1. FDIC Money Smart Elaine M. Hunter Community Affairs Specialist
Federal Deposit Insurance Corporation

2. Money Smart
Money Smart is FDIC’s Financial Education Curriculum, developed in 2001
Over 2.75 million people reached
Over 1,600 Organizations are Members of the Money Smart Alliance
First curriculum developed for adults 2

3. Money Smart Curricula Adults Young Adults Elementary School Students
Young People
Older Americans
Small Business
School

4. Money Smart Adults Modules
Module 2: Borrowing Basics
Module 3:
Check it Out
Module 4:
Money Matters
Module 5:
Pay Yourself First
Module 6:
Keep it Safe
Module 1:
Bank on It

5. Money Smart Adult Modules
Loan to Own
Module 7:
To Your Credit
Module 10:
Your Own Home
Module 8: Charge it Right
Module 11:
Financial Recovery

6. MS Adult Instructor-Led Curriculum
Available in: English, Spanish, Chinese, Korean, Vietnamese, Haitian-Creole, Hmong & Russian
Version for the Visually Impaired available

7. Money Smart for Young Adults
Targeted towards Teens &Young Adults, ages , Grades 7-12, first & second years of college
Aligned with educational standards for all 50 states, the District of Columbia, Guam and the Virgin Islands, as well as Jump$tart financial education standards and National Council on Economic Education economic education standards
Instructor-led and computer-based available 7

8. Money Smart for Young Adults
Bank On It
Check It Out
Setting Financial Goals
Pay Yourself First
Borrowing Basics
Charge It Right
Paying for College and Cars
A Roof Over Your Head 8

9. Money Smart for Elementary Students
For ages 5 – 8
Instructor guides & participant guides
(coloring activities)
Available via download at

10. Money Smart for Elementary Students
Activity 1: Needs versus Wants
Activity 2: My Spending Plan
Activity 3: Savings Goal
Activity 4: Savings Tips
Activity 5: Grow Your Money
Activity 6: Race to the Bank Maze
Activity 7:: Money Smart Posters
Money Smart Posters

11. Money Smart for Young People
FDIC is developing a new instructor-led Money Smart Curriculum series:
Grades Pre-K - second grade (pre-pilot currently available)
Educators’ and Parents’/Caregivers’ guides,
teacher presentation slides and student handouts
Available via download at.fdic.gov/moneysmart
Available in early 2015
Grades 3-5
Grades 6-8
Grades 9 -12

12. Money Smart for Small Business
In partnership with the Small Business Administration (SBA), the FDIC developed Money Smart curriculum for small businesses
Purpose: to provide business owners or entrepreneurs considering establishing a small business with a basic understanding of the financial aspects of running a small business
Instructor-led 12

13. Money Smart for Older Americans
Introduced in June 2013 in partnership with the CFPB
Designed to raise awareness among older adults and their caregivers on how to prevent, identify and respond to elder financial exploitation, plan in advance for a secure financial future, and make informed financial decisions.
PowerPoint slides, instructor guides & participant guides
Available via download at

14. Common Types of Elder Financial Exploitation
Power of attorney or fiduciary abuse
Abuse by caregivers and in-home helpers
Investment fraud
Lottery and sweepstakes scams
Telephone scams
Activity 1: Telephone Scams
Identity Theft
How to avoid identity theft
What to do if you think you may be a victim
Activity 2: Identity Theft Self-Check
Medical Identity Theft
What it is
How to avoid it
What to do if you are a victim
Planning for Unexpected Life Events
Preparing for possible future health problems
Direct deposit of Social Security benefits
How to Be Financially Prepared for Disasters
What to have ready
What to keep and where to keep it
Activity 3: How Financially Prepared Are You?
Scams that Target Homeowners
Reverse mortgage proceeds fraud
Contractor fraud and home improvement scams
Mortgage assistance relief scams
Scams Targeting Veterans
Pension benefits filing scams
Lump-sum payment for future benefits

15. Money Smart for Small Business Modules
Record Keeping
Financial Management
Prepare for common business financing needs, like start-up financing, working capital, & fixed asset loans
Banking Services
Credit Reporting
Tax Planning & Reporting
Time Management 15

16. Money Smart for Small Business Modules (con’t)
Insurance
Selling a Small Business & Succession Planning
Types of Organizations for Small Business & Their Advantages, Disadvantages and Other Impact on the Finances of Small Businesses

17. Money Smart for Small Business Instructors
Should have experience in the delivery of training, technical assistance or coaching to small businesses. 
The FDIC recognizes select organizations that deliver the Money Smart for Small Business curriculum through the Money Smart Alliance Program.
Potential Alliance Partners should be able to conduct and market the training in their community, provide follow-up training, referrals, or technical support to graduates of this training.
Formal partner agreement with FDIC.

18. Money Smart Website www.fdic.gov/moneysmart

19. Commonality of all Money Smart Curricula
Instructor Guides (for modules & general guide)
Participant Guides
Icons and Prompts
PowerPoint Presentations
Evaluation Surveys
Interactive Scenarios 20 19

20. Money Smart is Unique Easy to Teach Easy to Learn Flexible
Targeted to Cash Consumer
Universal Appeal
No Copyrights
Multiple Media
Multiple Languages
FDIC Seal of Approval
Free!!!

21. QUESTIONS?