1. Smarter Decisions. Safer World. ICAE Conference Identity Theft Review Steve Keen

2. 2 “Achieve industry-leading credentialing, compliance and privacy program objectives that reinforce the responsible use and protection of ChoicePoint data and services and continue to build credibility with the privacy community and the public” Policy Review and Development Customer, Employee and Vendor Compliance Outreach & Communications ChoicePoint’s Strategic Goals & Direction

3. 3 2005 Organizational Actions Created independent office of Credentialing, Compliance and Privacy that reports to the Board of Directors Established full-time liaison with law enforcement Engaged Ernst & Young to conduct a best practices study of ChoicePoint Established Corporate Credentialing Center

4. 4 Identify Theft Related Processes Free Consumer Reports – Fact Act, Public Records, File Disclosure Marketing Opt Out Program File Freeze Compliance Program for: – (NV - 10/05, NJ - 1/06, ME - 2/06) Consumer Verification (Manual/Smart Questions) Customer Credentialing – Physically/Electronically Mask Personally Identifiable Information (PII) Eliminated support for Non-Sponsored Agents

5. 5 Technology Solutions Implemented Password Reset using Biometrics (Voice Prints) US Internet Access Policy External/Internal Server Scans Eliminating contributions on Physical Media Encryption (SSL, SFTP, PGP)

6. 6 Selected Best Practices to Consider External E-Mail Scrutiny Enhanced Network/Access Security Tools –(Two Factor Login, IDS, IPS) Physical Office Security Review Employee Security Awareness Program

7. 7 External/Public Efforts Identity Theft Resource Center – www.idtheftcenter.org www.idtheftcenter.org Privacy at ChoicePoint – www.privacyatchoicepoint.com www.privacyatchoicepoint.com Visits to Customers and Conferences

8. 8 CSO Identity Theft Survey – 7/21/2005 Source: CSO Magazine Out of 389 CSO’s and senior Security Executives 58% - Identity Theft can be prevented 29% - Will happen regardless of consumer precautions 74% - Both the consumer and lax security at organizations was to blame 16% - Due to an organizations failure to protect data