to GL. One touch month end process to generate income accruals & posting to GL. One touch process to generate bank detail and Internal launching of PDCs. One touch process to generate bank detail and Internal launching of PDCs. One touch generation & posting of asset depreciation voucher. One touch generation & posting of asset depreciation voucher. Fully automated CIB Returns. Fully automated CIB Returns. Full functional credit calculator. Full functional credit calculator.

16. ZBANK- COIs & CODs Management System - Features Unlimited user’s defined Investment Schemes with following user-defined parameters:- Unlimited user’s defined Investment Schemes with following user-defined parameters:- Profit calculation formula Profit calculation formula Currency of scheme. Currency of scheme. Value of certificate Value of certificate Period of scheme Period of scheme Application of with-holding tax and Zakat deduction. Application of with-holding tax and Zakat deduction. User setup of COI counter or scheme’s self counter. User setup of COI counter or scheme’s self counter. Profit rates increment/decrement programming. Profit rates increment/decrement programming. Brokerage management along with each scheme. Brokerage management along with each scheme. Auto rollover with or without profit capitalization. Auto rollover with or without profit capitalization. Process of Profit payment and re-management. Process of Profit payment and re-management. Auto profit expense accrual generation and posting to G.L. Auto profit expense accrual generation and posting to G.L. Fifteen comprehensive sets of user reports. Fifteen comprehensive sets of user reports. Matured contracts of each scheme. Matured contracts of each scheme. Projected payments have to be made by the institution in near future. Projected payments have to be made by the institution in near future. Daily advices of profit/principal payments. Daily advices of profit/principal payments. Weighted average of Cost of funds. Weighted average of Cost of funds.

17. ZANK-Loans & Advances Management System - Features Manage three types of loan : Manage three types of loan : Simple Loan. Simple Loan. Morabaha Agreement. Morabaha Agreement. Musharaka Agreement and operating lease agreement. Musharaka Agreement and operating lease agreement. Support three type of calculations : Support three type of calculations : Amortized calculations. Amortized calculations. Simple on maturity calculations. Simple on maturity calculations. Simple calculation with periodically installments. Simple calculation with periodically installments. Support of staggered rentals. Support of staggered rentals. Support of individual principal and profit recovery. Support of individual principal and profit recovery. Comprehensive twenty sets of reports. Comprehensive twenty sets of reports.

18. ZBANK- Remittances Management System - Features User defined credit posting. User defined credit posting. Multi bank launch facility. Multi bank launch facility. Outstation launch marking. Outstation launch marking. Saves both transaction date and instrument date. Saves both transaction date and instrument date. Manage currency of instrument. Manage currency of instrument. Direct Integration with G.L. Direct Integration with G.L. Individual realization status report Individual realization status report One touch posting of figures to their related modules for further processing. One touch posting of figures to their related modules for further processing. Ten comprehensive sets of reports. Ten comprehensive sets of reports.

19. ST. Financials Elective Modules Transaction Audit Trail System. Transaction Audit Trail System. Integrated SMS Marketing System. Integrated SMS Marketing System. Software User Monitoring System. Software User Monitoring System.

20. ZBANK – System Manager Features 1. Company management. 2. Branch management. 3. System security. 4. System Users. 5. Data lock functionality.

21. Contact us : Shaheer Technologies Head Office Ist Floor 982 Ravi Block Allama Iqbal Town Lahore-PAKISTAN Tel: +92 (42) 374 90 403 Email: info@shaheertech.com URL: www.shaheertech.com