1.  Examine passbook and pay in slip (SB-103).  Check the cash tendered with SB-103.  Make entry in record viz passbook etc.  Send documents to Assistant Postmaster/Sub Postmaster for authorization.  Return passbook & counter foil to depositor on return from Assistant Postmaster/Sub Postmaster PPT 1.2 RULE NO : 31 POSB Manual Volume -I

2.  Check & verify the entry in record and authorize.  Hand over the counter foil & passbook to counter PA to return to depositor. PPT 2.1.17

3.  Examination of cheque & pay in slip  Affix date stamp on pay in slip (foil & counter foil)  Detach counter foil & hand over to depositor  Prepare cheque list for local & out station cheques separately for clearance  On clearance of cheques make entry of deposit  Whenever depositor produce the passbook, make entry in passbook. PPT 2.1.18 RULE NO : 31 POSB Manual Volume -I

4.  Fill up the pay in slip (SB-103) properly.  Hand over the cash, SB-103 & passbook to counter PA.  Collect the passbook & counter foil on completion of transaction.  Check the balance in passbook after transaction.  minimum cash deposit Rs. 5/- by cheque Rs. 20/-  Mode of deposits - DD, Pay Order, Dividend Warrant, Int. Warrant, Refund Order, Pension, Maturity Instrument, Crossed IPO. PPT 2.1.19 RULE NO : 31 POSB Manual Volume -I

5. Cheque collection charges.  Cheque collection charges are taken only for out station cheques.  Out station cheque clearing charges-  Up to Rs. 1000/- - Rs. 30/-  Rs. 1000/- and Part thereof - Rs. 3/- PPT 2.1.20 RULE NO : 31 POSB Manual Volume -I

6. Cheque collection charges.  Cheque collection charges will be charged to the depositor’s account.  No collection charges will be charged on outstation cheques drawn on Post Office Savings Bank. 5/5/2015

7. Service Charges  Service charges for dishonored cheques @ Rs 50/- per cheque.  Postage charges for returning the dishonored cheque on intimation to the depositor by post will also be debited to the depositor's account.

8. Thank You