1. Investment concept explained…

2. Want to invest in property….. ….but don’t know how to find the winning deals to speculate with….. ……don’t know what’s good at what price… …don’t have the infrastructure to ensure it sells quickly…. …….don’t have the time to inspect several properties to determine whether any are good buys….

3. Allow us to assist you!

4. How is money made in the property market? Appreciation over time Speculating

5. How is money made in the property market? Buy to let: Correct Price Management infrastructure High rental demand

6. How is money made in the property market? Speculating: Correct Price Exposure

7. Opportunity in the current market Increase in Bank Repossessions Availability of Bargains Increase in Auctions Motivated sellers

8. Property Investor Conveyancer

9. Years of experience in pricing properties to sell successfully Wealth of connections in the industry Understanding of the banks’ criteria through Infinitybond Bond Origination Network of over 50 Estate Agencies for increased exposure

10. Investment of a smaller amount for a quicker return Speculating Purchasing a property ideal for long term lease Investing to let out

11. Own transaction: R70’000 minimum, credit worthy. “Investment Club” Transaction: Investments from R20’000, credit worthy, profits are divided pro-rata as per investment Speculating

12. Initial investment based on pre-determined total cost, ability to deliver guarantees for the full purchase price as- well as any costs incidental to the transfer of the property. Infinityvest will facilitate the entire rental process. The Conveyancer will facilitate the registration of any Legal entities that may be required. Approx 1.3% p/m return on investment as addition to the 20% equity in the property from day one. Investing to let out

13. A fee of R15’000 is charged on all purchases facilitated by InfinityVest All other fees are calculated into the transaction when speculating. Fees Involved

14. CALCULATIONS WHEN BUYING AN AUCTION PROPERTY Infinityvest Selling Price650000 Infinityvest Commission30000 InfinityVest Fee15000 Sheriff Fee9177 Purchase Price440000 Investors Transfer10000 New Purchaser Transfer32500 Arrears10000 Restorations10000 Interest5500 Security2400 Nett Profit85423 Initial Investment63177

15. WHEN MUST GUARANTEES BE DELIVERED TO THE SHERIFF’S ATTORNEYS? Each contract has its own requirements but the standard is 14 days after date of the auction. Due to the volumes the sheriff attorneys have a backlog giving you more time.

16. IS IT NECESSARY TO TRANSFER THE PROPERTY INTO MY NAME FIRST BEFORE I CAN RESELL IT? The idea with our concept is to market and resell the property before it is transferred into your name. When the new purchaser’s bond is approved, all guarantees are issued against the new purchaser’s bond and will it not be necessary for you to register a bond to finance the property. The property will then be transferred simultaneously To Sherrif To YOU With Bond New Purchaser If you are unable to resell the property before the pressure of the Sheriff’s attorney is too much, then the property will be transferred into your name with a bond to finance the transaction (if you are not able to buy cash).

17. WHEN CAN I TAKE OCCUPATION OF THE PROPERTY? According to the Conditions of Sale, all risks and benefits pass to you on date of the sale. You are entitled to immediate access of the property. If the property is vacant, you may take occupation thereof. If there is a tenant /the owner in the property, you are entitled to demand rent from them with immediate effect. All risk passes to you as well. We suggest that you place the property on your existing short term insurance until you resell the property and transfer has taken place into the new purchaser’s name.