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Published byShanon Simmons Modified over 9 years ago
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ASSET INSURANCE
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Asset Insurance provides coverage to the respective assets against specified risks Assets – Assets of various types can be covered in this insurance as per pre-decided terms and agreed values Types – Home Insurance Shop Insurance Fine Art and Valuables Other assets ( Case to case basis)
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Home Insurance (House- Holders' Insurance policy – BAJAJ ALLIANZ) Risk Coverage: 1. Fire & allied perils Building & contents - Covers not only property, but also contents. Burglary & Theft- Covers loss of house hold contents and expenses Incurred due to damage caused on incidence of house-breaking & theft. Jewellery & Precious Items (All risk coverage for jewellery and precious stones). Plate Glass Coverage against accidental breakage of glass. Domestic Appliances Covered against any electrical or mechanical breakdown. Electronic equipment All risk coverage
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Pedal Cycles All risk coverage with a third party liability extension. Baggage Insurance Covers loss of baggage while traveling. Personal Accident Cover Coverage for the insured and his family for any death or disability. Public Liability Covers any injuries or damages caused to third parties. Workmen's Compensation Covers workmen whom you have employed on wages
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Features Single policy covering all risks related to home Complete coverage at reduced premium rates Simple and quick documentation Related items get covered under respective sections Customized cover option available Benefits on sectional discount which will reduce the premium. Proposal Form :TATA-AIG Home Supreme
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SHOP INSURANCE (Shop Insurance – Bajaj Allianz) Risk Coverage: Fire & Allied Perils -Provides protection for the property and interests of the insured against fire, burglary, theft or any fortuitous event Covers breakdown of equipment Workmen’s Compensation-covers liability towards workmen under the Workmen’s Compensation Act. Covers Business Interruptions suffered due to fire and allied perils Fidelity Guarantee -Provides protection against fraudulent and dishonest employees Covers money carried to the bank, plate glass, neon sign and other electronic equipment in the shop Covers for damage to data media, software and cost of recovery of lost data Personal Accident insurance provided for you and permanent employees
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Features Single policy covering all risks in a shop. Complete coverage at lower premium Simple documentation Covers for unanticipated loss Saving on costs Smooth functioning of the business One stop shop / solution for the clients business related needs. Proposal Form: Shop Insurance – Bajaj Allianz
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