1. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets Let’s Build a Smarter Planet: Banking & Financial Markets - DEZVOLTAREA RESURSELOR UMANE ÎN SERVICIILE BANCARE ÎN CONTEXTUL EVOLUŢIEI REGLEMENTĂRILOR FINANCIARE EUROPENE Chisinau – 11 Aprilie 2011 Tehnologii informatice în serviciile bancare si de formare profesionala ASOCIAŢIA BĂNCILOR DIN MOLDOVA (ABM) Marius Vasile MM Sales Manager – Romania si Moldova

2. © 2011 IBM Corporation The IBM Centennial On June 16, 2011, IBM will celebrate its 100th anniversary as a corporation.

3. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets IBM’s smarter planet vision Four major IBM initiatives New Intelligence Smart Work Smart Work Dynamic Infrastructure Green Solutions The world has become flatter and smaller. Now it must become smarter. Dynamic Infrastructure How do I create an infrastructure that drives down cost, delivers new intelligence, mitigates information risks, and is as dynamic as today’s business climate ? IBM Can Help Build a Smarter Planet

4. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets Financial systems are increasingly… The financial system business model has the capability to become smarter – more agile, more dynamic, and more collaborative. INSTRUMENTED enabling businesses to measure and control data at the atomic level, allowing them to sense and respond quickly and precisely. INTERCONNECTED built on interconnected data that enables innovation, advances straight through processing and delivers single source of the truth. INTELLIGENT enabling rapid, intelligent analysis of a vast mix of structured and unstructured data to improve insight and decision making

5. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets IBM Solutions for Banking and Financial Sector to become Interconnected, Instrumented & Intelligent Cloud computing for financial services Cloud computing provides a platform for optimizing financial services operations while creating and delivering the kind of innovative services that differentiate and propel your business forward. It is agility that will be the lifeblood of successful financial enterprises going forward, and cloud computing is one way of gaining that agility. Compliance information lifecycle management solution for financial services Compliance guidelines are growing in numbers and complexity. Financial institutions must manage both structured and unstructured information from its genesis through classification and archiving, while meeting strict regulations. IBM can help you find the right middle ground between keeping too little and too much data IBM Business Analytics for banking The path to stronger performance requires smarter software and systems. IBM® Business Analytics are helping banks operate more efficiently and gain deeper insight into markets, operations, risk and customer relationships IBM Banking Customer Care and Insight Solution Your customers want personalized products and services. They expect—even demand—high- quality service regardless of the channel. Banks that can transform data into actionable information using smart analytics and performance monitoring, while creating better customer experiences, will win in the marketplace. IBM can help.

6. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets IBM Solutions for Banking and Financial Sector to become Interconnected, Instrumented & Intelligent (cont.) Mobile banking Mobile banking solutions from IBM give consumers payment options that can adapt to their digital lifestyles, while also providing banks and retailers with options to strengthen consumer relationships, improve business operations, reduce costs and improve profitability. Operational risk management for financial services Transform, optimize and adapt your approach to risk management. Enable compliance. Improve your reputation. Maintain flexible, resilient systems. Our portfolio of operational risk management solutions can effectively support your institution's processes and systems to manage and control risk and turn it to your advantage. IT security infrastructure solutions Do you have the processes and technologies in place to safeguard your systems, applications and information? IT security infrastructure solutions from IBM can help you manage risk across your extended enterprise, improving your service and reducing the cost of creating security without compromise. Anti-money laundering investigations, alert modeling and analytics IBM offers an intelligent way to outsource selected financial crimes prevention activities to support your in-house anti-money laundering operations.

7. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets Success requires people and process improvements that include new and smarter ways of measuring, modeling and applying information.

8. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets IBM e-Learning Solutions for financial services Since 1994 when IBM acquired The Human Interest Group, is developing learning platform that can be customized for every industry including Banking and Financial Sector IBM LearningSpace - Virtual Classroom In today's competitive economy, training must be readily available regardless of the often disparate locations of a company's workforce. Companies need a cost-effective means of training employees, and employees need to stay up-to-date with new technologies, products, and procedures. While some training can be managed with self-paced materials, often there is information that is best conveyed in the synchronous interchange between an instructor and students. IBM Lotus Learning Management System IBM Lotus Learning Management System (LMS)-provides total management of your organization's training process from content creation to course delivery. LMS can help you manage your resources, students, and content; and it can help you plan your training programs and track student enrollment. LMS courses are accessed via a Web browser and support Web- based training, for self-paced instruction, and for collaborative training

9. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets IBM’s smarter planet vision Four major IBM initiatives New Intelligence Smart Work Smart Work Dynamic Infrastructure Green Solutions The world has become flatter and smaller. Now it must become smarter. Dynamic Infrastructure How do I create an infrastructure that drives down cost, delivers new intelligence, mitigates information risks, and is as dynamic as today’s business climate ? IBM Can Help Build a Smarter Planet

10. © 2010 IBM Corporation Building a smarter planet: Banking & Financial Markets This mandate for change is a mandate for smart. Thank you