3.  Using someone else’s personal identifying information  Usually for a financial benefit  Can ruin your credit rating

4.  Anybody  Children  The Elderly

5.  Financial  Insurance  Medical  Criminal  Drivers License  Social Security  Synthetic  Child

6.  Most common  15 Million victims  50 Billion dollars  Results: Credit card fraud Checking account fraud Savings account fraud Mortgage fraud Loan fraud Tax fraud

7.  See a doctor  Get prescription drugs  Get other health care benefits  Could threaten your life  Could threaten your health  Could lose health coverage

8.  Use of a different name upon arrest  Failed court appearance from victim  Result in jail time for the innocent victim

9.  Most complicated  Steals bits and pieces of identity  Creates a “new Person”  Can then establish credit to use

10.  Use of a child’s social security number  Open bank accounts  Credit card accounts  Apply for a loan  Rent a place to live

11.  Jail  Prison  Repay Money

12.  Do not carry important documents  Keep them at home  Check bank statements  Shred receipts/returned checks  Passwords

13. How thieves steal your personal and financial information: › They hack into computers to find names, important dates etc. › Look through garbage to find financial information such as a bank statement › Burglary-stealing wallets/purses/credit cards to find personal information

14.  Open up new cards in your name  Use your credit card to rack up charges  Wire money out of your account  Get a license in your name  Collect government money due to you  Rent/Lease cars and homes in your name

15.  You see withdrawals from your bank account that you can’t explain  Debt collectors call you about debts that aren’t yours  Your account is flagged  There is a warrant out for your arrest

16.  Emotional stress and trauma  Excessively paranoid  Making new credit accounts in your name  Hurts your credit score

17.  FIRST, contact the fraud departments of each of the three major credit bureaus: › Equifax: www.equifax.comwww.equifax.com › Experian: www.experian.comwww.experian.com › TransUnion: www.transunion.comwww.transunion.com  SECOND, close the accounts  THIRD, file a police report

18.  "The 8 Types of Identity Theft." About.com Identity Theft. N.p., n.d. Web. 03 June 2013.  "Google." Google. N.p., n.d. Web. 03 June 2013.  "Identity Theft." Definition. N.p., n.d. Web. 03 June 2013.  "Financial Identity Theft Is the Most Common Form of ID Theft." Financial Identity Theft Is the Most Common Form of ID Theft. N.p., n.d. Web. 03 June 2013.  "Consumer Information." Medical Identity Theft. N.p., n.d. Web. 03 June 2013.  "Fact Sheet 17g: Criminal Identity Theft: What to Do If It Happens to You." Criminal Identity Theft: What to Do If It Happens to You. Privacy Rights Clearinghouse, n.d. Web. 03 June 2013.  "Types of Identity Fraud." Synthetic Identity Theft. N.p., n.d. Web. 03 June 2013.  "Consumer Information." Child Identity Theft. N.p., n.d. Web. 03 June 2013.  http://www.pandemoniumonline.org/wp-content/uploads/2013/02/lock-and-key.png http://www.pandemoniumonline.org/wp-content/uploads/2013/02/lock-and-key.png  http://www.micash.net/wp-content/uploads/2011/02/identitytheft.jpg http://www.micash.net/wp-content/uploads/2011/02/identitytheft.jpg  http://appraisalnewsonline.typepad.com/photos/uncategorized/2007/11/18/idtheft.jpg http://appraisalnewsonline.typepad.com/photos/uncategorized/2007/11/18/idtheft.jpg  http://blog.myid.com/wp-content/uploads/2011/05/child-identity-theft-victim.jpg http://blog.myid.com/wp-content/uploads/2011/05/child-identity-theft-victim.jpg  http://www.stolenlostfound.org/images/identity-theft.jpg http://www.stolenlostfound.org/images/identity-theft.jpg  http://www.ehow.com/facts_6049817_happens-people-commit-identity-theft_.html http://www.ehow.com/facts_6049817_happens-people-commit-identity-theft_.html  http://www.identity-theft-scout.com/images/identity-theft-fraud.jpg http://www.identity-theft-scout.com/images/identity-theft-fraud.jpg  http://www.credit.com/credit-reports/identity-theft/how-to-credit-report/what-do-thieves-do-with- stolen-identities.jsp  http://www.privacymatters.com/identity-theft-information/how-identity-theft-committed.aspx