1. New Approaches to Minimizing Water Intrusion in Attics Coastal Contractor Summit May 12-14, 2008 Tim Reinhold Director of Engineering & VP Institute for Business & Home Safety

2. IBHS Mission To reduce the social and economic effects of natural disasters and other property losses by conducting research and advocating improved construction, maintenance and preparation practices.

3. Performance of New Building Code Buildings 3

4. Strong Codes Reduce Claim Severity and Frequency (Preliminary Results) Severity Pre 1996: $24/sf 1996 - 2004: $14/sf - 42% Frequency Pre 1996: 41 claims/100 policies 1996 - 2004: 17 claims/100 policies - 60% 4

5. Amount of Roof Damage * Includes claims with known damage types only, except for partial covering/partial decking. 5

6. Interior Damage and ALE by Year of Construction 6

7. Causes of Failure and Problems   Building Envelope Issues   Structural Issues

8. Building Envelope Issues in Priority Order  Loss of roof covering  Loss of roof sheathing  Debris impact - broken windows and doors  Window and door framing and anchorage  Garage doors  Ridge vents, off ridge vents, gable end vents and soffits  Water leakage – windows, doors, siding, etc.

9. Roof Covering Failures 95% of Homes With claims

10. Roof Coverings - Shingles

11. 3-Tab Shingle Permit SurveyPost Charley Replacement

13. Shingle Roof Observations   Many Older Roofs suffered extensive shingle damage   Roof covering damage frequently resulted in significant damage to interior   Newer wind-rated shingles installed to manufacturers recommendations performed well   How much is due to being new and how much due to product improvements?

14. Roof Covering Failures Tile Roof Damage   Tile insufficiently attached to roof deck:

15. Roof Covering Failures

16. Tile Roof Damage   Lack of Hip / Ridge Board

17. Roof Coverings - Tile   Signs of damage propagation   Success stories were there in Charley

18. Tile Roof Permit Study (10,375) County & City Population

19. County & City Tile Roof PermitsPost Charley Replacement

21. Tile Roof Observations   Tile roofs have better secondary water protection   When roofs failed, few tile roof owners had as much water intrusion through deck as shingle roof owners   Some roof vent problems where vents failed and acted as scoops   Relatively light damage in lower winds   Tile failures produced large financial losses   Large deductibles   Source of significant debris damage

22. Florida 2004: A Tale of Two Coasts   On East Coast after Frances and Jeanne, Palm Beach Post   Very critical of shingle roofs   Very supportive of tile roofs   In Punta Gorda and Charlotte County   Many homeowners concerned about tiles   Numerous positive comments about the performance of new metal roofs   Local covenants requiring tile roofs

23. Tile Look Metal Roofs

24. Standing Seam Metal

25. Metal   Anchorage near edges is key   Sheathing or deck is important   Provide secondary water protection – upgraded underlayment

26. Metal Roof Observations   Certain new installations performed very well   5V Crimp seemed among best   Easy to inspect screw spacing   Installed over decking   Standing seam exhibited mixed results   Sometimes no deck under panels   More difficult to inspect clip spacing on deck applications   Systems that include a separate deck offer opportunity for secondary water protection   Degradation with ageing and fatigue?

27. Secondary Water Protection   Goal is to dramatically reduce the amount of water that pours into the attic through gaps between roof sheathing when the primary roof cover is blown off.

28. Underlayment as Secondary Water Protection  Fully adhered membrane covering

30. Underlayment as secondary Water Protection   Mechanically attached membrane

31. Table 3-4 Horizontal Overlap of "High Performance" Underlayment Sheets to Avoid Sealing Edges ASCE 7Fortified Roof Pitch XX on 12 Design 5:126:127:128:1210:1212:1214:1216:1218:12 Wind Speed Required Overlap for "High Performance" Underlayment to Avoid Sealing Edges mph inches 901101513121198877 100120181614131110999 110130NA19171513121110 120140NA 191715141312 130150NA 1716151413 140160NA 18171615 150170NA 191817 NA = Not Allowed - overlap is greater than 19-inches.

32. Secondary Water Protection Using Self Adhering Strips Self Adhering Modified Bitumen products Ice & Water shield Available in a Variety of Widths Most Economical in 6” widths

33. Closed Cell Urethane Based Adhesive Foam Sprayed on Joints

34. Medusa

35. Tearing Around Fasteners

36. Roof Deck Failure

37. Roof Deck and Gable End Failures

38. Loss of Roof Sheathing & Gable End Failure

39. Key Elements for Roof Sheathing Attachment  fastener size and type  fastener spacing – particularly in the field of sheathing (These two items have the greatest effect on uplift resistance)  Spacing of support members  Sheathing thickness (head pull-through); fatigue around fasteners

40. Sheathing Uplift Resistance  Uplift capacity is best correlated with tributary areas of fasteners  Depends on missing fasteners  Depends on head pull-through for thin sheathing ( < 5/8”)  For 1/2” or thinner sheathing - can be reduced based on nail head shape  For 1/2” or thinner sheathing - can be reduced by over-driven fasteners  For screws, capacity can be limited by head pull-through even for 5/8” sheathing

41. 2 sq. ft. 1 ft. 2 ft. 1 ft. ½ ft. ½ sq. ft. Ratio of Tributary Areas = 4 to 1 6 and 12 spacing of fasteners 41

42. 1 sq. ft. 1/2 ft. 2 ft. 1 ft. ½ ft. ½ sq. ft. Ratio of Tributary Areas = 2 to 1 6 and 6 spacing of fasteners 42

43. Roof Ventilation as a Source of Water Intrusion   Soffits   Gable rake vents   Gable end vents   Ridge vents   Off-ridge vents   TAS 100(A) type tests are all that are currently available to try and evaluate some of these products

44. Soffit Failures 75% of Homes with claims

45. Failure Due to Poor Installation – Lack of Test Standards – Not Following Product Approvals

46. Major Code Change   Soffits to be designed to withstand the same pressure as the adjacent wall   Dead-wood and following manufacturer’s installation procedures is important   Retrofit solutions indicate issues

47. Retrofitting Vinyl and Aluminum Soffits   Anchorage of soffit to wall   Bead of adhesive   Screws through channel and soffit material   Anchorage of soffit to fascia board   Adhesive in notches   Screws through fascia flashing and soffit material   Improved anchorage of flashing   Removal and installation per manufacturer’s high-wind installation recommendations

53. Ridge Vents

54. Gable End Vents

55. Gable End Rake Vents

57. Off Ridge Vents

58. Nails holding off-ridge vent in place

59. Off Ridge Vent Failure

60. The Bad News about Code Provisions   Roof coverings are still a major problem area (95+% of homes with claims had roof covering damage)   No good test procedure for soffits and water intrusion through soffits (75% of homes with claims had soffit damage)

61. The Really Bad News   Many coastal areas are not using modern engineering based standards for housing construction   The migration of people to the coasts is expected to continue   Values of coastal properties are continuing to escalate   We are in a cycle of increasing frequency of events   Demand Surge- cost of material spike   Climate change – NOAA 90%+ confidence = higher wind speeds in hurricanes

62. What About Sealed Attics?   Improved energy efficiency   Get rid of attic vents all together   Depending on type of insulation – can provide additional protection from water intrusion   Use of Air Admittance Valves – could just about eliminate roof penetrations.

63. Air Admittance Valves   www.durgo.com   www.oatey.com   www.rectorseal.com   www.studor.net

64. Why not think about…

65. Code Plus Construction Options

66. Beyond Building Codes   Increases design loads for pertinent hazards   Performance based criteria with some prescriptive options   Paying attention to water penetration   Wind and/or hail impact resistant roofing   Formal design review   Connections, connections, connections   Verification through targeted inspections   Some limited insurance discounts are available

67. IBHS Research Center