1. KVB FREEDOM

2. PRODUCT FEATURES

3. Features
KVB offerings
Minimum Balance
Rs. 5,000 MAB
Non-maintenance fees
Rs. 100/- p.m.
ATM - Debit Card
Free International VISA card with an add-on card (Annual Maintenance Charges Rs.75 p.a. after first year) ;
Free if customers make more than 10 transactions at POS.
Cheque book
Free 40 leaves p.a. (Rs.2/- per leaf after that)
Pass book
Yes
Internet Banking
Free for all transactions – unlimited transactions
Mobile Banking
Demand Draft facility
Free up to Rs 25,000 per month (no service charges)
Rs 2 per 1000 thereafter
Cash withdrawal
Unlimited at base branch
Free up to Rs.25,000 per day (self withdrawals) at non-base branches
Cash Deposit
Free up to Rs.50,000 per day (even for third-parties) at non-base branches, beyond that Rs 2/- per 1000 after that
NEFT/ RTGS
Free up to Rs.25,000 per month thereafter  For NEFT: Up to Rs.1 L – Rs. 5/- , Rs.1 to Rs. 2 L Rs,15/- Above Rs 2L – Rs25/- per transaction
For RTGS: Rs 2L to 5 L – Rs. 25/- per transaction; Rs 5L and over – Rs50/- per transaction
Cheques at par
Free up to Rs.15 L per month
Bill-payment
Yes, Free
Statement
Free monthly (hard copy)
Duplicate Statement
Yes (Chargeable at Rs 50)
Statement
Yes (As per the periodicity demanded)
Mobile top-up
Free at ATMs

4. USP

5. Features
KVB
ICICI Bank
HDFC Bank
South Indian Bank
State Bank of India
Average Balance
Rs. 5,000 MAB
Rs. 10,000 AQB
Rs.10,000 AQB
Rs. 25,000 AQB
Non-maintenance fees
Rs.100/- p.m.
Rs. 750 per quarter
Rs p.q.
Rs. 250 p.m.
Rs. 500 p.q.
ATM - Debit Card
Free VISA International + add-on
Yes
Cheque book
40 leaves p.a.
50 leaves p.a.
25 leaves per quarter
25 leaves p.a.
100 leaves p.a.
Pass book
Internet Banking
Free
Mobile/Tele Banking
At a fee -
Demand Draft facility
Free up to Rs.25 k pm
No fee
Rs.25,000 per day
Rs.10,000 p.m.
50% off on DD charges
Cash withdrawal2
Rs.20,000 per day
Cash Deposit2
Rs.50,000 per day free (Re 2/- per 1000 min Re 10/-.
1 deposit pm free (Rs 5 per ‘000)
Rs.50,000 per month free (Rs 5 per '000)
Rs. 2 L per month free
NEFT
Free up to Rs.25k p.m.
Yes (free for outward)
Bill Payment
Statement
Free monthly
Duplicate Statement
Rs 100
Rs 75
Not mentioned
Statement
Yes (as per demand)
Once only
Mobile top-up
Free at ATMs