1. Partnering For Success Diners Club Nordic

2. © 2009 Diners Club International Ltd. - Confidential and Proprietary In July 2008, Diners Club International ® was acquired by Discover ® Financial Services Launched 1950 Operates in 185 countries A Premier Global Network 8 M merchant locations 6.5 MM Cardmembers 60 network participants $41B volume in 2008 Transactions in over 66 currencies Millions of merchant and cash access locations Comprehensive payments solution Reciprocal acceptance agreements with China Unionpay & JCB Growing issuance business with 30+ issuers with volume on the Network Fast growing PIN- based ATM/debit network with over 4,500 participating financial institutions More than 265,000 ATMs throughout the US Leading credit card program with largest penetration in U.S. households 6 th largest issuer in United States 60 MM Cardmembers Discover Financial Services (NYSE: DFS) is a leading credit card issuer and electronic payment services company with one of the most recognized brands in financial services.

3. © 2009 Diners Club International Ltd. - Confidential and Proprietary About Discover Network Cards  The Discover Network Card Account Number length is 16 digits.  Diners Club International ® Cards will continue to display the DCI acceptance mark on the front of the card. Over time, both DCI and Discover Network Cards will carry both DCI and Discover Network Acceptance Marks.  Accept and process Discover Network Cards as you do today for DCI Cards. This includes Authorization, receipt printing and submitting Card transactions for settlement.

4. © 2009 Diners Club International Ltd. - Confidential and Proprietary Discover® Network BIN Ranges  DN Card BIN ranges are as follows:  601100 - 601109  601120 - 601149  601174 - 601174  601177 - 601179  601186 - 601199  644000 - 649999  650000 - 659999  PAN length is 16 digits

5. © 2009 Diners Club International Ltd. - Confidential and Proprietary Thank you for your cooperation