1. Financial Aid Presented by: Jocelyn Vila Program Services Coordinator Foster Youth Liaison Skyline College Financial Aid Office

2. Tuition Cost… Community CSU UC Private $1,200 $6,500 $12,800 $43,000 The above amounts are estimates and based on full-time status for one year and California Residents Being Informed = Great Savings! $$$

3. Understanding Cost of Attendance ItemDescription TUITIONThe cost of taking courses. ROOM & BOARDLodging and food cost FEESNon-institutional fees, such as parking permits, student body fees, student health fees, etc. BOOKS & SUPPLIESCost of books, backpacks, notebooks, supplies, etc. TRANSPORTATIONCost of travel, such as the commute to and from school, travel during school break back home, etc. PERSONAL/ MISCELLANEOUS Other cost not included in items above (i.e. utilities, personal hygiene, clothing, etc.) Cost of Attendance: An estimate of the student’s educational expenses for the period of enrollment

5. Pell Grant CAL Grant B & C BOG = Free Classes Scholarships  From State of California  Cal Grant B (2.0 GPA) = $1,648  High School Seniors = Entitlement  CC Transfer Student (2.4 GPA) = Entitlement  Cal C (Career Technical Education) = $547  WebGRANTS for Students Account  From State of California  Cal Grant B (2.0 GPA) = $1,648  High School Seniors = Entitlement  CC Transfer Student (2.4 GPA) = Entitlement  Cal C (Career Technical Education) = $547  WebGRANTS for Students Account  California Resident  Students can apply via one of the below:  www.fafsa.gov (allows higher income) www.fafsa.gov  Submit CA Dream Act Application  California Resident  Students can apply via one of the below:  www.fafsa.gov (allows higher income) www.fafsa.gov  Submit CA Dream Act Application  On Campus  Off Campus  On Campus  Off Campus Community College  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157

6. Pell Grant State University Grant Cal Grant A & B Scholarships  From the specific campus (CSU)  EFC ≤ 5200  From the specific campus (CSU)  EFC ≤ 5200  From the State of California  High School Entitlement  Cal Grant A (3.0 GPA) = $5,472  Cal Grant B (2.0 GPA) = $5,472 + $1,648 stipend  Transfer Entitlement (age 28 or under, 2.4 GPA)  Meet income and asset ceiling limits  From the State of California  High School Entitlement  Cal Grant A (3.0 GPA) = $5,472  Cal Grant B (2.0 GPA) = $5,472 + $1,648 stipend  Transfer Entitlement (age 28 or under, 2.4 GPA)  Meet income and asset ceiling limits  On Campus  Off Campus  On Campus  Off Campus Information re CSU provided by Rose Carmona – Arbulú – San Francisco State University  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157 California State University (CSU)

7. Pell Grant UC Grant Blue & Gold Plan Cal Grant A & B Scholarships  From the university/campus  EFC ≤ $9750  From the university/campus  EFC ≤ $9750  From state of California  High School Entitlement  Cal Grant A (3.0 GPA) = $12,192  Cal Grant B (2.0 GPA) = $12,192 = $1,648 stipend  Transfer Entitlement (age 28 or under, 2.4 GPA)  Meet income and asset ceiling limits  From state of California  High School Entitlement  Cal Grant A (3.0 GPA) = $12,192  Cal Grant B (2.0 GPA) = $12,192 = $1,648 stipend  Transfer Entitlement (age 28 or under, 2.4 GPA)  Meet income and asset ceiling limits  On Campus  Off Campus  On Campus  Off Campus Information re UC provided by Yolanda Santiago Venegas – UC Santa Cruz  From the university/campus  Families with income of $80,000 or less  From the university/campus  Families with income of $80,000 or less  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157 University of California (UC)

8. Pell Grant Grants Cal Grant A & B Scholarships  Varies. Check with the university for specific details.  From the State of California  High School Entitlement  Cal Grant A (3.0 GPA) = $9,084  Cal Grant B (2.0 GPA) = $9,084 + $1,648 stipend  Transfer Entitlement (age 28 or under, 2.4 GPA)  Meet income and asset ceiling limits  From the State of California  High School Entitlement  Cal Grant A (3.0 GPA) = $9,084  Cal Grant B (2.0 GPA) = $9,084 + $1,648 stipend  Transfer Entitlement (age 28 or under, 2.4 GPA)  Meet income and asset ceiling limits  On Campus  Off Campus  On Campus  Off Campus  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157  From Federal Government  U.S. Citizen or Permanent Legal Residents  $5,730 maximum award per year  EFC ≤ 5157 Private Universities

9. Additional Resources Federal Work Study Get a job on campus and get a paycheck: http://www.skylinecollege.edu/financialaid/workstudy.phphttp://www.skylinecollege.edu/financialaid/workstudy.php America Counts – tutor elementary kids: http://www.skylinecollege.edu/financialaid/americacounts.phphttp://www.skylinecollege.edu/financialaid/americacounts.php Middle Class Scholarship (CSU and UC) Families with income up to $150,000 For information: http://www.csac.ca.gov/mcs.asphttp://www.csac.ca.gov/mcs.asp Chafee Grant for Former Foster Youth $5,000 per year – must be enrolled at least 6 units Apply at: https://www.chafee.csac.ca.govhttps://www.chafee.csac.ca.gov CSS/Financial Aid Profile Many private or public out of state colleges For information: http://student.collegeboard.org/css-financial-aid-profilehttp://student.collegeboard.org/css-financial-aid-profile Western Undergraduate Exchange (WUE) Save money – pay reduced tuition For information: www.wiche.edu/sep/wuewww.wiche.edu/sep/wue Foster Youth Private Out of State FWS MCS

10. Scholarships Prepare Early and Be Organized Research and Apply Personal Statement Letter of Recommendation Don’t Miss Deadline!

11. Student Loans Direct Loans – Department of Education Subsidized vs. Unsubsidized Direct Loans For information: https://studentaid.ed.gov/types/loanshttps://studentaid.ed.gov/types/loans Parent PLUS Loan – Department of Education PLUS loans can help pay for education expenses not covered by other financial aid For more information: https://studentaid.ed.gov/types/loans/plushttps://studentaid.ed.gov/types/loans/plus Plus Loans Direct Loans Interest Rates for Direct Loans First Disbursed on or After July 1, 2013 Loan TypeBorrower Type Loans first disbursed on or after 7/1/13 and before 7/1/14 Loans first disbursed on or after 7/1/14 and before 7/1/15 Direct Subsidized Loans Undergraduate3.86%4.66% Direct Unsubsidized Loans Undergraduate3.86%4.66% Direct PLUS Loans Parents PLUS6.41%7.21%

12. How to Apply… Free Application for Federal Student Aid For U.S. Citizens & Permanent Legal Residents California Dream Act For AB540/Undocumented Students OR www.fafsa.gov Never use fafsa.com – charges a fee! www.dream.csac.ca.gov Submit One Application = To See What Types of Aid You Qualify For! Renew every academic year!!!

13. Don’t Wait ~ Estimate Meet the March 2 nd Deadline! Do an estimate of your income and select: □ Will File Taxes □ Already Filed Taxes □ Not Required to File Taxes After taxes are filed, go back to your FAFSA or CA Dream Act Application and update from □ Will File Taxes □ Already Filed Taxes Input actual numbers from the tax forms Private and Out-of-State School may have earlier deadline dates

15. Questions??? Thank You! Jocelyn Vila For a copy of this presentation you can email Jocelyn Vila at: vilaj@smccd.edu