1. California Public Utility Commission Energy Efficiency Financing Workshop November 16 - 17, 2010 505 Van Ness Avenue, San Francisco, CA November 16 - 17, 20101David S. Carey Associates, LLC

2. Transaction Points: Large Commercial and Industrial New Construction or Purchase of Property Planned equipment replacement Unplanned equipment replacement Major Renovation or Tenant Build-out November 16 - 17, 20102David S. Carey Associates, LLC

3. Forms of Financing: Large Commercial and Industrial Loan Lease On-Bill Financing PACE Service Agreement November 16 - 17, 20103David S. Carey Associates, LLC

4. Transaction Points: Small Commercial and Industrial New Construction or Purchase of Property Planned equipment replacement Unplanned equipment replacement Major Renovation or Tenant Build-out November 16 - 17, 20104David S. Carey Associates, LLC

5. Forms of Financing: Small Commercial and Industrial Loans Lease Revolving PACE On-Bill Financing November 16 - 17, 20105David S. Carey Associates, LLC

6. Transaction Points: Residential Single-Family Home Purchase/Mortgage refinance Planned equipment replacement Unplanned equipment replacement Major Renovation November 16 - 17, 20106David S. Carey Associates, LLC

7. Forms of Financing: Residential Single-Family Unsecured Loans – Installment Loan (Direct or Dealer) – Revolving Loan (Direct or Dealer) Secured Loans – First Lien (Energy Efficient Mortgage) – Second Lien (e.g., HUD-Insured Title 1) PACE November 16 - 17, 20107David S. Carey Associates, LLC

8. Transaction Points: Residential Multifamily New Construction or Purchase of Property Planned equipment replacement Unplanned equipment replacement Major Renovation November 16 - 17, 20108David S. Carey Associates, LLC

9. Forms of Financing: Residential Multifamily Loans (Commercial or Government) Leases On-Bill Financing PACE Service Agreement November 16 - 17, 20109David S. Carey Associates, LLC

10. Transaction Points: Government and Institutional New Construction or Purchase of Property Planned equipment replacement Unplanned equipment replacement Major Renovation or Tenant Build-Out November 16 - 17, 201010David S. Carey Associates, LLC

11. Forms of Financing: Government and Institutional Loans (Commercial or Government) Leases Bonds On-Bill Financing Service Agreement November 16 - 17, 201011David S. Carey Associates, LLC

12. Contact Information Dave Carey Principal David S. Carey Associates, LLC dave@dcareyconsulting.com 978-468-9932 Matthew Brown Principal Harcourt Brown Energy and Finance matthew.brown@harcourtbrown.com 720-246-8847 November 16 - 17, 2010David S. Carey Associates, LLC12