1. Poverty & Social Exclusion 2010 HWU Contribution SG Meeting 12 May 2010 Prof Glen Bramley

2. School of the Built Environment Areas of Special Interest Local public & private services – importance, equity and exclusion issues Housing related issues - needs/standards, affordability, fuel poverty Financial inclusion - financial services, indebtedness, asset welfare Neighbourhood issues (with Glasgow) - local environment & ‘public goods’; - ‘neighbourhood effects’

3. School of the Built Environment Local Service Issues How ‘essential’, or important, are different services? Distribution of benefits (usage) by income, class, deprivation Demographic redistribution thru services Role of local private (commercial) services vs public services Incidence of service constraints & inadequacies x income, depriv Trends over time in usage/benefits/outcomes – implics for universalism Service exclusion vs other dimensions of exclusion Area effects at country, locality or neighbourhood-type level Service innovation, e.g. use of ICTs Self-exclusion by the most affluent

4. School of the Built Environment Housing Related Issues Exploring housing affordability, esp poverty related to housing costs Regional differences in housing-related poverty Housing insecurity as a source of exclusion Socially perceived necessities and housing standards Implications of energy costs for poverty

5. School of the Built Environment Financial Inclusion Issues Use of financial services and relationships with poverty and other deprivations Indebtedness and circumstances associated with problem debt Ability to save and use of savings to prevent transitional poverty Actual and potential uses of housing assets Financial education and ‘literacy’

6. School of the Built Environment Neighbourhood Issues Incidence of common neighbourhood problems (e.g. poor environment, crime/ASB) by income/deprivation Impact of neighbourhood problems on health/wellbeing, quality of life, service use, opportunities/access Impacts for different demographic groups Association of neighbourhood problems with tenure/income mix Neighbourhood social capital, empowerment, participation, cohesion