1. EASTERN INSURANCE AND REINSURANCE COMPANY

2. Russian reinsurance market Results of 2010 EASTERN INSURANCE & REINSURANCE COMPANY

3. Written Premium of Reinsurers -19.3% 2010 Inward Reinsurance 2009 2010

4. Written Premium (106%) Paid losses EUR 19.21 b. (104.4%) TOP 10 54.4% TOP 20 68.8% TOP 50 83.4% Total numbers of companies - 625 Brokers - 144 2010 Direct Insurance EUR 26.00 b. EUR 24.43 b. 2009 2010

5. 2010 Inward Reinsurance 2009 Insurance organizations 176 2010 Insurance organizations 152: 131 Universal Insurance companies, 21 Specialized Reinsurers 2010 Written Premium EUR 8.68 b. (-19.3%) 2010 Paid Losses EUR 298.5 m. (-19.6%) Loss ratio 34.4% (-0.2%)

6. Russia 73.8% Non-resident 26.2% 2010 Inward Reinsurance EUR 226.70 m EUR 640.00 m

7. 2010 Outward Reinsurance EUR 833.57 m (38.5%) EUR 1.34 b (61.5%) Abroad Russia Outward premium: EUR 2.17 b

8. 2010 Inward Reinsurance Germany 21% Kazakhstan 16% Ukraine 10% Turkey 6% Turkmenistan 4% India 4% Sweden 3% China 3% UK 3% Moldova 3% Others 27%

9. 2010 Outward Reinsurance UK 33% Germany 19% Switzerland 9% France 5% Turkey 4% United States 4% Bermuda 3% India 2% Kazakhstan 2% Japan 2% Poland 1% Others 16%

10. Our Partners The Eastern Reinsurance Company cooperated in 2010 with more than 300 insurance companies and 40 brokers.

11. We think much of our partners and always welcome new ones EASTERN INSURANCE AND REINSURANCE COMPANY

12. Capacities are different, quality standards are equal EASTERN INSURANCE AND REINSURANCE COMPANY

13. Contacts Moscow Office: Building 1, 11/10 Letnikovskaya Str., Moscow, 115114, Russia Tel/fax: +7 (495) 926-78-81, 926-72-20 e-mail: vpk@vpkre.ru

14. www.vpkre.ru EASTERN INSURANCE AND REINSURANCE COMPANY